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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To wonder how the UK will look in 3 years time?

905 replies

Labradorlover987 · 11/08/2025 13:19

I was inspired to write this after reading the UC post that was just reported - the govt’s welfare bill has passed but was watered down so unlikely to make any real savings.

I earn 40k, have a school age child and just feel like I am living hand to mouth 😩 I 100% think there should be a welfare systems that supports people on low incomes but I wonder how the current system will be sustained in the long run?

Just wondered what other people thought.

I actually wouldn’t mind paying more in taxes if we could be guaranteed more in services etc - for example my council tax just went up and the services seem even worse this year than usual.

OP posts:
Thread gallery
5
Bambamhoohoo · 12/08/2025 12:19

Charlthg · 12/08/2025 12:17

Joke of the day.

You have no idea how intelligent people can be

Avoidhumans · 12/08/2025 12:20

I really dont understand any of it tbh.
Whats happened?
Whats going on?
What was the uc thread about i missed that one.

Alexandra2001 · 12/08/2025 12:21

hattie43 · 12/08/2025 11:59

I think the opposite . The worse people’s lives are for whatever reason the more they look to Reform .

Isn't that a terrible indictment on the Tories and Labour? though perhaps its rather very unrealistic expectations on what a Govt can actually do in 12months.

e.g takes 3 years to train a paramedic or a nurse etc.

Most people can see that the UK no longer works, it hasn't for at least 7 or 8 years, crumbling infrastructure, roads, buildings, NHS, ambulance services, Police... i had no idea i could shoplift £200 worth of goods and not face Police action.... who drew up that gem??

Oh yes the Tories in 2014.....

So along comes Farage, spouts shite and people say "why not, everyone else has failed..."

Labour could do worse than sort out Dentistry, we ve plenty of Dentists in the UK, fund them to do NHS work..... it would at least show that Labour care...

Bambamhoohoo · 12/08/2025 12:21

Avoidhumans · 12/08/2025 12:20

I really dont understand any of it tbh.
Whats happened?
Whats going on?
What was the uc thread about i missed that one.

Late stage capitalism

Pinkfeatheredflamingos · 12/08/2025 12:23

People who are retired have paid into the system and so should be allowed the pension. People who are working and need extra support should also be helped, as the seriously ill.
Unfortunately we have a lot of people who cannot be bothered to work and know how to play the system (I know 2 people like this). We also have a lot of migrants just handed benefits. There are just not enough people paying into the state to support everyone. There should be rules that you cannot draw anything from the state unless you have paid in for at least 5 years. Then there should be 2 or 3 years before you have to get another job. Of course seriously ill people will need more consideration. Pensioners will have paid for their pension all their working lives so that isn't a benefit. Honestly our systems need a complete overhaul and not everyone will be happy with that. If we don't do something soon, there won't be any funds for anyone.

DeLaRuiz · 12/08/2025 12:27

It’s honestly astonishing to give money to people arriving here from other places, and not to our dentists and medical system to take good care of people who have lived here all their lives and paid their taxes. It’s nonsensical.

MrsSkylerWhite · 12/08/2025 12:28

Pinkfeatheredflamingos · 12/08/2025 12:23

People who are retired have paid into the system and so should be allowed the pension. People who are working and need extra support should also be helped, as the seriously ill.
Unfortunately we have a lot of people who cannot be bothered to work and know how to play the system (I know 2 people like this). We also have a lot of migrants just handed benefits. There are just not enough people paying into the state to support everyone. There should be rules that you cannot draw anything from the state unless you have paid in for at least 5 years. Then there should be 2 or 3 years before you have to get another job. Of course seriously ill people will need more consideration. Pensioners will have paid for their pension all their working lives so that isn't a benefit. Honestly our systems need a complete overhaul and not everyone will be happy with that. If we don't do something soon, there won't be any funds for anyone.

Several inaccuracies in this post.

Bambamhoohoo · 12/08/2025 12:30

Pinkfeatheredflamingos · 12/08/2025 12:23

People who are retired have paid into the system and so should be allowed the pension. People who are working and need extra support should also be helped, as the seriously ill.
Unfortunately we have a lot of people who cannot be bothered to work and know how to play the system (I know 2 people like this). We also have a lot of migrants just handed benefits. There are just not enough people paying into the state to support everyone. There should be rules that you cannot draw anything from the state unless you have paid in for at least 5 years. Then there should be 2 or 3 years before you have to get another job. Of course seriously ill people will need more consideration. Pensioners will have paid for their pension all their working lives so that isn't a benefit. Honestly our systems need a complete overhaul and not everyone will be happy with that. If we don't do something soon, there won't be any funds for anyone.

Lots of pensioners didn’t work but paid minimum NI “stamp” - in fact I believe even with nothing you still get some pension (my Mum who has never worked gets 50%) you can also buy extra years very cheaply.

state pension is incredibly cheap if you want to view it as a return on paying in. The amount you would’ve had to contribute monthly to a private pension to get £11k a year is huge.

