Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To wonder how the UK will look in 3 years time?

905 replies

Labradorlover987 · 11/08/2025 13:19

I was inspired to write this after reading the UC post that was just reported - the govt’s welfare bill has passed but was watered down so unlikely to make any real savings.

I earn 40k, have a school age child and just feel like I am living hand to mouth 😩 I 100% think there should be a welfare systems that supports people on low incomes but I wonder how the current system will be sustained in the long run?

Just wondered what other people thought.

I actually wouldn’t mind paying more in taxes if we could be guaranteed more in services etc - for example my council tax just went up and the services seem even worse this year than usual.

OP posts:
Thread gallery
5
tissuesand · 12/08/2025 11:02

floormats · 12/08/2025 10:51

@tissuesand I don't understand your reply to me, older voters won't vote in a party that wants to tax their wealth. You can disagree.

How would they tax wealth? How would it work?
Property (council) tax is based on value of property.
VAT is paid on what we spend.
We have IHT payable on anything we leave.
The only thing most people own is their home. If you need care you have to sell it. If you leave it to your children they pay tax on it. If you need carers to visit you have to pay for that. If you have enough money to pay for your care home, you pay twice as much as the LA pays for one room, so you subsidise someone who can't pay.
I am not sure what the wealth tax would be, but genuinely would like to understand.

80smonster · 12/08/2025 11:02

floormats · 12/08/2025 10:59

The UK is in a precarious position, we base a huge amount of our wealth on property which doesn’t create jobs,

Our attitude to housing has fucked the economy

We can’t build more houses until we invest in drainage and sewer works, the former relies heavily on the latter or there will be more shit and piss floating around in seas, lakes and rivers.

floormats · 12/08/2025 11:02

@frozendaisy 😆😆

frozendaisy · 12/08/2025 11:02

floormats · 12/08/2025 10:59

The UK is in a precarious position, we base a huge amount of our wealth on property which doesn’t create jobs,

Our attitude to housing has fucked the economy

It has

It’s fucked everything

Neighbours go to war over fences! No one likes anyone being in their gardens it’s fucking madness

Horserider5678 · 12/08/2025 11:03

Labradorlover987 · 11/08/2025 13:19

I was inspired to write this after reading the UC post that was just reported - the govt’s welfare bill has passed but was watered down so unlikely to make any real savings.

I earn 40k, have a school age child and just feel like I am living hand to mouth 😩 I 100% think there should be a welfare systems that supports people on low incomes but I wonder how the current system will be sustained in the long run?

Just wondered what other people thought.

I actually wouldn’t mind paying more in taxes if we could be guaranteed more in services etc - for example my council tax just went up and the services seem even worse this year than usual.

personally I already pay enough in tax! The trouble was raising taxes it never goes where it’s needed! Road tax is a good example it was supposed to go towards keeping roads in a good state, but only a fraction does now! Services rarely improve, what needs to happen is that it needs to be worthwhile people working as the more people in work generate more tax!

SomeLikeitSnot · 12/08/2025 11:05

user9064385631 · 12/08/2025 09:41

I can’t see any improvement happening anytime soon!
If we want a GP app, its about 6 weeks assuming its something important enough to warrant a face to face, otherwise its a phone appointment, probably a months wait for that.
In the 1990’s 2000’s you’d have been disappointed not to have an appointment the same day, but would have certainly been within a week.
In the 1970’s and 80’s our GP used to come to us at home - Imagine that!
It’ll probably be with an AI GP fairly soon, which i would have no objections to if it cuts the waiting time.

There seems to be little to no deterrent to anti social behaviour/minor crimes.
Everything seems so negative, everyone I talk to with their own business is struggling and questioning why they bother.
I think once the kids have finished education we might move abroad. Or at least buy a holiday home somewhere nice that we can escape the gloom here!

