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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How do you choose a car?

88 replies

sunshine244 · 17/10/2025 16:26

I am totally overwhelmed with needing to buy a new (secondhand) car. I have never been interested in cars and have had an old corsa for many years. It is now dying a death, and with two kids and a dog I need something a bit bigger. Colour, style, gadgets etc aren't of interest to me. Reliability is far more important.

I have done some initial goggling, and all that tells me is that I know even less than I thought I did 😂

How on earth do people buy cars? I can't have electric car as park away from the house. I dont want anything huge or fancy. But that really doesn't narrow it down much. If I go to a car dealer they'll totally take advantage of me, and friends and family have much more expensive cars than I can afford. Help!

OP posts:
Braygirlnow · 20/10/2025 08:58

CryMyEyesViolet · 17/10/2025 16:35

It has to be an uncommon colour that I like - currently have a bronzy gold car, previous car was pinky purple, next one will likely be a khaki green, mint green or pistachio green which will narrow down options.

Then I set a budget and it needs to have:
Apple CarPlay
Heated Windscreen
Heated Seats
Heated Steering Wheel
Lots of cup holders

I also want an electric car. With that level of filter there aren’t many choices left - so it’s probably going to be a Kia EV3.

Oh boy! 🙈

Justputsomeyoghurtonit · 20/10/2025 09:34

I decided I wanted an estate car. Looked at estate cars on auto trader with my filters on - mileage, distance from house.

Made appts with three sellers - garages not indv.

Test drove first car. Loved it. Bought it. DH not involved other than giving me the money!

Three years on its been great.

Justputsomeyoghurtonit · 20/10/2025 09:37

TheRhodesian · 19/10/2025 22:27

Right up my street!
If you want reliability then Audi is a good start. If you do less than 150 miles a week then petrol is a great start. DO NOT BUY FROM FACEBOOK OR PRIVATE SALE ON AUTOTRADER. You have been warned! They are mostly scams and you will NOT get a fair deal as there are so many scams and illicit vehicles for sale that pass all regular checks. These days they can rewind mileage so easily and even sell stolen cars that look perfect in every way that even dealers get caught out.

If the car doesn't have 2 keys, it's a no. Excuses make no difference here. 2 keys or look elsewhere. This is a financial and insurance safety issue.

The car cannot be more than 8 years old.
Lowest mileage (2500 a year can be genuine but loaer is extremely sus.)

Check the oil. Need a paper towel and pull the dipstick twice to check oil isn't extremely black and a golden colour is ideal. If that's any metal in it (black specks) walk away immediately. If the oil has a chocolate appearance, run away. Coolant has leaked into crank case and probably has a warped head. New engine required.

Start the engine and ask seller to rev engine to 3000 rpm for 15-20 seconds while you watch exhaust for emissions. White smoke means engine damage and oil is ending combustion cycle and burning. Worn piston rings and engine overhaul due.

If it's diesel, clouds of black smoke and unburned fuel are the equivalent.

There should be ZERO visible emissions, except a little water on cold petrol engines.
Check service history, go online to carcheck.co.uk and oay for the full report. Well worth the small charge. Get the vin number and the V5C to check service and MOT history on gov.uk
Look for FAILURES. Anything mechanical needs caution as that tells you what has been fixed.

Ask when timing belt was last changed. Usual replacement is 120,000 miles and costs around £700. Try get something under 55,000 miles. MOT history will tell you if that's genuine mileage.

Make sure you get a car made after Sept 2017 to benefit from Euro 6 compliant engines and emissions.

Avoid EV that is over 3 years old. Batteries cost thousands to replace.
Tyres. 5mm minimum tread and brand must match opposite side
2 front same brand
2 back same brand
Can be different brands between 2 pairs. This is where your rubber hits the road and keeps you safe in hairy situations.

Brake disks. Feel them. If there's a pronounced lip at rim edge thwn they need replacing. Anything more than a minor lip like a coin edge is suspect. Asj when the disks were last replaced and ask for invoice to inspect. Ask what pressure the tyres need and go with thwm to check at a garage. Only £1 or less. If any are well below pressure, there's a slow puncture you'll be dealing with. Negotiate £180 off to get new matching set. Never have any special puncture fluid added to tyres.