Bambamhoohoo · 12/08/2025 12:31

Pinkfeatheredflamingos · 12/08/2025 12:23

People who are retired have paid into the system and so should be allowed the pension. People who are working and need extra support should also be helped, as the seriously ill.
Unfortunately we have a lot of people who cannot be bothered to work and know how to play the system (I know 2 people like this). We also have a lot of migrants just handed benefits. There are just not enough people paying into the state to support everyone. There should be rules that you cannot draw anything from the state unless you have paid in for at least 5 years. Then there should be 2 or 3 years before you have to get another job. Of course seriously ill people will need more consideration. Pensioners will have paid for their pension all their working lives so that isn't a benefit. Honestly our systems need a complete overhaul and not everyone will be happy with that. If we don't do something soon, there won't be any funds for anyone.

A lot of your smart draconian ideas are already in place. Maybe you’re also living decades ago when you could get benefits just by limping into DWP and asking for them. It’s not like that now

MrsSkylerWhite · 12/08/2025 12:32

DeLaRuiz · 12/08/2025 12:27

It’s honestly astonishing to give money to people arriving here from other places, and not to our dentists and medical system to take good care of people who have lived here all their lives and paid their taxes. It’s nonsensical.

You’d rather see asylum seekers homeless and starving?

Should only native UK citizens who have “paid in all their lives” receive a pension? (Much over-used phrase: my own mum uses it. She stopped working at 50 when, as a draughtswoman, she refused to learn how to use CAD and the work dried up.)

floormats · 12/08/2025 12:36

People who are retired have paid into the system and so should be allowed the pension.

Except many haven't

Pensioners will have paid for their pension all their working lives so that isn't a benefit.

Nope & it is a benefit

The amount you would’ve had to contribute monthly to a private pension to get £11k a year is huge.

Quite

Justgorgeous · 12/08/2025 12:37

BIWI · 11/08/2025 21:44

What’s your AIBU?

Is that your contribution ?

Bambamhoohoo · 12/08/2025 12:39

i think we need a proper mature conversation about migration but it won’t happen.

I’ll be honest and state firstly- I don’t care that much about AS or “boat people”- it’s not the policy or the problem that keeps me awake at night neither does it impact my life in any way. We lose sight of the fact this is the view of many British people.

i always thought we must support AS from a human rights POV. People are fleeing something horrible and they should be allowed to resettled. For those who lie about fleeing something horrible, who cares really. Any system can be circumvented so it’s inevitable you’ll get a few bad eggs. Whatever.

but at this point, in 2025, I’m beginning to believe that we will have to find a way to “close” at some point. Either that, or they will gradually stop coming because the uk is so unattractive as a prospect (like international students have)

the problem with the uk is we got our power and world standing from imperialism. A tiny island with 90m residents and limited wealth/ resource is punching well above its weight.
and inevitably, our legacy is dying. We are shrinking to fit.

we can’t have a situation where British doctors and nurses are graduating with no job prospects and immediately being forced to flee to Dubai or Australia whilst we (visibly) accept random men who have paid people smugglers and travelled the world to get here. At some point we have to really look at this, because when the liberals run out of patience it’s going to get worse all round.

MumOfManyAliases · 12/08/2025 12:42

I think it’s going to be absolutely dire. I lose sleep every night worrying about what’s happening to the UK and what the future will be like for my children. If I had the financial means to I would be looking at options to relocate to another country. It’s very depressing. I’m not surprised the birth rate has plummeted.

Maia77 · 12/08/2025 12:43

We need a wealth tax. It's the only way to stop the accumulation of wealth by the super rich. I will prevent asset concentration, revitalise spending in the real economy, and relieve ordinary workers from subsidising public services through regressive taxation.

MrsSkylerWhite · 12/08/2025 12:44

floormats · 12/08/2025 12:36

People who are retired have paid into the system and so should be allowed the pension.

Except many haven't

Pensioners will have paid for their pension all their working lives so that isn't a benefit.

Nope & it is a benefit

The amount you would’ve had to contribute monthly to a private pension to get £11k a year is huge.

Quite

Yep ^

MumOfManyAliases · 12/08/2025 12:45

MrsSkylerWhite · 12/08/2025 12:44

Yep ^

Nope.

GC30 · 12/08/2025 12:46

Bambamhoohoo · 12/08/2025 12:18

Helloooooooo 1997 called!! What benefits could all these healthy parents possibly be claiming to keep them in fags and big tellies eh?

paying housing benefit direct to landlords was abolished by the tories specifically so people would over time (likely generations) learn how to manage their own money.

