How much do you have in your emergency pot?

[brownbearbrownbear123]

Modest incomes only please! Kindly, I don’t need to hear that you’ve got £20,000 stashed away for a rainy day. Id love to hear from low/mid range earners please.
how much do you have saved for emergencies?
we bought our home 5 years ago and we seem to be spending any little savings we make on things that need doing to the house, I feel like we’re never going to get anything saved for emergencies and it makes me so so anxious.
im constantly worried that we’re going to be hit with a big repair bill for the house, like new roof, new boiler etc and it fills me with dread that we don’t have the cash in case this happens.
can anyone make me feel a bit better and let me know I’m not alone on this?

My what?

Well I am a mid range earner and I do have 20k stashed away…or rather I maintain 20k in my current account each month which also covers most emergencies.

In your current account?! Get popping it somewhere it can grow!

Or at least premium bonds bound to get a few hundred in prizes from that, and if very lucky could be the big one

Nil. We're saving up scrap to take in just before chirstmas to afford that. And have just found out we have legal fees protect DS from his bio father. 1k at least on that to find over the next 2 weeks as need an urgent case. Stressed is an under statement. I usually try to have 1k in savings but it's been impossible in recent months.

I wouldn’t put my life savings of £20k all in Premium Bonds. PBs are great but in my view only as part of a diversified portfolio of savings and investments.