Finally, tradecentre.co.uk has good cars and you may get a good deal on px. You'll be surprised what you can afford.

Do not let salespeople railroad you into a same day purchase. Try get a bank loan rather than car finance, so you own the vehicle. Lots of sound advice in there in not telling you. Car finance costs you 17% more than bank loan on purchase. That means the price you see is not the price you pay in the end. Usually 25% on top over 5 years. Bank loans are a low as 6% on total price you pay over same period. Car finance owns the car until oaid in full, but dealership may iffer buyback for replacement after 24 months for another car. That's HP.

YOU MAY want to look at long term leasing too. Costs more but they sort everything including insurance (£1200 annually /£6k 5 years) CMS they service vehicle and replace tyres, brakes, etc.

Wow. I've never done any of this. Will bear in mind for my next car!

I just buy and hope for the best!

Skibbgirl · 20/10/2025 13:20

I am in the same situation as our trusty 15 year old Qashqai has developed an electrical fault that, currently, can't be traced / fixed). We've had it 5 years and now I am on the look out for a replacement (although DH wants to retain it if it's fixed, to use as a run-around). My prime driver is cost - as this was an unexpected outlay, I have set a price limit of £5K and, after much research and Googling / AI guidance, I have decided on the next one - a Hyundai ix35 - and located five possibles, which we are planning to view as soon as.

After price (including insurance / tax), engine size, fuel type and boot size were my next requirements. If you draw up a list of what you NEED (as opposed to what you WANT), that should help you determine what type of vehicle would be best suited.

Good luck and, if possible, take a good friend with you to view - a second pair of eyes and ears is always valuable.

Zippyzoppy · 20/10/2025 14:13

Justputsomeyoghurtonit · 20/10/2025 09:37

Wow. I've never done any of this. Will bear in mind for my next car!

I just buy and hope for the best!

Very informative and helpful.

Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?

Thanks.

Zippyzoppy · 20/10/2025 14:14

TheRhodesian · 19/10/2025 22:27

Right up my street!
If you want reliability then Audi is a good start. If you do less than 150 miles a week then petrol is a great start. DO NOT BUY FROM FACEBOOK OR PRIVATE SALE ON AUTOTRADER. You have been warned! They are mostly scams and you will NOT get a fair deal as there are so many scams and illicit vehicles for sale that pass all regular checks. These days they can rewind mileage so easily and even sell stolen cars that look perfect in every way that even dealers get caught out.

If the car doesn't have 2 keys, it's a no. Excuses make no difference here. 2 keys or look elsewhere. This is a financial and insurance safety issue.

The car cannot be more than 8 years old.
Lowest mileage (2500 a year can be genuine but loaer is extremely sus.)

Check the oil. Need a paper towel and pull the dipstick twice to check oil isn't extremely black and a golden colour is ideal. If that's any metal in it (black specks) walk away immediately. If the oil has a chocolate appearance, run away. Coolant has leaked into crank case and probably has a warped head. New engine required.

Start the engine and ask seller to rev engine to 3000 rpm for 15-20 seconds while you watch exhaust for emissions. White smoke means engine damage and oil is ending combustion cycle and burning. Worn piston rings and engine overhaul due.

If it's diesel, clouds of black smoke and unburned fuel are the equivalent.

There should be ZERO visible emissions, except a little water on cold petrol engines.
Check service history, go online to carcheck.co.uk and oay for the full report. Well worth the small charge. Get the vin number and the V5C to check service and MOT history on gov.uk
Look for FAILURES. Anything mechanical needs caution as that tells you what has been fixed.

Ask when timing belt was last changed. Usual replacement is 120,000 miles and costs around £700. Try get something under 55,000 miles. MOT history will tell you if that's genuine mileage.

Make sure you get a car made after Sept 2017 to benefit from Euro 6 compliant engines and emissions.

Avoid EV that is over 3 years old. Batteries cost thousands to replace.
Tyres. 5mm minimum tread and brand must match opposite side
2 front same brand
2 back same brand
Can be different brands between 2 pairs. This is where your rubber hits the road and keeps you safe in hairy situations.

