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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this is the most embarrassing reason to have your card blocked??

148 replies

slippedawaylikeabottleofwine · 28/09/2025 18:39

I’m going on holiday next year and because of that I’ve been reserving a ton of hotels on booking.com, all for free, with a view to deciding where I’ll be staying next year at some point. Nationwide blocked my card after I did about four in a row! I just had to call and explain what I was doing, they blocked it for “suspicious activity”.

Fair enough, it looks odd, but now I’m mortified

OP posts:
JDM625 · 28/09/2025 19:47

Kindly OP, do you have special needs to be so indecisive that you need to do this? I've never heard of someone booking 'tons' of hotels then cancelling nor someone being 'mortified' that the bank questioned it! Are you embarrassed by what you do?

Is the 'event' something like a swingers event, adult entertainment or sex toy exhibition? Why are you mortified?

Butchyrestingface · 28/09/2025 19:49

slippedawaylikeabottleofwine · 28/09/2025 18:51

It’s one room.

im doing it with chains, not small family hotels (mainly because they require payment up front). I’m travelling for an event and I am well aware that these hotels will all sell out. I made that mistake this year.

So if small family hotels did NOT require payment up front, would you do this to them too?

AzureCats · 28/09/2025 19:50

OP have you got inside info of when Taylor Swift is doing her next tour hence the prebooking before it's made public? If so message me 😂

It's definitely a if you snooze you lose situation with booking hotels. If the establishment offers free cancellation, then it's perfectly acceptable to book with intention to cancel if plans change. That's why it's there 🤷🏻‍♀️

slippedawaylikeabottleofwine · 28/09/2025 19:50

Butchyrestingface · 28/09/2025 19:49

So if small family hotels did NOT require payment up front, would you do this to them too?

If they offer the free cancellation, they must expect it.

FWIW, it’s hotels in Barcelona. NOT the last yurt in Outer Mongolia!

OP posts:
Theseventhmagpie · 28/09/2025 19:52

Arlanymor · 28/09/2025 18:47

Does everyone do this? Isn’t it like buying too much toilet paper during the pandemic? I never hold more than one place on my card and that’s usually because due to the nature of my work I may need to cancel the booking. I think allowing free cancellation up into a certain date is a great benefit and abusing it probably means fewer places will offer it. Booking ‘a ton’ of places is not why it’s offered as an option. I’m sure lots of people will respond telling me I am wrong and ‘if hotels let you do it then it’s their fault and it’s ok’. But it seems poor to me, both from the perspective of the hotels and for other potential customers. Maybe I am a dinosaur… or maybe I’m just polite.

Edited

Totally agree with you. Seems a very selfish thing to do.

Butchyrestingface · 28/09/2025 19:52

slippedawaylikeabottleofwine · 28/09/2025 19:50

If they offer the free cancellation, they must expect it.

FWIW, it’s hotels in Barcelona. NOT the last yurt in Outer Mongolia!

That wasn't quite what I asked. But I got my answer anyway.

slippedawaylikeabottleofwine · 28/09/2025 19:54

Theseventhmagpie · 28/09/2025 19:52

Totally agree with you. Seems a very selfish thing to do.

How so?

im doing it a year in advance. I’m not paying for them to sit empty, im reserving them while i decide and then cancelling the ones I won’t use. It’s the same as picking up multiple items in the shop and trying them on. I’m

OP posts:
Ophy83 · 28/09/2025 19:56

Why can't you just book the place that looks best at the moment? You can always cancel it if something better comes up, but it makes no sense to have multiple options reserved now

Berlinlover · 28/09/2025 19:57

Thankfully not everyone is like you OP, you sound so selfish.

Butchyrestingface · 28/09/2025 19:58

Well, it appears your bank is going to flag it as an issue. So may need a new approach. Smile

DrFoxtrot · 28/09/2025 19:58

Imagine all the cancellation emails 😳 that alone would put me off doing this. I agree with PP that it’s weird.

JellyCoffeeBean · 28/09/2025 19:59

StinkyCheeseMoose · 28/09/2025 18:48

...and let people who actually want to stay in these places be able to book.

OP is being YABVU.

This! It is such a selfish, disorganised thing to do.

JLou08 · 28/09/2025 20:02

I'm sure there are far more embarrassing reasons.

HoskinsChoice · 28/09/2025 20:02

slippedawaylikeabottleofwine · 28/09/2025 19:36

I’m not ashamed.

and to be quite honest, I’d rather be a cunt and pay £400 for a room than not be a cunt and pay £1200!

I see. Just as long as you're ok, fuck everyone else! What a delightful human being you are.

slippedawaylikeabottleofwine · 28/09/2025 20:05

HoskinsChoice · 28/09/2025 20:02

I see. Just as long as you're ok, fuck everyone else! What a delightful human being you are.

How is anyone else not okay?

OP posts:
dippy567 · 28/09/2025 20:07

I get booking a back up hotel so you've got one in case your preferred one doesn't come up, but a ton seems...selfish?!

What about everyone else wanting to get a good price ...you're artificially hiking the prices for others (and possibly you with your preferred hotel).

singthing · 28/09/2025 20:09

Shr3dding · 28/09/2025 18:50

What's the embarrassing but? I dont get why you're mortified by a normal bank security check with an easy explanation

The person at the bank doesn't care

Yeah its more annoying than embarrassing, and about a million miles from "mortifying"?

Unless it was showing on your statement as "vegetable fetishists sex people special gang bang weekender booking" or something.

ArtfulPinkBird · 28/09/2025 20:11

If you want to book this far in advance then maybe you should dedicate the time now to doing your research and make a decision, rather than book up a load of hotels you won't be staying in. It's not fair on the businesses or other holidaymakers who might be trying to legitimately book a hotel, but can't because you've reserved it with no intention of staying there. YABU. Also, of course they've blocked your card, nobody does that 🙈

RandomGeocache · 28/09/2025 20:13

This is so weird.

I am travelling for an event next year too, to a relatively small US city which will be full to bursting with people attending the same event as me. So obviously you have to book accommodation swiftly.

So I spent 45 minutes looking at the Marriott, the Hilton, the Hyatt, the Sheraton, couple of independent options, AND THEN I CHOSE ONE, and booked it. I didn't reserve 6 rooms, knowing I only wanted one, planning to cancel the rest once I'd ummed and ahhed for a few more weeks/months.

Weird.

RandomGeocache · 28/09/2025 20:15

slippedawaylikeabottleofwine · 28/09/2025 20:05

How is anyone else not okay?

Clearly because lots of hotel rooms are now reserved by you, and not available to others who may be wanting a good deal too.

DramaLlamacchiato · 28/09/2025 20:16

Why bother, just find somewhere you want to stay and book that

ConnieHeart · 28/09/2025 20:17

It's a bit weird, yes, but not mortifying. I just create a shortlist

User79853257976 · 28/09/2025 20:18

There are more embarrassing things you could have your card blocked for.

Echobelly · 28/09/2025 20:20

I think it's good they flagged it up as yes, those are potentially suspicious, high-value transactions, it's nothing to be embarrassed about in itself.

I once lost a credit card, that I didn't use regularly, and only found out when my bank phoned me a few weeks later to query some transactions. Fortunately, because I only used it 0-3 times a month on the whole, when someone used it 5 times in a week it rang alarm bells. And very fortunately I got my money back for all of those.

stovokor · 28/09/2025 20:21

I can think of more embarrassing reasons.