Half fun, half serious.
Our older child, 30s, their car wouldn't start. They had to work when the help could come out (one of AA, RAC, Green Flag), so their housemate gave the person the car keys. All was sorted, it was the fan belt, but the person said they should have checked it regularly, implying it was their fault. Their car is serviced every year with the MOT.
AIBU You check your fan belt, or someone does, apart from regular services
AINBU You ignore the fan belt until it goes
Rather wish there was a third option - showing my age - who keeps a pair of tights in the car in case the fan belt goes?!
Edited to correct perspective, and add the tights...