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Share your dilemmas and get honest opinions from other Mumsnetters.

The autumn budget should cut benefits before increasing tax

1000 replies

Leett · 25/09/2025 05:39

There is talk of Labour breaking their election pledge and increasing income tax by 2p. I doubt they'd do that because voters will revolt. However they need to do something with the state pension due to increase by 4.7% next year.
I really hope they cut benefits / pensions before the deciding to increase taxes.

OP posts:
Differentforgirls · 25/09/2025 15:13

Leftrightmiddle · 25/09/2025 14:33

That's easy then as your against benefits you can just opt not to claim child benefit yourself

Yes! She has to claim it.

Grammarnut · 25/09/2025 15:13

Presumably no-one in your social circle relies on these benefits, which are already among the lowest in Europe afaik. And people on benefits spend all their money, as do pensioners, so they are contributing to the flow of cash and the economy thereby, which the very rich do not, since they tend to put their money into trusts etc and maybe buy the odd super yacht, which doesn't do the economy much good at all.
2% increase in tax is very little and we have to run a functioning defence system, police, health service etc out of it, and those are things I do not want to cut.

childofthe607080s · 25/09/2025 15:13

With the wealth in this country - we are still one of the richest countries in the world - we don’t need pensioners to die or children to starve and it’s ridiculous that that’s being presented as our situation

we do have one of the unhealthiest- mentally and physically - populations in the world and that’s where we need to focus as lifting our health to that of the equivalent countries would do more for the economy than anything else

nearlylovemyusername · 25/09/2025 15:14

Greenwitchart · 25/09/2025 14:36

Don't be daft. The UK already has some of the lowest benefits and pensions in Europe, despite the right wing media telling you that people on benefits have a "lavish" lifestyle.

Labour needs to get rid of its incompetent chancellor and focus on growth, not taxing and cutting everything. It also needs to implement a wealth tax.

Agree re incompetent chancellor, but UK state pensions are one of the lowest in Europe, at least in developed countries.

To stimulate growth we need to cut taxes substantially and ensure supply of labour. There is a time lag between cutting said taxes and improved tax revenue (assuming no external adverse factors). To bridge this time gap we either need to borrow more or cut spending. Former is not an option, borrowing costs are already through the roof, and Labour wouldn't cut spending. So what's left?

IAmNotASheep · 25/09/2025 15:14

mydogisthebest · 25/09/2025 15:11

So it's fair to pay £36 each for a ticket but someone on benefits pays £3 is it? Of course it can be cheaper but why so much cheaper? We have to pay a ridiculous price to subsidise people like my neighbour who can't be arsed to work

Agree and I think many forget that many working families certainly couldn’t afford £36 for a ticket plus a day off work.
So why then should working families have to loose out to non working families.

Bumblebee72 · 25/09/2025 15:15

Rosscameasdoody · 25/09/2025 14:44

Some people really don’t have any idea of how things actually work, and yet still feel qualified to comment !!

You realise this is a mumsnet chat thread not the bloodly Oxford Union. We can all have an opinion. There is no minimum level of qualification. Plenty of people seem willing to have an opinion on wealth taxes for example without having any wealth themselves.

DublinLaLaLa · 25/09/2025 15:16

Theoturkeyistheonlyturkeyonmytable · 25/09/2025 06:55

My eldest son is medically signed of work permanently..he would be entitled to full benefits if he were to live independently in a flat .
However there are no availability of council flats anywhere near us ..but if there were ,he still wouldn't be able to move out . because the benefits are not enough to live on .
As a single disabled male ,every penny would be going on bills( so he wouldn't be able to have the mobility scheme car ,as that money would be needed for bills to ..he's physically not able to drive..but I'm just trying to make a point that bills would rule that out if he could drive )
And he still would not be able to manage financially on full benefits..we have tried many times working out how it would happen to give him his independence..but without us massively subsidising him ,it can't happen.
And I just wonder if people actually think though how much a single disabled male gets and then look at all the bills ...my son would be choosing between food or paying bills .
And until you are faced with this situation,you have no idea of the limited money available.
When it comes to families claiming top up UC and single mums ...they do receive ,what seems to be an adequate amount
But a single disabled male is not on enough money to live independently.
Unless he doesn't want to eat , of course,which I'm sure some people who think benefits should be cut , wouldn't care about

But, in this situation, they expect you to share a house. Do the sums work if he has a room in a shared house? Very few people can affford to live completely independently. I know I couldn’t have done until my early 30s.

