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Working expectations for parents on UC

1000 replies

BlackCatGreyWhiskers · 21/07/2025 12:27

AIBU to find this really frustrating? Basically there is no expectation for parents to work until their child is age 3. So if a family has more than one child that could be several years.

Whereas maternity leave is only 9-12months.

Especially as universal credit claimants can actually get help towards childcare expenses.

I don’t understand why there is a mismatch between the employed and unemployed?

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school.

Working expectations for parents on UC
OP posts:
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5
Morgenrot25 · 21/07/2025 15:32

BlackCatGreyWhiskers · 21/07/2025 15:27

There’s no policy or legislative protections for women to leave work and return on the same wage, or retain their jobs for a period of 3 years. Conversely, UC claimants retain their income and are expected to begin to LOOK for work when their child turns 3.

It's not realistic to expect employers to keep a job open for 3 years though, even with the best will in the world 1 year is pushing it for some smaller employers.
Your job isn't kept open.
A person on UC doesn't have a job kept open either.
They get support because their income is below a certain level. You don't get support because your income is not below that same certain level.

Fluffypotatoe123987 · 21/07/2025 15:33

Your husband is supposed to support you or you save up if your working are you saying your a single parent

BlackCatGreyWhiskers · 21/07/2025 15:33

RepoTheGeriatricOpera · 21/07/2025 15:30

No, you want extra protection.

You want 3 years off, with the option to go back to your job, with all of the benefits of having been in employment for those 3 years.

UC claimants get 3 years off but then have to look for work and have not had the benefit of being employed for 3 years.

You made your choices, you just want the best of both worlds.

I can’t speak for everyone but I would have been happy to have been unpaid. Especially for the period my take home was £300 pcm. I’ve not mentioned retaining my salary anywhere.

OP posts:
SameOldMe · 21/07/2025 15:33

BlackCatGreyWhiskers · 21/07/2025 15:25

@Gettingfitat41 I don’t judge anyone for claiming UC and I also wouldn’t want to see benefits abolished altogether. What I’d like and what I think I’ve made clear, is to have had the same opportunity not to work whilst my children were preschool aged with the same protection afforded to me. So it was a choice rather than just which had most negatives.

What is this protection you believe you missed out on? You had a partner to support you. You have a choice, the same as any other mother benefits or makes a choice.

Gettingfitat41 · 21/07/2025 15:33

I’ve been in both situations, when with my ex DH we had to cut out holidays, go down to one car etc to enable me to stay at home until DD was 3 years old.

Now I am single and on UC I am worse off as do not have the luxury of a combined income. Yes there is no requirement for me to go back to work yet but I am poor! The same as when I had time off in my marriage. But worse this time. We now have no car instead on one car as cannot afford the repairs on UC. Once I go back to work I will be better off.

it’s up to you, stay home but accept you will be on the breadline unless your DH is a high earner, or leave DH so that you can claim UC and be on the breadline, but without the owned house and move into high cost unpredictable rental. Council houses don’t exist anymore.

spoonbillstretford · 21/07/2025 15:34

PeonyPatch · 21/07/2025 15:10

Also to all the posters who are criticising OP for the “choices” they made - this is a double standard. Some are claiming that OP has an asset so it’s better than those who are unemployed / benefits.

Why should people who have gone out of their way to either study or work hard in their careers and are now being penalised when it comes to rearing children be brushed off because those very choices have allowed them to get onto the property ladder?

Those choices / sacrifices that were made should be applauded and celebrated - not used as a reason not to support someone.

Some people’s attitudes on this thread is genuinely in support of e.g. “Stacey” who left school at 16 and chose to have a baby should get benefits/house etc and be able to not work for 3 years? That’s a choice they made. And she could go on to having another, and possibly another. Meanwhile, OP and many other working women are struggling with juggling working and trying to have and raise children.

We need more net contributors in this country. It’s an utter shambles.

Edited

Perhaps more men should be made to be contributors and actually pay for the children they have rather than it falling to the state and women on their own.