Where do you live??
I work in a GP practice and 80% of requests patients are responded to same day, the other 20% the next day. Same at the practice I am registered with. I put a form in for an issue with my knees (non-urgent), called the next day, seen F2F the next day. Ref for an MRI and 2 weeks later thats already booked. The NHS is busy and some departments have long waits but if your GP is that crap vote with your feet and register with a proper one!

ffsfindmeausername · 12/08/2025 11:05

samthepigeon · 12/08/2025 10:53

Do all migrants put added pressure on services? If they are illegal migrants, it is hard for them to be entitled to very much at all. There are way more than a million migrants in the UK, but most of them are working and paying taxes. Overall, migrants pay more tax than non-migrants.

yes the majority do, were already a country that's busting at the seems. not enough housing, school places, dentists, doctors. roads are already cram packed. we really do not need any more people on this tiny island.

samthepigeon · 12/08/2025 11:06

Badbadbunny · 12/08/2025 10:54

So should be easy to identify the migrants who make a net contribution to the country and get rid of the others!

I think people believe all migrants are bad/costly/illegal. I am here to encourage people to use language more carefully and accurately. Some migrants who may not be contributing yet are here as refugees (remember how we left plenty in the lurch by our hasty and unplanned withdrawal from Afghanistan, despite the fact they had been working with the British army and were now in massive danger from the Taliban?). Should they go? How long do we give them to start paying taxes? And what about if they are children (families were in danger too)?

Things are much more nuanced than some people want to believe.

I am also not sure that if all illegal migrants were sent away, that it would solve all of the problems facing the UK today.

inamarina · 12/08/2025 11:08

floormats · 12/08/2025 04:18

I'm absolutely fed up with politicians. They don't need to get much right. Sort out the NHS, Build more homes, lock up criminals, curb immigration.

And the billions needed to fund this come from?

I was wondering if there was a typo somewhere in that sentence.
“Not much”? Sorting out the NHS alone would be massive project.

floormats · 12/08/2025 11:08

How would they tax wealth? How would it work?
Google it, lots of suggestions.
Property (council) tax is based on value of property.
And these values are relevant? when are they from?
We have IHT payable on anything we leave.
There are thresholds so it's not on anything, but again Google can help you here.
The only thing most people own is their home. If you need care you have to sell it. If you leave it to your children they pay tax on it
Most people don't end up in care homes & if you do you don't always have to pay. Care in the home should be charged too, similar to Teresa Mays policy. See previous point about IHT thresholds.

We can't increase income tax anymore particularly when younger people are paying more in & getting less out. older people haven't paid enough in to the system & the demographics are now working against us.

SirRaymondClench · 12/08/2025 11:09

Golden407 · 12/08/2025 09:37

It’s not so much the energy companies as the result of years of government energy policy. The investment in green energy hasn’t produced the promised results leaving us with a an inconsistent, intermittent production.

We’ve not invested in nuclear power to the necessary extent, unlike the French, we’ve shut down all of the coal powered energy production and replaced it with natural gas, as it’s cleaner. Due to disruptions in global supply, the war in Ukraine mainly, it’s also the most expensive form of energy

as a result here we are, the most expensive energy prices in the world

Yet British Gas etc keep posting their record breaking profits so if it's because gas and electricity costs so much more (it doesn't) then their profits wouldn't be so sky high.

Bambamhoohoo · 12/08/2025 11:09

EasternStandard · 12/08/2025 10:15

Do you mean you’re in idea creation? For whom?

Of course not. Do you think that in order to have practical, workable policy suggestions you have to do it as a job?!

Are we seriously saying we don’t expect the general public to have enough knowledge to make informed suggestions rather than just throw out sound bites?

Horserider5678 · 12/08/2025 11:09

tissuesand · 12/08/2025 11:02

How would they tax wealth? How would it work?
Property (council) tax is based on value of property.
VAT is paid on what we spend.
We have IHT payable on anything we leave.
The only thing most people own is their home. If you need care you have to sell it. If you leave it to your children they pay tax on it. If you need carers to visit you have to pay for that. If you have enough money to pay for your care home, you pay twice as much as the LA pays for one room, so you subsidise someone who can't pay.
I am not sure what the wealth tax would be, but genuinely would like to understand.

It’s simple to understand, The more you have the more tax you pay! Anyone with a private pension how ever small pays tax at a minimum of 20% on it! The value of you private pension is deducted from your tax allowance, so the tax allowance is currently 12,500, someone with a private pension of say £12000, will only get a tax free allowance of £500! We need to move away from the concept that every pension is wealthy!

BIossomtoes · 12/08/2025 11:09

I am also not sure that if all illegal migrants were sent away, that it would solve all of the problems facing the UK today.