Padthaispecial · 25/09/2025 15:16

SqB · 25/09/2025 15:01

Must just be the tone, but you remind me of a parent at my daughters school whose answer to the country’s problems was ‘state schools should be banned because poor people shouldn’t breed’

Taking away what others need isn’t the answer, we need to grow our economy, not force people to cut essentials like food, heat, and, you know, schools 🙈

Don't believe many people think poor people should not procreate. Maybe stop at 1 if you have limited funds? Even a low IQ person can understand that.

The outcome has been a spiraling increase of the feral underclass. This contributes to the destruction of society with increased crime, drugs etc .this drags down the living standards of others

Ccsvs · 25/09/2025 15:16

Hashbrownsandcheese · 25/09/2025 15:07

But it is part of the wider issue. Why should those that are not self suffient and reliant on the tax payer have such strong opinions on a pot that they take more from than they contribute to. A healthy person on an higher than average income with two children costs the tax payer more than a single vulnerable unemployed person. If we really want to open up these discussions about cuts and self suffiency everyone should really take a look at themselves and their own cost to the country rather than stamping their feet and demanding more.

What are you on about? We are self sufficient. We never claimed child benefits. We don't claim UC or whatever.

IAmNotASheep · 25/09/2025 15:17

childofthe607080s · 25/09/2025 15:13

With the wealth in this country - we are still one of the richest countries in the world - we don’t need pensioners to die or children to starve and it’s ridiculous that that’s being presented as our situation

we do have one of the unhealthiest- mentally and physically - populations in the world and that’s where we need to focus as lifting our health to that of the equivalent countries would do more for the economy than anything else

So
much higher taxes on
foods eg sugary and high salt foods
all processed foods
alcohol
tabacco and vape products

??

IAmNotASheep · 25/09/2025 15:18

Ccsvs · 25/09/2025 15:16

What are you on about? We are self sufficient. We never claimed child benefits. We don't claim UC or whatever.

Exactly
and that’s what being self sufficient means in this context.

Living off one’s own earnings !

Hashbrownsandcheese · 25/09/2025 15:19

IAmNotASheep · 25/09/2025 15:11

You’re basing this on making comparisons with people who have kids and those that don’t.
It’s the kids that are the higher cost burden in the short term ( not their working parents ) after which they become a cost benefit and without which the country wouldn’t survive.

You are ignoring @Ccsvs point that all healthy people should work and pay into the system.

Anyone who doesn’t when they can are a drain on the public purse

Ccsvs initial point was that if a person is on minimum wage and doesn't earn enough to support themselves they should work harder and earn more. I was pointing out to them that it is not only people on minimum wage that do not support themselves, most people, likely including herself are in that position.

Rosscameasdoody · 25/09/2025 15:19

InMyShowgirlEra · 25/09/2025 12:15

Personally, yes, I think it should only be for people who have to pay substantially more to live with their disability, like having to pay for therapies, carers, transport and equipment. Better yet, make it so that those things can be claimed directly rather than handing out money.

PIP isn’t just paid for equipment or therapies. It’s designed to enable people to live more independently. Extra costs are wherever you look when you’re disabled. If you have incontinence you have significantly increased energy bills due to extra laundry, bathing etc. You may have to charge essential equipment or leave things permanently on. If you live alone with significant disability you rely on paying for services for routine things around the house that most people don’t even think about. From gardening services, to handyman, to changing a lightbulb. Some people with significant disability need someone to help and that help, in many cases, isn’t available unless you pay for it.

Many people also use PIP and the associated carers allowance to source independent care instead of relying on the vastly more expensive social care system.

Disability benefits were instrumental in allowing disabled people to move out of the costly institution style establishments of old and to live more independently. They were designed as a cash benefits because disabled people are the ones best placed to decide how their money should be spent to support their needs. Without them, there would be significantly more pressure on other services.

Grammarnut · 25/09/2025 15:19

nearlylovemyusername · 25/09/2025 15:14

Agree re incompetent chancellor, but UK state pensions are one of the lowest in Europe, at least in developed countries.

