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Share your dilemmas and get honest opinions from other Mumsnetters.

Working expectations for parents on UC

1000 replies

BlackCatGreyWhiskers · 21/07/2025 12:27

AIBU to find this really frustrating? Basically there is no expectation for parents to work until their child is age 3. So if a family has more than one child that could be several years.

Whereas maternity leave is only 9-12months.

Especially as universal credit claimants can actually get help towards childcare expenses.

I don’t understand why there is a mismatch between the employed and unemployed?

When I went back after maternity, my pay was around £1500 and my childcare £800, then after I went back with my second my childcare went up to £1200. So I earnt next to nothing for 5 years before the eldest started school.

Working expectations for parents on UC
OP posts:
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5
Aprilrosesews · 21/07/2025 14:28

gamerchick · 21/07/2025 14:24

I think I'd rather grate my face off than rely on UC. It looks like a right pain in the arse. Absolutely nothing to get jealous about

It is absolutely a pain in the arse. You don’t know the amount that you’re gonna get until two days before. They can also stop your payment for any reason and then not respond for days when you contact them to ask why you’ve not received it when you don’t know if you’re not gonna get any money to eat!

PeonyPatch · 21/07/2025 14:29

ForWittyTealOP · 21/07/2025 14:27

How do you know this? What is your evidence?

Believe me - I have evidence. I went to school in a very deprived area of SE England. I know many people in that very situation.

TizerorFizz · 21/07/2025 14:29

Obviously we cannot pay for everyone to have benefits when they are working. UC does make women reduce working hours but that suits them. Too many dads not paying up is half the issue but I have an unmarried family member who got all the benefits, kept house she co owned with former partner and did a bit of work but not anywhere what her professional full time role was - that was given up. So all that training and money down the plug hole plus £0000s from benefits. It’s a deliberately chosen course of action by some. Dad had dc 50:50. It’s a choice to get as much as possible from the state.

BlackCatGreyWhiskers · 21/07/2025 14:30

@Whosenameisthis i have never known a private sector employer pay 6 months sick pay. It’s usually 10 days for sickness of the employee. You can take 2 days unpaid for dependents leave and then if you were ill it would be SSP. If you were taking leave to care for dependents you’d need to quit your job.

OP posts:
PeonyPatch · 21/07/2025 14:30

TizerorFizz · 21/07/2025 14:29

Obviously we cannot pay for everyone to have benefits when they are working. UC does make women reduce working hours but that suits them. Too many dads not paying up is half the issue but I have an unmarried family member who got all the benefits, kept house she co owned with former partner and did a bit of work but not anywhere what her professional full time role was - that was given up. So all that training and money down the plug hole plus £0000s from benefits. It’s a deliberately chosen course of action by some. Dad had dc 50:50. It’s a choice to get as much as possible from the state.

This exactly. People play the system. Not always, but it needs a crackdown. It’s not fair, and it’s insulting to honest hard working tax payers.

Oatcat · 21/07/2025 14:30

PeonyPatch · 21/07/2025 14:29

Believe me - I have evidence. I went to school in a very deprived area of SE England. I know many people in that very situation.

People can be so naive. Of course if you have a system where you don't have to work with a child under three then people will space their children 3 years apart.

Anyone who denies it frankly lack credibility.

ForWittyTealOP · 21/07/2025 14:31

PeonyPatch · 21/07/2025 14:29

Believe me - I have evidence. I went to school in a very deprived area of SE England. I know many people in that very situation.

I'm asking for factual evidence, not "believe me... I know things".

RepoTheGeriatricOpera · 21/07/2025 14:31

BlackCatGreyWhiskers · 21/07/2025 14:25

I opened the thread to discuss policies not personalities.

And yet here you are using words like "unemployable" and "thick".

PeonyPatch · 21/07/2025 14:31

BlackCatGreyWhiskers · 21/07/2025 14:30

@Whosenameisthis i have never known a private sector employer pay 6 months sick pay. It’s usually 10 days for sickness of the employee. You can take 2 days unpaid for dependents leave and then if you were ill it would be SSP. If you were taking leave to care for dependents you’d need to quit your job.

Same. I work privately, and you wouldn’t get 6 months sick pay, that would be ssp at that point which isn’t v much.

CorneliaCupp · 21/07/2025 14:33

It is better for children to be home with a parent for the first three years of life.
There is a direct link between household income and life chances of children born into those households.
Presumably, your household income is higher than it would be if you were an unemployed single parent, therefore your child is hugely benefitting compared to the child of the unemployed single parent.
Therefore the government have made the decision that putting more funding into their child then yours at this early stage could mitigate some of those disadvantages and close that gap somewhat. In my opinion, that is why you are not as hard done by as you seem to feel.
Also, presumably you and your partner made choices that have led you into the situation you are currently in?
I stopped work for 8 years when my children were younger because I wanted to spend more time with them when they were small. My husband is on a healthy wage but way way below 6 figures. We decided to buy a house that we could afford on just his wage if we needed to, didn't go on holidays, and cut our cloth accordingly for those years. I now work part time in a job I love that earns me a good wage.
There is an element of personal agency here, your situation isn't inevitable, you made choices that mean that you are worse off for a few years, you didn't have too.