I am. The difference would be virtually indiscernible and different scapegoats would need to be found.

Horserider5678 · 12/08/2025 11:11

SomeLikeitSnot · 12/08/2025 11:05

Where do you live??
I work in a GP practice and 80% of requests patients are responded to same day, the other 20% the next day. Same at the practice I am registered with. I put a form in for an issue with my knees (non-urgent), called the next day, seen F2F the next day. Ref for an MRI and 2 weeks later thats already booked. The NHS is busy and some departments have long waits but if your GP is that crap vote with your feet and register with a proper one!

Exactly this! I’ve never had a problem with a GP appointment and not every appointment needs to be face to face. I had a ruptured Achilles tendon and needed my certificate extending, I don’t need a face to face appointment for that a telephone consultation was more than adequate!

Bambamhoohoo · 12/08/2025 11:12

DrMorbius · 12/08/2025 10:26

I fear for the country. We have had zero real terms GDP/Person growth for over 20 years (successive government's). This means GDP growth through immigration has been used as a smoke screen.

This has brought about huge and rapid changes in our societal structures. Inadequate housing, health and social welfare to handle the rapid population increase.

We are still feeling the disastrous impacts of "austerity". One example being that crime is out of control. Low level crime (shoplifting, counterfeit goods, car theft, personal robberies, even house break ins) are not even investigated any more. Even if caught the prisons are full, so prison time is unlikely.

We have the largest non working population in the western world. The numbers claiming benefits are rocketing. We have the largest group of 18-22 years old, NEETs (the future working population).

We have a creeping specific type of islamisation of the country. There are believed to be 38 Islamic courts in the UK. Even though they are illegal. We have no go towns (Bradford, Blackburn, parts of Oldham and more), and yet a blind eye is turned in the spirit of " social cohesion".

The problem is that we don't have politicians with the fortitude to take hard decisions. The recent welfare reforms are a case in point. Therefore my only conclusion is that we are heading for a crash and hard decisions will be forced on us. Even then, those will only be financial decisions.

Islamic courts aren’t secretive, neither do they hold any legal power. They’ve been operating since the 80s to support muslims with dispute resolution. They’re basically mediators who advise Muslims under Islamic teachings, of which plenty of non Muslim services are also available.

the same process operates off rabbinical law.

what is the problem with them?

floormats · 12/08/2025 11:12

yes the majority do, were already a country that's busting at the seems. not enough housing, school places, dentists, doctors. roads are already cram packed. we really do not need any more people on this tiny island.

our population is ageing hence why various governments have favoured immigration.
School places in most parts are not bursting, schools are closing as birth rates have dropped dramatically. An ageing population even if shrinking means more doctors are needed etc.

Bambamhoohoo · 12/08/2025 11:15

BufferingAgain · 12/08/2025 10:30

I think the wealth gap’s going to get bigger as more boomers with quite normal jobs die and leave £££ houses to their kids.

This will be quickly diminished. One house between 2/3 siblings, some used for care expensives, what’s left of the pot divided by 5 grandchildren when their parents die- it’ll be gone in 2 generations.

who will accessing those assets and value from the inheritors? The elites who will control the assets again. We’re back to the 1800s before you know it, farming the landlords land.

samthepigeon · 12/08/2025 11:15

ffsfindmeausername · 12/08/2025 11:05

yes the majority do, were already a country that's busting at the seems. not enough housing, school places, dentists, doctors. roads are already cram packed. we really do not need any more people on this tiny island.

Do they? Most migrants are working and paying taxes. They pay more taxes than UK citizens. They work in jobs that UK citizens don't want to do. They prop up the healthcare and care services. Many are working in exceedingly highly skilled and highly paid jobs. We have a falling birth rate in the UK, and an aging population. The cost of pensions is one of the biggest drains on government spending, so the falling birth rate is a massive issue. It really is not as simple as clicking one's fingers and 'sending everyone back to where they came from'. Withdrawing all migrants from the UK, embedded as they are in our economy, would have far-reaching and long-term consequences, and really wouldn't sort out all the country's ills overnight.

NaughtyTortieOwner00 · 12/08/2025 11:16

Pretty much the same in just three years- many thing skating along on fumes - high taxes but hitting point where they aren't rasing much revenue for government.