To stimulate growth we need to cut taxes substantially and ensure supply of labour. There is a time lag between cutting said taxes and improved tax revenue (assuming no external adverse factors). To bridge this time gap we either need to borrow more or cut spending. Former is not an option, borrowing costs are already through the roof, and Labour wouldn't cut spending. So what's left?

There is no proven tie up between cutting taxes and improving investment in industry to generate profits for tax. What you are talking about is neo-liberal trickle down - but the results of this policy do not result in everyone getting a bit of the trickle, sad to say. We have tried the tax cut route under several Conservative governments and it doesn't work. What does work is incentives to invest such as government-private infrastructure investment, tax breaks for industry moving into areas that need it etc. It would also help if energy costs were cut as these are a disincentive to manufacturing expansion - costs too much, which makes products uncompetitive.
That means investing in nuclear power stations and using fossil fuels rather than windmills and covering agricultural land with solar panels. It also means ditching Net Zero.

Ccsvs · 25/09/2025 15:19

I'd be honest I wouldn't mind UC and benefits as a temporary measure in the worst case. Like there will be times people lose all sources of income. But surely it should be temporary as you work towards self sufficiency.

Ccsvs · 25/09/2025 15:20

Grammarnut · 25/09/2025 15:19

There is no proven tie up between cutting taxes and improving investment in industry to generate profits for tax. What you are talking about is neo-liberal trickle down - but the results of this policy do not result in everyone getting a bit of the trickle, sad to say. We have tried the tax cut route under several Conservative governments and it doesn't work. What does work is incentives to invest such as government-private infrastructure investment, tax breaks for industry moving into areas that need it etc. It would also help if energy costs were cut as these are a disincentive to manufacturing expansion - costs too much, which makes products uncompetitive.
That means investing in nuclear power stations and using fossil fuels rather than windmills and covering agricultural land with solar panels. It also means ditching Net Zero.

Edited

So give them a tax cut if they invest

childofthe607080s · 25/09/2025 15:20

Possibly yes

but I haven’t analysed how that will be managed by the people at the bottom of the heap who rely on cheap heavily processed food - there may need to be something to manage that

and easier access to weight loss drugs and a long term weight loss support system

IAmNotASheep · 25/09/2025 15:20

Toastandbutterand · 25/09/2025 15:06

And society descends into anarchy if you cut benefits so people can no longer afford to live.

£100 a week to pay all bills and food? And you want that cut?
Most mumsnetters have a shit fit if they have £200 disposable income a week after savings bills and food!

I haven’t said I want benefits cut in a single post

Hashbrownsandcheese · 25/09/2025 15:21

IAmNotASheep · 25/09/2025 15:18

Exactly
and that’s what being self sufficient means in this context.

Living off one’s own earnings !

So what you are saying is that it is ok to be reliant on the government (what some on this thread call a 'scrounger') and take more than you contribute, if you do so in a socially acceptable way.

SapphireSeptember · 25/09/2025 15:21

Padthaispecial · 25/09/2025 15:16

Don't believe many people think poor people should not procreate. Maybe stop at 1 if you have limited funds? Even a low IQ person can understand that.

The outcome has been a spiraling increase of the feral underclass. This contributes to the destruction of society with increased crime, drugs etc .this drags down the living standards of others

I'd like to point out that of the two secondary schools in the town I used to live in, it was the 'posh' one that had the most trouble with drugs and theft, whereas the one on the slightly dodgy estate was much better. No idea what the schools here are like, I don't know anyone who's kids are at school here.

Rosscameasdoody · 25/09/2025 15:22

Bumblebee72 · 25/09/2025 15:15

You realise this is a mumsnet chat thread not the bloodly Oxford Union. We can all have an opinion. There is no minimum level of qualification. Plenty of people seem willing to have an opinion on wealth taxes for example without having any wealth themselves.

When it comes to threads like these, many people comment on what the various benefit claimants being discussed could or should be doing, with little or no experience of it themselves. The case in point was carers - some of the comments demonstrate clearly that the people commenting have no experience of caring for an elderly or disabled relative and as such have no clue of the difficulties and expense involved. I’m not talking Oxford Union debating, I’m talking common sense and experience. But thanks for the patronising attitude.

