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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Working expectations for parents on UC

1000 replies

BlackCatGreyWhiskers · 21/07/2025 12:27

AIBU to find this really frustrating? Basically there is no expectation for parents to work until their child is age 3. So if a family has more than one child that could be several years.

Whereas maternity leave is only 9-12months.

Especially as universal credit claimants can actually get help towards childcare expenses.

I don’t understand why there is a mismatch between the employed and unemployed?

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school.

Working expectations for parents on UC
OP posts:
Thread gallery
5
Morgenrot25 · 21/07/2025 13:43

Seymour5 · 21/07/2025 13:39

I was with an acquaintance in her 60s recently, she has a progressively debilitating condition, and now uses a walker to get about. She’s signed off (retail) work, on sick pay, and gets some DLA. Occ health don’t think she’ll be able to return to work, she’s too young to get her pension. Always worked, albeit low paid, took on a mortgage after divorce in her forties. She is in the process of claiming UC.

If she was renting she’d get at least the local housing allowance towards her housing costs, with a mortgage, she won’t.

UC (or any benefit) is never going to oay toward an asset, or something that will be an asset.

26dX · 21/07/2025 13:44

@RepoTheGeriatricOpera someone I know, their little boy turned 3 this year, not been asked to go to the job centre or review.. I was made redundant and applied they wanted me up there every week! Oh and now she’s pregnant again!

LadyKenya · 21/07/2025 13:44

Seymour5 · 21/07/2025 13:39

I was with an acquaintance in her 60s recently, she has a progressively debilitating condition, and now uses a walker to get about. She’s signed off (retail) work, on sick pay, and gets some DLA. Occ health don’t think she’ll be able to return to work, she’s too young to get her pension. Always worked, albeit low paid, took on a mortgage after divorce in her forties. She is in the process of claiming UC.

If she was renting she’d get at least the local housing allowance towards her housing costs, with a mortgage, she won’t.

Can she not go for medical retirement, as OH, believes that she will not be able to return to her job?

BlackCatGreyWhiskers · 21/07/2025 13:44

Morgenrot25 · 21/07/2025 13:38

Nope.
As the thread goes on it's clear that OP doesn't really have a clue about life for those who actually rely on UC to survive (wholly or as a top up).

As the thread goes on it’s clear you just make stuff up to support your own narrative.

OP posts:
Morgenrot25 · 21/07/2025 13:45

drpepper2 · 21/07/2025 13:41

@Morgenrot25 you’re extremely naive if you think all UC claimants live in poverty. Lol

I'm a lot less naive than the OP. 'Lol'. 🫣

Parker231 · 21/07/2025 13:45

RepoTheGeriatricOpera · 21/07/2025 13:37

You've made the right choice for your family, as you should.

UC claimants not having to work for 3 years after having a baby are making the right choices for them.

The UC claimants will be made to look for work after 3 years though, so that choice isn't forever.

And if everyone decided not to work for three years after each baby and claim UC - the country would collapse.
If an individual decides to stay at home with their baby - their decision but why should everyone else fund their benefits?

Crunchymum · 21/07/2025 13:45

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school

Were you not entitled to a UC top up during this period?

Seymour5 · 21/07/2025 13:47

Pickledpoppetpickle · 21/07/2025 13:31

As a single parent I have always taken pride in working and providing for my children. And I did that in receipt of tax credits. I had a disabled child, to be clear, claimed DLA as well. Without tax credits, I couldnhave paid my bulls and childcare. The CMS didn't get a penny out of my ex in 16 years. What would you have had me do?!

You did the right thing.You worked. DD was a single working mum, she got tax credits too, very different from doing nothing. You of course were let down by a system that doesn’t force absent parents to support their children.

Morgenrot25 · 21/07/2025 13:47

BlackCatGreyWhiskers · 21/07/2025 13:44

As the thread goes on it’s clear you just make stuff up to support your own narrative.

What have I made up?
It's ironic you're telling me that I have a narrative. 🫣

Ted27 · 21/07/2025 13:48

I don't understand the mindset of I take home £X, my childcare is £Y. Therefore I work for nothing.
You don't work for nothing. You take home £X. But for a couple of years you have another bill to pay. That is your choice. And you have the other advantages of being in work.

TizerorFizz · 21/07/2025 13:48

@BlackCatGreyWhiskers You have spotted the flaw in society. Higher rate taxation starts at £42,000 ish. Just above average earnings . So there is obviously a problem that those people aren’t well paid enough and find childcare expensive. We want well paid child carers but don’t want to pay or cannot pay so we don’t have dc. Birth rate is falling. Mums who are benefits claimants or the very wealthy have dc. Wages have stagnated for many. I agree it’s a big issue for working mums but the benefits claimants shout loudest.

Mrsttcno1 · 21/07/2025 13:48

BlackCatGreyWhiskers · 21/07/2025 13:42

I can’t recall my exact earnings but I know what my take home was.

You’re completely wrong OP and talking rubbish, or have a total lack of understanding of the UC system in which case why are you commenting on something you don’t understand?

The fact is that on either £1500 a month, or £35k per year (which are NOT matching figures, so you’re wrong somewhere), if you were also paying £800 childcare then you WERE entitled to £110-220 per week UC if you were a single parent.

