AIBU to think we don't need to tell the insurer about daughter learning to drive?

[flawless234]

Hi All,
My daughter has just started learning to drive and we're now doing some practice sessions in our car. She's got her provisional licence and everything, and I'm sitting with her, but we haven't told our car insurance company. I'm thinking, she's not the main driver, it's just a bit of practice with me supervising, so surely we don't need to add her as a named driver?
I've heard some people say you need special learner insurance or to add them to your policy, but it feels a bit OTT for just a few supervised drives. I'm a bit worried about the premium shooting up, to be honest!
Am I being unreasonable to think we can just carry on as we are, or do we really need to contact our insurer? Does anyone have any experience with this? Any advice on what to do would be amazing, as I'm totally clueless about all this.
Thanks in advance!

This must ne a wind up. No one could be this stupid. Of course you need her on the insurance. You are breaking the law

Oh for the love of god. Is this a serious post? Anyone driving on public roads needs to be insured. When your daughter is driving, your insurance is null and void. How on earth have you got this far in life?😕

Is this a joke?!? Of course you need to add her to the insurance!! All it takes it’s a split second for an accident, if she’s behind the wheel uninsured then you’ll be in trouble!!

This can’t be serious. Surely no one is this stupid. Also you could have just googled it.

As everyone else has said, of course you need to put her on your insurance. Watch an episode of Traffic Cops or Police Interceptors, see how keen they are to take uninsured drivers off the road! Not only would she get a fine and enough points to disqualify her, you would get a fine for allowing a person you know to be uninsured drive (can't remember if you would get points too) and lose your car for 24 hours at least - they wouldn't just let you swap drivers and carry on, your car would be towed! Then you would have to pay for it to be released from impound at least £150! One final thing, saying you didn't know won't get you off - ignorance of the law is no excuse!

This

Not only does she need insurance but you need to consider whether you should be teaching her anything when your understanding of the law is so poor!
Who did you think was insured to drive the car she is driving?

And we wonder why so many people drive around deliberately uninsured. Who wouldn't with a shining star of a mother like this guiding them in life. Though, assuming the learner is 17 and legally allowed to hold a provisional (hard to tell when the mother has no regard for the law), they should know themselves they legally need to be insured anyway. You know what, let the pair of you get caught, there are enough feckless idiots on the roads.

I’m assuming this post is not genuine! Surely no one is stupid enough to think anyone can drive a car without insurance?!
If it is genuine then where in the country are you and what time is your daughter on the road just so I know where to make sure I’m not any where near and neither are my children! Mowed down by an uninsured driver!

My 19 year.old son told me that he takes his girlfriend out in his car to practice. I pointed out after establishing that he was infact serious, in order to take out a learner he has to be atleast 21 years old and passed his test for atleast 3 years and as he's neither of these he's ridiculous and needs to stop. He said ot doesn't even matter as they're quiet country roads where she lives and nobody ever goes down them ever. Try as I.might I couldn't get through to him and he acted like I didn't know what im talking about and I was making a fuss about nothing. I couldn't get through to him and neither could his dad he.just acted like im ott and stupid and wrong. I hope this thread gets through to you op though. I really do

It's worryingly true what they say, they really do walk amongst us

Ok, here are the facts……
She is sat behind the wheel, therefore driving.
So, if she crashes, totals your car or kills someone, who do you think will be to blame, who do you think will be at a financial loss, who could be sued for damages, who will be liable as well as her for any county court prosecution?.
You…..right.
If you seriously think the Insurance Company will fork out, you’re living on another planet!.

Picture this.
Your daughter needs life saving private surgery after an horrific road traffic accident, which could cost you thousands, but, because you thought you would save a few bob on your Insurance, you now cannot even afford to visit her in hospital, because you lost your car, which meant you lost your job.
Idoits like you are the reason our Car Insurance is always on the up!.

Is this a joke post? How utterly irresponsible! What you’re suggesting is illegal. What if she writes off your car, how will you explain that to the insurers? Even worse what if she hits someone else? And if she was pulled over by the police for driving without insurance she’d have her licence taken off her before she even gets it, absolutely flabbergasted that this is even a serious question!!!

That’s what I thought but bizarrely the OP has started other threads and included a picture of herself so I don’t think it is.

Is this post for real??

Haven’t read all the replies. Yes you need to add her.
I found taking out temporary policy for 5 hours as and when I took mine out a lot cheaper than adding her to mine. Think I used Veygo. Marmalade also do it. Was about £10.

It’s also a lot cheaper as a learner as they have to be supervised- It’s when they pass that the cost really ramps up.

We used this one … learner insurance is waaaay cheaper than once the learner passes… from recollection i think we paid between £60-£80 for 3 months cover but you can do it weekly / monthly or even as a one off.
There are loads to choose from, just google learner car insurance cover
www.veygo.com/learner-driver-insurance/

Add her as a "named driver", but check with your insurers first as it may put your premium up.
It might also help her when she gets her own car as some insurers will give NCB for claim free years even as a "named driver".

Who the hell has clicked on YANBU.

You are being spectacularly stupid and breaking the law if this is true.

if this is another sodding reverse I am going to be seriously annoyed!

Wow. Stupidest post on the Internet today. What a fucking ridiculous question. You shouldn't be allowed to drive yourself!

Do you want her to get banned before she’s even passed? That’s a real possibility- sort the insurance don’t be so daft

Orrrr because they got precisely the response they were after.

Then surely you reported this and let him actually learn from it?

Whaaattt??? 🤣🤣🤣 yes you need to add her … she’s not insured to drive your vehicle! If she has an accident she’s driving without insurance and both her and you will be subject to legal action 🤦🏻‍♀️ How on earth do some people survive life with this level of stupidity?!?

Jesus, they walk amongst us!
I mean, why do any of us bother with insurance hey? Just a few times on the road, probably won’t have an accident, just hope the police don’t stop me and I end up in court, and then with an actual conviction.
You are the adult, a year’s provisional insurance is around £200, a simple google would have given you all this info.