Brake disks. Feel them. If there's a pronounced lip at rim edge thwn they need replacing. Anything more than a minor lip like a coin edge is suspect. Asj when the disks were last replaced and ask for invoice to inspect. Ask what pressure the tyres need and go with thwm to check at a garage. Only £1 or less. If any are well below pressure, there's a slow puncture you'll be dealing with. Negotiate £180 off to get new matching set. Never have any special puncture fluid added to tyres.

Finally, tradecentre.co.uk has good cars and you may get a good deal on px. You'll be surprised what you can afford.

Do not let salespeople railroad you into a same day purchase. Try get a bank loan rather than car finance, so you own the vehicle. Lots of sound advice in there in not telling you. Car finance costs you 17% more than bank loan on purchase. That means the price you see is not the price you pay in the end. Usually 25% on top over 5 years. Bank loans are a low as 6% on total price you pay over same period. Car finance owns the car until oaid in full, but dealership may iffer buyback for replacement after 24 months for another car. That's HP.

YOU MAY want to look at long term leasing too. Costs more but they sort everything including insurance (£1200 annually /£6k 5 years) CMS they service vehicle and replace tyres, brakes, etc.

Very informative and helpful.
Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?
Thanks.

Londonrach1 · 20/10/2025 14:16

Easy I only buy skodas as they the best out there I've found.

IsThisIt39 · 20/10/2025 14:21

My husband chose our car, after extensive research, and trust me, that man researched products like his life depended on it. We got a secondhand Volvo XC90, it being chosen primarily for safety (no one has ever died in one apparently!). It’s a big 7 seater and is incredibly reliable and solid. I have a very large puppy and he fits in beautifully with my 2 children and my 2 nephews and there’s room for another passenger.

I recommend running your options and criteria through ChatGPT, it is really good for these kinds of things, and it can help you when you find a potential.

It’s significantly cheaper to buy a second hand car up north. It’s worth train travel. viewing a vehicle should be done with a check list and eyes wide open for dodgy sales pitches. ChatGPT will be pleased to help.

Imlyingandthatsthetruth · 20/10/2025 21:11

Unfortunately the idea that no-one has ever been killed in a Volvo XC90 is untrue. They are very safe cars, but that is an urban myth.

Bologneselove · 20/10/2025 21:16

Meadowfinch · 17/10/2025 18:28

When my last car became unreliable, I asked the RAC man who rescued me, which car of the size & price I was aiming at, was the car he had to retrieve from the roadside least often.

He gave me some advice, and I went with his suggestion. Five years in, I haven't regretted it yet.

please can you say what car he recommended?

Florencesndzebedee · 20/10/2025 21:23

I’ve just bought a new second hand car. Decided on budget, wanted a main dealer. Researched a lot - I’ve got an Old Ford which has served me well but my mechanic said the newer boost models don’t have the longevity. Kept reading about the reliability of Hondas and Hyundai’s so went to the dealers and registered for used cars with the spec and budget I was after. Found one this week, reserved for £99 and took it for a test drive. Not keen on the colour but it meets all of the other criteria so will likely buy it.

Netaporter · 20/10/2025 21:34

Zippyzoppy · 20/10/2025 14:14

Very informative and helpful.
Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?
Thanks.

Ex Dealer here. Main Dealers are happy to sell you a car with or without finance, but some finance deals or insurance products will earn them commission - the amount of which is disclosed to you before you sign. The whole industry has been overhauled to comply with FCA regulations in the past decade to become more transparent in this respect. Not all finance deals are inherently’bad’ they are often subsidised by the manufacturer to provide assistance with deposits or a 0%/low rate finance to boost sales. Asking plenty of questions, and if the deal is not right for you or is not competitive enough, walk away or organise your finance independently.

OneTrackMindToday · 23/10/2025 10:56

Zippyzoppy · 20/10/2025 14:14

Very informative and helpful.
Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?
Thanks.

In the process of buying my car (cash) I've been told this by multiple dealers, as they can't make money on the finance that way

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