Imagine being disabled or otherwise marginalised and NEVER learning to manage money- a basic skill- because you never handle any.
You collect your government cheese with you card and never make any independent decisions.

that is what leads to a dependent, lethargic unmotivated minority who bred further generations to do the same. That is the exact problem UC addresses.

you sound like you’ve barely thought about it. Maybe you’re just parroting what the clever husband thinks

Firstly this was my opinion not my husbands (maybe you need to go back to the 1950s!) And who by the way is not the cleverer one of the two of us and secondly i very specifically said i excluded from my statement those with genuine disabilities etc

Sure people need to manage money but that clearly is not working, maybe something more appropriate for schools or the additional social support i mentioned once people get jobs.

Will let the school i work out know that somehow the community we serve has the amazing ability to travel back to the 90s. Thanks for flagging, how alarming they have this capability 🙄

Climbingrosexx · 12/08/2025 12:46

There will be less investment if they keep increasing/ threatening to increase retirement age. Why should anyone put money into a pension when they may not live to claim it. Lack of investment will have a knock on effect.

MrsSkylerWhite · 12/08/2025 12:46

Bambamhoohoo · 12/08/2025 12:39

i think we need a proper mature conversation about migration but it won’t happen.

I’ll be honest and state firstly- I don’t care that much about AS or “boat people”- it’s not the policy or the problem that keeps me awake at night neither does it impact my life in any way. We lose sight of the fact this is the view of many British people.

i always thought we must support AS from a human rights POV. People are fleeing something horrible and they should be allowed to resettled. For those who lie about fleeing something horrible, who cares really. Any system can be circumvented so it’s inevitable you’ll get a few bad eggs. Whatever.

but at this point, in 2025, I’m beginning to believe that we will have to find a way to “close” at some point. Either that, or they will gradually stop coming because the uk is so unattractive as a prospect (like international students have)

the problem with the uk is we got our power and world standing from imperialism. A tiny island with 90m residents and limited wealth/ resource is punching well above its weight.
and inevitably, our legacy is dying. We are shrinking to fit.

we can’t have a situation where British doctors and nurses are graduating with no job prospects and immediately being forced to flee to Dubai or Australia whilst we (visibly) accept random men who have paid people smugglers and travelled the world to get here. At some point we have to really look at this, because when the liberals run out of patience it’s going to get worse all round.

Edited

Where did you get 90 million residents from?

Bambamhoohoo · 12/08/2025 12:46

Maia77 · 12/08/2025 12:43

We need a wealth tax. It's the only way to stop the accumulation of wealth by the super rich. I will prevent asset concentration, revitalise spending in the real economy, and relieve ordinary workers from subsidising public services through regressive taxation.

How would this work though? What type of people?

near me there is a lord who has a huge property portfolio, family jewels etc… he has 2 stately homes, owns extensive farm land. The portfolio is run as a company which of course pays tax.

as a person, he has unbelievable wealth. Any that he earns will be taxed, but that’ll be minimal.

how would you wealth tax that person? What basis would it be charged on?

im interested, its not a challenge. Im not sure how you access these peoples inherited wealth

OnlyTheBravest · 12/08/2025 12:47

i think that we will be in a recession.
Job growth is slowing down and we do not have a strong government to force through the required changes to promote growth.
I think we will have a coalition government who will be so busy infighting that nothing will get done.
Vigilantism will be on the rise due to funding cuts and the lack of Police, crime will be up and the country will be more right leaning than now.
More people who hold a job will move into just managing and will be peeved with the amount that people who do not work will be receiving, leading to more people buying/renting in nice areas/ less social cohesion and a widening of the gap between the haves and the have nots.
Education/Health will be even more of mess than it is now, with treatment/interventions only taking place when the issues have become severe/moderately high.
Depression and mental health will be higher across all age groups especially the young who will also have high levels of disenchantment.

However I would be exceptionally ecstatic to be proven wrong.

Bambamhoohoo · 12/08/2025 12:47

MrsSkylerWhite · 12/08/2025 12:46

Where did you get 90 million residents from?

I’m so sorry did I get the population of the UK wrong?

not to worry, it really doesn’t impact my post in any way does it? If it helps, simply change that number in your head to the correct one as you read. HTH

Bambamhoohoo · 12/08/2025 12:49

Climbingrosexx · 12/08/2025 12:46

There will be less investment if they keep increasing/ threatening to increase retirement age. Why should anyone put money into a pension when they may not live to claim it. Lack of investment will have a knock on effect.

They’re not increasing pensionable age anything like average lives are increasing. Surely it’s not too much to ask that the population doesn’t spend the last 40 years of their life unemployed?

nearlylovemyusername · 12/08/2025 12:49

Alexandra2001 · 12/08/2025 12:13

NHS England say 44% are non white in London.

And who knew a non white couldn't be British?

Can you be so kind and to show me where I said "non-white"?????

If you didn't mean my post then don't quote it.

I'm sorry but your response is so stupid I'm not even going to try to explain what I said