Aprilrosesews · 21/07/2025 14:34

What other benefits would i be receiving? Child benefit, like anyone else with children?

BlackCatGreyWhiskers · 21/07/2025 14:34

Aprilrosesews · 21/07/2025 14:34

What other benefits would i be receiving? Child benefit, like anyone else with children?

CB is means tested.

OP posts:
Morgenrot25 · 21/07/2025 14:35

BlackCatGreyWhiskers · 21/07/2025 14:34

CB is means tested.

So is UC.

Littlebutloud · 21/07/2025 14:37

BlackCatGreyWhiskers · 21/07/2025 12:43

I just want a fair playing field and equal expectations of parents. If staying off work until they’re 3 is optimal then everyone should have the option.

You did have the option. You chose not to take it. And you made that choice because you know that decision left you better off in the long run. These goady, and often uniformed threads, are really quite boring now

TizerorFizz · 21/07/2025 14:40

@BlackCatGreyWhiskersSo if someone gets cancer they get 2 weeks sick pay? DH’s company paid more but they take out insurance! You cannot be that mean to really ill people!

BlackCatGreyWhiskers · 21/07/2025 14:42

TizerorFizz · 21/07/2025 14:40

@BlackCatGreyWhiskersSo if someone gets cancer they get 2 weeks sick pay? DH’s company paid more but they take out insurance! You cannot be that mean to really ill people!

Yes, usually. That’s why income insurance protection exists.

OP posts:
Aprilrosesews · 21/07/2025 14:42

Really? That’s all you have to add to that? I gave you the factual amount of what people are entitled to on universal credit. And you automatically assumed it was more because of ‘other benefits’. Its not.

anytipswelcome · 21/07/2025 14:42

BlackCatGreyWhiskers · 21/07/2025 14:34

CB is means tested.

So is universal credit?

BlackCatGreyWhiskers · 21/07/2025 14:43

Littlebutloud · 21/07/2025 14:37

You did have the option. You chose not to take it. And you made that choice because you know that decision left you better off in the long run. These goady, and often uniformed threads, are really quite boring now

If it’s boring don’t participate.

There’s a myriad of reasons I didn’t choose to resign. But had I been able to hold my job for three years - or 5 in total, because I had my children two years apart, I might have made a different choice.

OP posts:
anytipswelcome · 21/07/2025 14:43

Can you explain the comment where you called unemployed people thick OP?

I’m unsure what your point was and trying to give you the benefit of the doubt that it was clumsily worded.

Maybe you could rephrase it to clarify?

BlackCatGreyWhiskers · 21/07/2025 14:44

anytipswelcome · 21/07/2025 14:42

So is universal credit?

Exactly.

The poster said they also got CB “like anyone else with children” but just like UC - not everyone with children receives CB.

OP posts:
Youcancallmeirrelevant · 21/07/2025 14:45

BlackCatGreyWhiskers · 21/07/2025 12:39

So you’re saying you get less than £300 pcm? Because that’s what I was coming out with. Also deduct fuel and car maintenance from that because I also had to travel to work.

Why are you paying all the nursery fees? Where is your DP/DH?

jnh22 · 21/07/2025 14:47

BlackCatGreyWhiskers · 21/07/2025 12:35

I have never claimed and had very little knowledge of the system. Only discovered today that you’re not actually expected to work for the first 3 years!

I’m the same as you. To be honest, I’ve been feeling more and more like I’ve been living completely wrong and have made a bunch of foolish choices. I’ve worked at a financial disadvantage. For the last 10 yrs (with childcare being more than I made) and had I realised it was a reasonable choice to pause work and get UC, it probably would have been a reasonable choice. It’s too late now though as they’re in primary/secindary..

BlackCatGreyWhiskers · 21/07/2025 14:47

anytipswelcome · 21/07/2025 14:43

Can you explain the comment where you called unemployed people thick OP?

I’m unsure what your point was and trying to give you the benefit of the doubt that it was clumsily worded.

Maybe you could rephrase it to clarify?

I didn’t call unemployed people thick. Unemployed people encompasses a much larger group of people than UC claimants.

No, I don’t believe UC claimants are all thick either. You’re right it was a clumsy and not n justified comment. Maybe engage with one of my other comments of which they’re many.

OP posts:
CorneliaCupp · 21/07/2025 14:47

BlackCatGreyWhiskers · 21/07/2025 14:43

If it’s boring don’t participate.

There’s a myriad of reasons I didn’t choose to resign. But had I been able to hold my job for three years - or 5 in total, because I had my children two years apart, I might have made a different choice.

So you want inequality in your favour, not equality? The unemployed parent on universal credit also doesn't have a job guaranteed once their child is three.

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