The only reason you were not entitled is because your partner’s earnings put you as a household over the threshold.

ChristOlive · 21/07/2025 13:48

RepoTheGeriatricOpera · 21/07/2025 13:42

You've made your choices in the best interests of your family rather than society though.

The low income households will have to work after 3 years. It's not forever.

Yes, I have. Everyone individual makes decisions for the best of their families. But the government should be making changes to benefit society.

If we didn’t lose tens of thousands of pounds in childcare subsidies and tax by going over 100k, maybe we wouldn’t have both gone part-time, and GP and dentist waiting lists would be that bit shorter, saving longer term problems and meaning more tax is being paid.

We’ll probably go back to full-time when the youngest is old enough, but that’ll have been ten years out of full-time work. So it’s not forever for us either.

Morgenrot25 · 21/07/2025 13:49

Mrsttcno1 · 21/07/2025 13:48

You’re completely wrong OP and talking rubbish, or have a total lack of understanding of the UC system in which case why are you commenting on something you don’t understand?

The fact is that on either £1500 a month, or £35k per year (which are NOT matching figures, so you’re wrong somewhere), if you were also paying £800 childcare then you WERE entitled to £110-220 per week UC if you were a single parent.

The only reason you were not entitled is because your partner’s earnings put you as a household over the threshold.

Exactly. The truth might affect the ability to benefit bash though. 🫣

Mrsttcno1 · 21/07/2025 13:49

Crunchymum · 21/07/2025 13:45

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school

Were you not entitled to a UC top up during this period?

Yep, IF those figures were correct OP was entitled to a £220ish per week UC top up if a single parent.

However OP also reckons she was takin home £1500 a month but was also on £35k per year, so it’s fair to say OP doesn’t actually have a clue what’s going on.

PeonyPatch · 21/07/2025 13:49

Morgenrot25 · 21/07/2025 13:43

UC (or any benefit) is never going to oay toward an asset, or something that will be an asset.

But that shouldn’t be a reason to claim UC!

Boredlass · 21/07/2025 13:50

Morgenrot25 · 21/07/2025 12:58

Claiming UC because you're paid a very low wage isn't 'benefits as a lifestyle choice'. 🫣

It’s usually low because they work part time. I work with people who refuse to work overtime or more than 16 hrs as it’ll interfere with their benefits

BlackCatGreyWhiskers · 21/07/2025 13:50

Mrsttcno1 · 21/07/2025 13:48

You’re completely wrong OP and talking rubbish, or have a total lack of understanding of the UC system in which case why are you commenting on something you don’t understand?

The fact is that on either £1500 a month, or £35k per year (which are NOT matching figures, so you’re wrong somewhere), if you were also paying £800 childcare then you WERE entitled to £110-220 per week UC if you were a single parent.

The only reason you were not entitled is because your partner’s earnings put you as a household over the threshold.

I have not disputed that I wasn’t single - what’s your point?

OP posts:
cadburyegg · 21/07/2025 13:50

26dX · 21/07/2025 13:42

I don’t begrudge people who NEED this and want to work but the lazy fuckers who think it’s a holiday and don’t want to / can’t be bothered to work. Why do they need 85% of their childcare paid when they do fuck all? 😂

Childcare support is only paid to people IN WORK.

Seymour5 · 21/07/2025 13:50

LadyKenya · 21/07/2025 13:44

Can she not go for medical retirement, as OH, believes that she will not be able to return to her job?

If she worked in the public sector (I don’t know about all the private sector) she could, but the company she works for don’t offer ill health retirement now. She’ll be finished on incapability grounds.

Morgenrot25 · 21/07/2025 13:51

ChristOlive · 21/07/2025 13:48

Yes, I have. Everyone individual makes decisions for the best of their families. But the government should be making changes to benefit society.

If we didn’t lose tens of thousands of pounds in childcare subsidies and tax by going over 100k, maybe we wouldn’t have both gone part-time, and GP and dentist waiting lists would be that bit shorter, saving longer term problems and meaning more tax is being paid.

We’ll probably go back to full-time when the youngest is old enough, but that’ll have been ten years out of full-time work. So it’s not forever for us either.

So you are altering your work pattern in order to access subsidies too, a bit like the folk who get support from UC?

cadburyegg · 21/07/2025 13:51

Boredlass · 21/07/2025 13:50

It’s usually low because they work part time. I work with people who refuse to work overtime or more than 16 hrs as it’ll interfere with their benefits

Then they are misinformed. I get a small UC top up. I work 30 hours a week and I’m much better off than I was working 22 hours.

Mrsttcno1 · 21/07/2025 13:51

BlackCatGreyWhiskers · 21/07/2025 13:50

I have not disputed that I wasn’t single - what’s your point?

My point is you’re having a go at people with less money than you had, and you also have no fucking clue about the UC system so you are starting to look really quite stupid commenting on something you don’t understand.

Purpleturtle45 · 21/07/2025 13:52

I agree OP, it's not fair. If every time you had a child you had 3 years when you weren't expected to work and you had multiple kids you could be out of work for many years, becoming harder to employ and making it harder to get back into employment.

For everyone saying 'you do it then', what a petty and immature argument. If the whole country decided not to work for 3 years after every child who would pay the benefits?!

The OP is just saying it should be equal time off between working people and those claiming UC (and I know some of them do work).

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