Wwyd? Housing situation

[brownbearbrownbear123]

Me and my other half are struggling to decide what to do so I thought I’d get some other peoples opinions and perspectives on it.

Me and my OH are both mid/late 20s. I’m currently a SAHM but will be going back to work next year. Before kids I didn’t earn a massive amount and would probably have to go back part time for childcare, however it has been my plan to go back to uni to continue my education and get into a career where I could potentially earn around 40/50k a year.

My OH currently earns around 42k a year and we live in a modest terrace in an ex council home.
our area isn’t the best but I know there’s good and bad in all areas and sometimes the grass isn’t always greener. Our area is mostly made up of council houses and ex council houses so a mix of social housing and privately owned.

in the next year or 2 me and OH have spoken about putting out house on the market and moving to a bigger place, but this would mean probably doubling our current mortgage which is a very comfortable £600/month.

Our bills are low and mortgage is comfortable meaning we have money left over to save and money to spend on ourselves albeit not a huge amount.

would you still move in a year or 2 to a ‘nicer’ area with a bigger place? Or stay put and just put up with the worse area/smaller house?

Thank you everyone, lots of great advice. Lots to think about too! It’s reassuring to hear that primary school isn’t too much of a big deal in terms of moving schools, that was my main reason for wanting to move asap.

Agree with this. Look at the schools and let that guide your decision. Also go deeper than just OFSTED as there are schools which have received outstanding but the report is out of date or there may be other disadvantages like a poor track record with children with SEN. In contrast, there can be schools with a less favourable report which have wonderful staff but might be limited in how well they can do by some of the pupils that attend.

I really wouldn’t worry about moving primary-aged children. We were a forces family and moved minimum every 2 years; sometimes after 1 year until they boarded at 10 for stability. Kids settled in new schools almost immediately.

If the area is safe then stay because me and my husband I believe have really struggled financially since paying for our wedding and were separated for different reasons but I'm now starting to believe the root of all the stress is due to finances. Doesn't matter where you live a home is what you make it . Were currently arguing over housing my husband wants to move to a new build but I want to stay because it's affordable and we can do something much to it. He hates this house because it's not a new build I hate new builds.. wanted to compromise but couldn't due to his car purchase long story but finances are too messy for us on affordability to start buying expensive property. I just think now I'm 43 do I want an affordable home and holidays or an expensive home where I have nothing else or any holiday with my children. It's a struggle with us both working full time cist if living is ridiculous. Honestly stay and get your house paid off younger I'm now worried I will never retire.

If your wanting uni Id stay put and use the comfortable mortgage to be able to go to uni