Thoughts on this ?

[booohoooloo]

Currently training with a PT 3 times a week, costing £100 a month. LOVING it.

Lately, I have been attending other classes the PT is running, I assumed the classes were either free (part of the gym cost) or inc with the £100 a month. I was wrong, they are £100 a month, on top of the £100 I am already paying.

I LOVE the classes and the PT sessions. It is the only way I will lose the weight/train/keep me on track. BUT £200 a month is a HELL of a lot for me to pay out for when we have so much else we need to be paying for. I can pay for the PT session without the classes.

Without the PT I would not train. I am overweight and EXTREMELY unhappy with the way I look and have been for some time now. I used to be very slim.

What to do ? the £200 every month is VERY tight for my budget and I feel guilty paying all that money when there is a need for money to be put towards other things BUT I am LOVING the daily classes and the PT sessions.

I have started the classes and don't feel I can now duck out (and don't want to) of them long term.

Thoughts ?

I honestly am amazed you’re only paying £100 a month for 3 PT a week! We don’t live in a very expensive place but even the cheapest PT’s here would be £20-25 an hour so you’d be paying £250ish just for PT.

You still haven't said, the person you share finances with, what do they think

Could you have a discussion with the person you share bills etc with and work out if they're ok with that amount coming out of the shared account (or however exactly it works)?

It's a lot of money but honestly, finding an exercise regime that you're actually DOING consistently and enjoying is like gold dust. There are many things you can do in theory that are cheaper, but in reality are you doing them? That's the crux of it.

If the person you share bills with is alright with it, maybe you could set a date to keep this higher level of PT sessions going, like a solid year of committing to these classes? That way the spending is planned, has an end date, and you're in agreement with the person you share financial responsibilities with.

I think if you can make it work at all, it's worth it honestly. It's so, so hard finding a fitness routine you actually enjoy and do.

Does you spending £200 a month mean your partner doesn’t have £200 to spend in themselves, or do you both have the same amount and you choose to use your £200 for this? If it’s the latter then carry on if you enjoy it, but if it means you’re short for bills or your partner doesn’t have any money to spend on themselves then you need to stop.

my partner knows about the current £100, I have not yet told them about the additional £100 as it is not due to start until next month and it's only if I decide to carry on with the class and pay the extra £100. They will say it is a hell of a lot of money and will not be too happy about it.

I'm so torn with trying to justify the cost each month, but the sessions make me feel great mentally and physically, but I cannot cut back £100 to account for the extra £100 I would be paying out

@Overthebow we don't each have a set amount to spend each month, we both spend what we like from joint account (within reason) being mindful of how much is in there to spend and any other financial commitments in the month. Money for bills etc is moved to a separate account on pay day and all the direct debits go out from there during the month. Mortgage comes out day 1 from the main account then we only have food, petrol and everything else from the main account where we spend from

As someone in a similar situation, it is really worth it because it’s helping your health and also your overall mood. You need to make sure you are healthy and happy - in a family, it’s like putting your own oxygen mask on first before helping others. Your health is really important for the rest of your life. £200 is well spent if it gets you fit and keeps you healthy for the future.

But you must know how much is left in the account once you've moved the money for bills and mortgage, and how much you usually spend on food? Is £200 a big chunk of what's left, or a small amount of it so there is enough left for your partner and anything you may want to do jointly together each month?

If your partner thinks £100 is a hell of a lot of money, that'll mean they're feeling the pinch, or that they feel unable to spend the same on themselves every month.

Therefore, I think spending £200 on yourself is very unreasonable.

But hey, it's your DP you need to speak to 🤷‍♂️

what can you afford? If you can afford it, and even if there are other things to pay for, and it makes you feel good / keeps you on track towards goals then do it.

It's worth remembering that most weight loss is about what you eat. PT/exercise is about toning and developing muscle that helps drive metabolism

You are investing £50 per week in your health and wellbeing. I guess you and your partner need to decide whether that investment is worth it (or not).

Presumably as time passes and your fitness improves, you will be able to self motivate better and won't need to rely on the PT so much. Maybe put a time-limit on the spend and review in six months?

£100 for 12 personal training sessions is so incredibly cheap that I wonder if other posters are misunderstanding! It’s about £45-£50 for one round my way. I’d happily spend £200 on everything you’ve just mentioned, but if you can’t afford it then you can’t afford it. Choose one or the other. Obviously 1-2-1 is better.