SameOldMe · 21/07/2025 15:34

BlackCatGreyWhiskers · 21/07/2025 15:33

I can’t speak for everyone but I would have been happy to have been unpaid. Especially for the period my take home was £300 pcm. I’ve not mentioned retaining my salary anywhere.

You had a joint income, that's a decision you make in a partnership whether one parent goes back to work and the childcare cost should be split - he wouldn't be work if you wasn't looking after your child

ForWittyTealOP · 21/07/2025 15:34

BlackCatGreyWhiskers · 21/07/2025 15:32

Yes you’re missing the mismatch in expectations and the provisions made by the State for one set of parents to the other. If you’re employed you don’t have the option to stay home. UC do. Without being penalised. The lack of employment is a penalty for the previously employed Mother. I’m not sure how else to phrase it. You don’t have to agree - but that doesn’t negate the point I’m making.

But you could have left your job and become unemployed. That was an option for you, albeit not one you chose to take.

Ohnobackagain · 21/07/2025 15:34

@BlackCatGreyWhiskers @Morgenrot25
here you go https://www.welcome-center-germany.com//post/understanding-maternity-leave-in-germany

either parent can take the extra leave (type of parental leave). And employer makes up shortfall and there are tax exemptions too.

BlackCatGreyWhiskers · 21/07/2025 15:35

Morgenrot25 · 21/07/2025 15:32

It's not realistic to expect employers to keep a job open for 3 years though, even with the best will in the world 1 year is pushing it for some smaller employers.
Your job isn't kept open.
A person on UC doesn't have a job kept open either.
They get support because their income is below a certain level. You don't get support because your income is not below that same certain level.

I find it curious that you don’t think a job being kept open for three years is realistic, but you do think not working for three years and claiming UC is. Some of us would say that’s hypocrisy at its finest. But I wouldn’t talk in the third person.

OP posts:
Morgenrot25 · 21/07/2025 15:35

BlackCatGreyWhiskers · 21/07/2025 15:30

No, it’s because I included the detail I thought was relevant and don’t feel compelled to respond in greater depth because you’ve insisted I should.

What makes you feel so entitled to tell me what to do and how to interact on a thread on MN?

You said the German system was better, yet cannot actually tell us why other than friend having stayed away from work for longer - which could have bern for a variety of reasons.
Do you understand that you need actual information to back up a point?

RepoTheGeriatricOpera · 21/07/2025 15:36

BlackCatGreyWhiskers · 21/07/2025 15:33

I can’t speak for everyone but I would have been happy to have been unpaid. Especially for the period my take home was £300 pcm. I’ve not mentioned retaining my salary anywhere.

I didn't mention retaining your salary either.

Being employed and having no gap in your CV, your employer paying pension contributions and the possibility of promotion even on mat leave for example.

Fluffypotatoe123987 · 21/07/2025 15:36

And no 2 parents being unemployed isnt allowed unless they are looking for work. If one is disabled then I can guarantee they wouldn't wish to be disabled earning very little on uc and other benefits.

So if you were working and was a single parent whilst on mat leave then you should have claimed yourself. If you had a husband earning then thats his child and he should have supported you. Stop benefit bashing people.

Gettingfitat41 · 21/07/2025 15:36

And I left my job so it isn’t left open for me either, I’m not protected at all. On a single income, two dc and no car it was impossible to go back to my old job. If I was still with DH we could have managed the nursery and school runs between us.

Morgenrot25 · 21/07/2025 15:39

Ohnobackagain · 21/07/2025 15:34

@BlackCatGreyWhiskers @Morgenrot25
here you go https://www.welcome-center-germany.com//post/understanding-maternity-leave-in-germany

either parent can take the extra leave (type of parental leave). And employer makes up shortfall and there are tax exemptions too.

Edited

You're missing the point though - OP was singing the praises of a system she appears to know little about. I was especially interested if there was anything she could tell us about the length of leave, especially being anywhere close to the 3 years she wants.

BlackCatGreyWhiskers · 21/07/2025 15:39

Morgenrot25 · 21/07/2025 15:35

You said the German system was better, yet cannot actually tell us why other than friend having stayed away from work for longer - which could have bern for a variety of reasons.
Do you understand that you need actual information to back up a point?

