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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think pensions are just a scam to stop people realising how broken the system is?

52 replies

WryAmberRaven · 25/08/2025 14:18

We’re all told to invest in pensions like it’s gospel. But by the time most people retire, inflation, policy changes and unstable markets eat half of it. AIBU to think pensions are just a con to keep people docile?

OP posts:
littlebilliie · 27/08/2025 22:27

There is a great deal of incorrect information in your post.

if you take pension advice from an IFA you wlll pay a fee, commission ended in 2012. Only with some tied financial advisers commission is paid.

The pension platform market have never been more competitive in cost. Some online platforms are more expensive than taking advice.

Always research the adviser you are dealing with. The financial market is highly regulated.

I think your opinions are outdated

littlebilliie · 27/08/2025 22:28

littlebilliie · 27/08/2025 22:27

There is a great deal of incorrect information in your post.

if you take pension advice from an IFA you wlll pay a fee, commission ended in 2012. Only with some tied financial advisers commission is paid.

The pension platform market have never been more competitive in cost. Some online platforms are more expensive than taking advice.

Always research the adviser you are dealing with. The financial market is highly regulated.

I think your opinions are outdated

i was replying to @GasPanic

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