IAmNotASheep · 25/09/2025 15:23

Rosscameasdoody · 25/09/2025 15:19

PIP isn’t just paid for equipment or therapies. It’s designed to enable people to live more independently. Extra costs are wherever you look when you’re disabled. If you have incontinence you have significantly increased energy bills due to extra laundry, bathing etc. You may have to charge essential equipment or leave things permanently on. If you live alone with significant disability you rely on paying for services for routine things around the house that most people don’t even think about. From gardening services, to handyman, to changing a lightbulb. Some people with significant disability need someone to help and that help, in many cases, isn’t available unless you pay for it.

Many people also use PIP and the associated carers allowance to source independent care instead of relying on the vastly more expensive social care system.

Disability benefits were instrumental in allowing disabled people to move out of the costly institution style establishments of old and to live more independently. They were designed as a cash benefits because disabled people are the ones best placed to decide how their money should be spent to support their needs. Without them, there would be significantly more pressure on other services.

Edited

@InMyShowgirlEra thats similar to the white paper that was investigated during the Conservatives time and came out last September
I also agree it’s a better format to pinpoint payments

Ccsvs · 25/09/2025 15:23

Hashbrownsandcheese · 25/09/2025 15:21

So what you are saying is that it is ok to be reliant on the government (what some on this thread call a 'scrounger') and take more than you contribute, if you do so in a socially acceptable way.

Using public services we pay tax for?

Colourpurplepalette · 25/09/2025 15:24

Rosscameasdoody · 25/09/2025 14:40

I was with you until you got to PIP. There are certainly other countries in the world who have similar systems to PIP. France provides financial aid to cover additional expenses caused by a disability. It assesses a person's difficulty in everyday life similarly to the way PIP does here.

Denmark has an assessment system and offers monthly payments based on cost. Norway has several rates determined by the level of disability - similarly to the way PIP works. Sweden has a system of different rates, also based on levels of cost. Germany has a disability pension which is reviewed based on inflation and Italy has a disability benefits system based on cost of living. The USA and Australia have systems of disability benefits - some of which are means-tested and some of which are universal.

I worked as a disability outreach worker for over twenty years. The PIP assessment system is no more up for fiddling that any other system. Whatever safeguards you have in place, there will always be some who can get around them but generally fraud and error in the disability benefits system is less than one percent.

If the proposed cuts to PIP were centred around tightening of the rules and requiring more robust medical evidence for MH and spectrum conditions instead of allowing self identification, this would go some way towards bringing the costs down, as the rise has been proven to be as a result of the PIP system introduced in 2013 allowing claims for MH and similar conditions, where previously they were limited to physical disability with the exception of a very few MH conditions. The Equality Act 2010 determines that formal diagnosis isn’t necessary for someone to be considered disabled, and this has also led to an increase in claims.

Appeals are another area where bucketloads of money could be saved. At the moment the decision making process within the PIP system isn’t fit for purpose - many claimants are wrongly denied benefits and have to resort to costly tribunals to get a fair hearing. If the assessment and awards system was made fairer and more transparent it would eliminate the need for these tribunals.

Then Swedish disability payment is indeed great. It is based on past earnings. The more income tax you’ve paid in the past, the more benefit you get. If you’ve never earned you get a basic subsistence amount.

nearlylovemyusername · 25/09/2025 15:24

Grammarnut · 25/09/2025 15:19

There is no proven tie up between cutting taxes and improving investment in industry to generate profits for tax. What you are talking about is neo-liberal trickle down - but the results of this policy do not result in everyone getting a bit of the trickle, sad to say. We have tried the tax cut route under several Conservative governments and it doesn't work. What does work is incentives to invest such as government-private infrastructure investment, tax breaks for industry moving into areas that need it etc. It would also help if energy costs were cut as these are a disincentive to manufacturing expansion - costs too much, which makes products uncompetitive.
That means investing in nuclear power stations and using fossil fuels rather than windmills and covering agricultural land with solar panels. It also means ditching Net Zero.

Edited

I never mentioned trickle down. I mean cutting taxes on business, investments and productive population.
The simplest example is £100k threshold - I lost count of posts on here and cases in real life about people reducing hours to avoid it. How does it help to grow economy?
Latest Labour budget directly (and very predictably) hit growth and labour market.

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