Do I need a FT job?

[LayeredlikeanOnion]

I've got a minimum hours job, around 10 hours a week. I don't like it that much as it involves a lot of physical stuff for other people and I am 62. However I get to do what I want the rest of the week but don't have much to spend on myself which is also fine. I have around 4k in savings and I can't add to the pot.
Should I get a full time job? Do I need one or should I wait till my pension kicks in in 4 years so I can save for my old age. I have no way of making my part time job give me more hours

Do you get UC as well?

If you only have 4k of savings then yes I would get a full time job. Do you have a private pension and will you be entitled to the full state pension?

Nope no UC

A small private pension, but I can go back to the same work I had and add to it

I just have so much less stress

I assume you've checked whether you're entitled to any benefits?

I have checked and not able to claim anything

Ok sorry just wondered. What would the full time job be like? Would it be any easier than your current one?

No it would be 35 hours a week, probably shift work. I enjoyed my FT job, but have no disposable income really.

Depends ? How are you managing financially right now could you find a alternative part time job possibly full time will be needed if your struggling especially as you are not getting universal credit

If you want more money, you need to work more. If you don't, then no.

Why not look for a second part-time job?

So you pay all your expenses from £500 wage a month

The bonus is I have no housing costs as I paid the mortgage off 2 years ago, and my friend lives in the spare room and she pays half all bills

Deleted as cross posted

Deleted as cross post. Read ‘minimum hours’ in Op as minimum wage. Apologies

I didn't say I earned £500. You're assuming I get minimum wage? I don't.

If you only have £4k in total I don't see why you can't claim UC?

Have you actually been offered this FT job? Is it physical like the other one? As you said you struggled a bit with that side of it when it's for ten hours.

If you're physically and professionally capable of it and it sounds enjoyable then I don't see why not. I mean you can always quit if it goes wrong.

Sorry I did, I read minimum hours as minimum wage. Apologies

She is a friend who is on hard times at the moment. I am happy to take half the bills being paid. She buys her own food

Honestly, life’s too short. I’d perhaps look for something with slightly more hours but I wouldn’t want to give up my freedom if I was comfortable enough working PT. Since going back to work after the holidays (I’m a teacher with SLT responsibilities) I have really forgotten how much time you lose out on working FT. The money might be good but freedom really is priceless.

Do you need a full time job? Evidently not?

In your position I'd increase my hours to allow for some disposable income and more savings but I probably wouldn't go to work full time if I didn't want to.

Thank you! Yes I'm so less stressed but time rich, which is great for helping with my 2year old GC
But, I can't save anything either!

There is no scope for more hours so it need to be another PT role - that’s how I understand it

I didn’t give that figure.

Yes that was me calculating 10 hours as I misread op