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The autumn budget should cut benefits before increasing tax

1000 replies

Leett · 25/09/2025 05:39

There is talk of Labour breaking their election pledge and increasing income tax by 2p. I doubt they'd do that because voters will revolt. However they need to do something with the state pension due to increase by 4.7% next year.
I really hope they cut benefits / pensions before the deciding to increase taxes.

OP posts:
Marshmallow4545 · 25/09/2025 09:36

FunnyOrca · 25/09/2025 09:33

We pay more tax in Scotland and the sky hasn’t fallen in. England could use an income tax hike for higher earners and more higher bands for the extremely wealthy in the South East.

And how is that working out for you?

ifs.org.uk/articles/increases-scotlands-top-rate-income-tax-may-have-reduced-revenues-although-significant

Viviennemary · 25/09/2025 09:36

Benefits need to be slashed. Madness the amount that is paid out. All tax free

Everythingwillbeokeventually44 · 25/09/2025 09:36

They need to cut back their spending on illegals. 8 million pounds per day it's costing us tax payers to feed and house them.
I do not agree with benefits and pensions of British citizens being cut when we can save billions elsewhere.

padso · 25/09/2025 09:37

In the 60s there was 5 pensioners to 1 worker, it's now 3:1 & will likely be 2:1 in the next decade or so. The current system is completely unsustainable

PleaseHelpIAmGoingToLoseIt · 25/09/2025 09:37

LillyPJ · 25/09/2025 09:32

So you'll get some pennies from it then.

Sorry - occupational. Not state. Aka my own money that I’m saving.

stuckonaloop · 25/09/2025 09:37

Nestingbirds · 25/09/2025 06:42

The triple lock needs to go. Along with free bus passes and prescriptions, opticians etc as a
bare minimum.

Edited

Yes or at least means tested

Enigma54 · 25/09/2025 09:38

Ccsvs · 25/09/2025 07:21

Yup and that's on them for working minimum wage jobs. If they want to make ends meet either get a better job or work more hours.

And you will empty your own bins and sort your own care out when you’ve developed dementia, Parkinson’s, cancer or some other god awful condition, will you?

Marshmallow4545 · 25/09/2025 09:38

Gingernessy · 25/09/2025 09:35

Then why would anybody work?
Unfortunately iving comfortably on benefits with all your time to yourself was the life alot of people opted for until UC conditionality and the 2 child cap were brought in.

Exactly this! People aren't stupid. Who on earth would choose to care for the elderly wiping bums or clean toilets if benefits give everyone a comfortable life?

Ultimately we want to disincentive people from claiming benefits and incentivise them to work as much as possible and rely on UC as little as possible. Of course there will be losers in this system but it's the only affordable way.

fishtank12345 · 25/09/2025 09:40

Leett · 25/09/2025 06:41

Why does this matter

Remove child benefit fron people who don't need it. There... fixed it!

padso · 25/09/2025 09:41

Remove child benefit fron people who don't need it. There... fixed it!

why not do that with winter fuel?

Iwantitidontwantit · 25/09/2025 09:42

Theoturkeyistheonlyturkeyonmytable · 25/09/2025 06:55

My eldest son is medically signed of work permanently..he would be entitled to full benefits if he were to live independently in a flat .
However there are no availability of council flats anywhere near us ..but if there were ,he still wouldn't be able to move out . because the benefits are not enough to live on .
As a single disabled male ,every penny would be going on bills( so he wouldn't be able to have the mobility scheme car ,as that money would be needed for bills to ..he's physically not able to drive..but I'm just trying to make a point that bills would rule that out if he could drive )
And he still would not be able to manage financially on full benefits..we have tried many times working out how it would happen to give him his independence..but without us massively subsidising him ,it can't happen.
And I just wonder if people actually think though how much a single disabled male gets and then look at all the bills ...my son would be choosing between food or paying bills .
And until you are faced with this situation,you have no idea of the limited money available.
When it comes to families claiming top up UC and single mums ...they do receive ,what seems to be an adequate amount
But a single disabled male is not on enough money to live independently.
Unless he doesn't want to eat , of course,which I'm sure some people who think benefits should be cut , wouldn't care about

That is terrible, but sadly not shocking. It must be really hard to deal with as a family and especially for your son, you have my sympathy

padso · 25/09/2025 09:43

It’s a shame that those who voted for Brexit, cheering from the rooftops when we left the EU were so short sighted not to realise that a lot of the Europeans who came to the UK to work in the coffee shops, restaurants or retail were paying into the system but then wouldn’t take anything out as they got older because they’d have returned home. The loss of them has caused a massive deficit.