I think we'll have high energy prices and increased frustration about that - as the push for heat pumps continues to miss targets.

I think uni sector may well have finally hit crisis point or be about to - schools will be limping along still - NHS will be too.

I think there may well be a lot of voter frustration next election and lots of smaller parties will do better - but think it will still be likely a Labour government with a very small majority who will really struggled to get anything done and may collapse before term ends.

floormats · 12/08/2025 11:18

Withdrawing all migrants from the UK, embedded as they are in our economy, would have far-reaching and long-term consequences, and really wouldn't sort out all the country's ills overnight.

it's unbelievable that people still don't get this. What would the NHS & social care look like without immigrants?!

Bambamhoohoo · 12/08/2025 11:18

Lilsami · 12/08/2025 10:34

Working people should be getting hand outs before anyone else as they are the ones who pay taxes. I can't work due to having 2 disabled children I care for but my other half does and before he went self employed things were tough for us trying to get by on the little we had. We have people coming into the country illegally and they are being put into hotels which the government are paying 1000s for each month then when the hotel is no longer needed they are paying for it to be re furnished and decorated for the hotel owners. They are also renting houses from 3k a month from people a friend was asked to rent their 4 bed for 5k a month for illegals. My dad currently owes 100s of thousands in taxes as he refuses to pay tax while it's going to illegals which I can't blame him. He's Ltd so they can only take his buisness not his house or anything else. If more people had the guts to actually do that they would be forced to have to do something as they wouldn't have our money to pay for the illegals or anything else. British need to stand together now before the country is over run by immigrants who will be able to vote which means they will always win the vote as there will be more of them. We've been letting illegals in for so many years that there is a large percentage of family's who's head of the family wasn't actually born in the uk

Your dad is very naive. They can and will come for his personal wealth and they can take his house. They willl (rightly) say he took tax money and kept it intentionally. They will (rightly) say he operated a system of preference payments. The official receiver will sue him and take his assets to repay it
you can’t seriously think the government just allow someone to register a Ltd company then not bother paying taxes.

Badbadbunny · 12/08/2025 11:19

80smonster · 12/08/2025 11:02

We can’t build more houses until we invest in drainage and sewer works, the former relies heavily on the latter or there will be more shit and piss floating around in seas, lakes and rivers.

Edited

Plenty of "less popular" areas have surplus housing and surplus infrastructure, plus brown field sites etc with good infrastructure.

The problem is the centralisation and concentration of business and homes in relatively small areas of the UK. Mostly due to the London Centric nature of politics over the past few decades.

The answer from successive governments has been to relocate the "undesirables" into those areas with surplus homes, i.e. ex industrial towns, ex seaside towns, etc., which has caused them to decline further due to criminal behaviour, not surprising as these are the kind of places where they encourage newly released prisoners to relocate to, along with asylum seekers, unemployed, drug users, etc.

Easy answer - encourage and incentivise employers to relocate out to the regions and then it will re-generate those run down towns, bring empty homes back into use, get developers interested in redeveloping run down town centres, brown field sites, etc.

Our country's problem isn't too many people, it's too many people in the wrong places!

Bambamhoohoo · 12/08/2025 11:20

floormats · 12/08/2025 10:49

We have the largest non working population in the western world. The numbers claiming benefits are rocketing. We have the largest group of 18-22 years old, NEETs (the future working population).

@DrMorbius can you link to the above? never read this before.

In fact, I have see numerous TikTok’s from people claiming this about their own countries. Most recently Ireland.

Badbadbunny · 12/08/2025 11:21

Bambamhoohoo · 12/08/2025 11:18

Your dad is very naive. They can and will come for his personal wealth and they can take his house. They willl (rightly) say he took tax money and kept it intentionally. They will (rightly) say he operated a system of preference payments. The official receiver will sue him and take his assets to repay it
you can’t seriously think the government just allow someone to register a Ltd company then not bother paying taxes.

In theory, they "could" do all that, but in reality, they barely scratch the surface and the number of people they successfully target is a tiny proportion of the number of tax evaders in that way. It's certainly likely that the PP's Dad will get away with it all, especially if he closes down his company before HMRC start proceedings, which often takes years to do anyway as they're pretty incompetent these days. Not saying what he's doing is right, but in reality, he'll probably get away with it!