I didn’t say it was better - I said an option would be something similar and outlined my vague understanding. I was floating ideas for the purpose of discussions, not making an assertion or statement as you’re suggesting.

OP posts:
CorneliaCupp · 21/07/2025 15:40

BlackCatGreyWhiskers · 21/07/2025 15:25

@Gettingfitat41 I don’t judge anyone for claiming UC and I also wouldn’t want to see benefits abolished altogether. What I’d like and what I think I’ve made clear, is to have had the same opportunity not to work whilst my children were preschool aged with the same protection afforded to me. So it was a choice rather than just which had most negatives.

You DID have that exact choice. As has been pointed out to you multiple times.

Willyoujustbequiet · 21/07/2025 15:41

ChristOlive · 21/07/2025 12:57

Benefits as a lifestyle choice is loathsome.

It's not a choice for many people, they have no other option.

Gettingfitat41 · 21/07/2025 15:42

It sounds like you are sad that you are in a position where you feel like you cannot give up work. I get that. It takes a massive amount of cut backs. I often go without dinner and my daughter sometimes has random food bank combinations over the school holidays. Please don’t be jealous of single mothers on UC. Some of us have suffered domestic violence too and would love the security and partnership of a two person household with 2 incomes instead of scraping by on benefits.

I think the issue here is you want to be a stay at home mum. That’s something you need to discuss with your husband and see if it’s possible. Or if you could reduce your hours.

on UC it’s possible for me at the moment to stay at home for the next year or two as I have no car, walk the long school run, skip meals and use food banks sometimes if desperate in the school holidays. It’s not ideal at all and once DS is old enough (3) to go to the school nursery and I only have one drop off to do on foot I’ll be straight back to work!

Dweetfidilove · 21/07/2025 15:43

BlackCatGreyWhiskers · 21/07/2025 15:32

Yes you’re missing the mismatch in expectations and the provisions made by the State for one set of parents to the other. If you’re employed you don’t have the option to stay home. UC do. Without being penalised. The lack of employment is a penalty for the previously employed Mother. I’m not sure how else to phrase it. You don’t have to agree - but that doesn’t negate the point I’m making.

Are you saying you want to receive the benefit while working, because you've chosen not to leave employment; or would you also like to leave employment and claim the benefit?
Or would you like maternity benefits to be extended to 3 years?

Morgenrot25 · 21/07/2025 15:43

BlackCatGreyWhiskers · 21/07/2025 15:39

I didn’t say it was better - I said an option would be something similar and outlined my vague understanding. I was floating ideas for the purpose of discussions, not making an assertion or statement as you’re suggesting.

Look back at what you actually wrote.

BlackCatGreyWhiskers · 21/07/2025 15:43

CorneliaCupp · 21/07/2025 15:40

You DID have that exact choice. As has been pointed out to you multiple times.

Oh thanks - I have only been able to review my life choices thanks to the enlightening Mystic Megs of MN who know all about me, yet repeatedly miss the point.

I know I had a choice. But as I’ve “repeatedly” said it’s not backed by policy as things stand.

OP posts:
BlackCatGreyWhiskers · 21/07/2025 15:43

Morgenrot25 · 21/07/2025 15:43

Look back at what you actually wrote.

Yes I said

”I don’t know precisely. This happens in Germany though. I have a good friend who took advantage of a policy very similar.“

then you started banging on about it.

OP posts:
Morgenrot25 · 21/07/2025 15:43

BlackCatGreyWhiskers · 21/07/2025 15:35

I find it curious that you don’t think a job being kept open for three years is realistic, but you do think not working for three years and claiming UC is. Some of us would say that’s hypocrisy at its finest. But I wouldn’t talk in the third person.

I'm curious as to how you think it IS realistic. 🫣

BlackCatGreyWhiskers · 21/07/2025 15:44

Morgenrot25 · 21/07/2025 15:43

I'm curious as to how you think it IS realistic. 🫣

You tell us how you’d been able to make a living out of doing sweet FA?

OP posts:
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