This & older people were more likely to vote leave...

Sadcafe · 25/09/2025 09:43

Doodlingsquares · 25/09/2025 06:26

I have never understood why pensioners MUST get a proper raise of at least inflation every year while working families are expected to take the hit year on year of below inflation payrises, which are effectively pay cuts.

There seems to be this expectation that working families can just weather this, while pensioners supposedly have no capacity to weather a tiny reduction in their purchasing power at all.

Meanwhile we all know that many pensioners have no mortgage or housing costs to pay, free bus travel, and concessionary rates for loads of stuff like leisure centre access, days out, tickets etc.

Every year workers suffering 3 or 4% inflation get offered crappy payrises often 1 or 2% below inflation, pay eroded for years on end, yet heaven forbid anyone go near the triple lock 🙄

I fully understand many people have two pensions, but some people do only receive the state pension and it’s hardly an enormous amount of money, many also receive a second pension from a deceased spouse for example,enough to put them over the threshold for any benefits but not ahuge sum, not all pensioners live mortgage/ rent free either, so yes, it is actually quite important that they receive an inflation level rise at least, perhaps try living on just above state pension and see how you manage and, no, I’m not in receipt of a state pension, but my late mother was and I know she wasn’t rolling in money

Bumblebee72 · 25/09/2025 09:44

There wouldn't be much point in taxing it would there? But I agree it is madness. Every government puts out new bribes for votes but then is never able to reign any of them back in.

Superhansrantowindsor · 25/09/2025 09:46

The problem is so many people cost more than they put in. They use the NHS, send their kids to state school, claim child benefit and sometimes other benefits too. All the while they are in a minimum wage job. It’s about time big business paid proper wages rather than relying on the state to top up the income of the workers. Nobody should have to claim any benefits if they are in full time employment. Cutting the benefits is immoral if it is going to be done without getting firms paying more.

Gallowayan · 25/09/2025 09:46

Unpopular opinion, but I think tax increases are unavoidable in order to pay for health and social care and yes, the state pension.

When my dad started work (aged 14) he was paying 40 pence in the pound. When I started work at 16 I was paying 33 pence in the pound. So older folk have paid more tax and NI over a longer period of time than,for example, millennials,who went to university traveled found out who they are and started work in their 20s

Tory tax cuts (made to buy votes)have left us in a position that is now unsustainable. People expect good quality health care, free at the point of use, and low taxes which is impossible. We need to raise income tax and across the board. And accept that we will have less to spend on holidays and consumer goods.

Flippertyfloppertyflip · 25/09/2025 09:47

State pension is NOT a benefit.

Marshmallow4545 · 25/09/2025 09:47

@Theoturkeyistheonlyturkeyonmytable
I have a single disabled male relative and he receives enough in benefits to fund a one bedroom flat, all his bills etc and has some money left over for 'luxuries' like SKY TV. I don't know if it's area dependent but that definitely isn't our experience

Shadowfacs · 25/09/2025 09:48

padso · 25/09/2025 09:41

Remove child benefit fron people who don't need it. There... fixed it!

why not do that with winter fuel?

I said ages ago that WFA needs to be means-tested.

Digdongdoo · 25/09/2025 09:48

Superhansrantowindsor · 25/09/2025 09:46

The problem is so many people cost more than they put in. They use the NHS, send their kids to state school, claim child benefit and sometimes other benefits too. All the while they are in a minimum wage job. It’s about time big business paid proper wages rather than relying on the state to top up the income of the workers. Nobody should have to claim any benefits if they are in full time employment. Cutting the benefits is immoral if it is going to be done without getting firms paying more.

The problem is housing costs. Even big business can't afford to pay everyone those sorts of wages.

EasternStandard · 25/09/2025 09:48

Gallowayan · 25/09/2025 09:46

Unpopular opinion, but I think tax increases are unavoidable in order to pay for health and social care and yes, the state pension.

When my dad started work (aged 14) he was paying 40 pence in the pound. When I started work at 16 I was paying 33 pence in the pound. So older folk have paid more tax and NI over a longer period of time than,for example, millennials,who went to university traveled found out who they are and started work in their 20s

Tory tax cuts (made to buy votes)have left us in a position that is now unsustainable. People expect good quality health care, free at the point of use, and low taxes which is impossible. We need to raise income tax and across the board. And accept that we will have less to spend on holidays and consumer goods.

Labour were pretty clear at the time the last budget was a one off tax hike. They’ve messed up with NI and need more. Mn seems happier than most to say ok keep taxing but it won’t help.

The last tax and borrowing hike made things worse.

rrrrrreatt · 25/09/2025 09:49

M0ntezuma · 25/09/2025 07:21

But people start retiring before 70. So do we not want pensioners to retire and move aside for younger job hunters?

As an aside I have paid for prescriptions my whole life and I’m 3 years off 60. Things really start ramping up prescription wise over 55 and it costs a fortune. We’re supporting 3 young adults, uni fees x2 and private mental health cover, prescriptions and treatment for another condition for one that should be covered by the NHS and isn’t.

I’ve already not bought one of my more expensive prescriptions for me I was heavily advised to. Limping along for several more years (that has been pushed back) until I can retire. Pensioners coming up now are not wealthy baby boomers enjoying cruises. Many of us have to fund uni,make up NHS shortfall for dependants and are supporting both young adults and elderly parents .

Cutting free prescriptions and bus passes at 60 is a ridiculous idea.

I haven’t read the full thread so this may have already been suggested but could you get a pre-paid prescription certificate?

I’m only in my 30s but have medication I can only get a month at a time plus sporadic additional items and use one. If you get 13 or more items per year, a certificate works out cheaper than paying as you fill but it’s not well advertised.

Kitte321 · 25/09/2025 09:49

ChardonnaysBeastlyCat · 25/09/2025 09:26

It's a vicious circle.

Your son might not be able to find work if companies are cutting jobs because of the badly handled NI insurance rises, the new employment laws and the many missed investment opportunities because investors are worried about what might come in the future.

So you rely on benefits, but to pay for those tax needs to go even higher, because the receipts are falling, and when receipts a falling further cuts in hiring are made.

And here we all are, all of us unhappy, because we pay more and more in tax and Ni contributions and get less and less in services.

Doom spiral in action.

Totally agree. Two things can be true at the same time.
We cannot add any more cost onto the employer. Job numbers are falling quarter on quarter, employment costs and the muted employment rights bill has pushed employers towards AI/off shoring at an alarming rate. Margins within businesses are becoming ever tighter.
If we keep increasing the tax burden on middle/high earners you further impact productivity.
We absolutely must reduce the reliance on benefits, (the cost of woking age benefits has increased exponentially since 2020), alongside protecting provision for those with debilitating disability. This should be entirely needs based with all determination face to face, backed up by medical evidence.
what would I do;

  • Smooth out cliff edges in the tax system
  • reform working age benefits, particularly in the 16-25 bracket. This must be all but eradicated.
  • roll back Employer NI changes
  • charge for GP appointment cancellations
  • change the WFA to c25k
  • remove the triple lock
  • roll back changes on agriculture/business rate relief. This was a ridiculous policy
  • rejoin the single market (🙏)
padso · 25/09/2025 09:49

Things really start ramping up prescription wise over 55 and it costs a fortune.*

you can get a certificate to cap the costs

Another76543 · 25/09/2025 09:49

ainsleysanob · 25/09/2025 07:12

Well, because if you’re going to scrap/means test pensions and other benefits then why should you continue to be paid for your lifestyle choice?

I mean I’m playing devils advocate here, I receive (well my husband does) child benefit. Personally, I’d rather see pensions left alone and child benefit means tested, but that’s just me!

Personally, I’d rather see pensions left alone and child benefit means tested, but that’s just me!

Child benefit is already effectively means tested. What should change is the way that the clawback is calculated. At the moment, a couple could earn £160k between them before the whole amount is clawed back. However, a household with only a single earner loses their entitlement at £80k.

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