To ask you to check your state pension age

[CryptoFascist]

Posting here for traffic.
I was checking my NI contributions online and found my projected retirement age for claiming state pension has risen.
It's always been 67.
Now it is 68.

Has anyone else's? I've not been informed this has changed, they've just done it.

By the time my son comes to retire (he's 21), it will probably be in the 70's.

It's an issue when healthy life expectancy hasn't improved.

@BIossomtoesyes, I agree with that - and on a personal level I would have had no problem if the women specifically affected by that had received compensation. It was calculated that it wouldn’t have been a huge amount - I think it was certainly no more than 2000 each and in many cases would have been much less of a proven financial loss.

i just found it frustrating that the campaign got hijacked by women born just 3 or 4 years before me who seemed to think they had a god given right to get a state pension at age 60, even though the equalisation had been legislated years and years before and was obviously the equitable thing to do. I know women in real life who complained and seemed to think ‘the government ‘ (ie: tax payers) owed them 5 years of pension because they still seemed to feel they had the right to stop work at 60. Bonkers!

I think you’re safe. It’ll be too short notice to change it.

Mine is currently 67 and I’m 13 months too young to have it remain there under the pension changes.

it was 60 when I started work.

I get my state pension 21st July 2026. Aged 66 and 2 months.

You and I are on the same page. The thing about the changes that absolutely enraged me was the transition timetable - I missed out on three months pension by seven hours. If I’d been born the previous day I’d have been able to claim it three months earlier!

Mine is 68 which is depressing as retirement is all that keeps me going some days!

I'm lucky that I have an excellent pension scheme at work so make full use of that and the salary sacrifice so I put as much in to give me as many options as possible. I'll be very upset if that gets messed about with come budget time.

@CryptoFascist i would recommend making sure you’ve got a robust private pension plan and contribute as much as you can because the state pension won’t get you very far…

Anyone born after April ‘78 the state pension age is 68. Wish my mum had got pregnant a few months before!

You’ll be able to retire before 68+ using your private pension pot but agreed if the govt come after these there will be hell to pay!

Where do you check your NI contributions?

https://www.gov.uk/check-national-insurance-record

Yes same! I am very near the cut off. I'm saving a lot into an occupational pension though to hopefully be able to at least cut work back a lot once I am near 60.

But since 2007, everyone born 1978 and later has had a projected pension age of 68. Are you saying you are born eg in 1980, checked your pension age pre-2007 so in your 20s and then never checked it again after 2007? Because otherwise I don’t really get how you think it’s increased.

Mine is 67. The current state pension age is 66,but as from April 2026,it is increasing to 67. This is one of the few times I think I'm lucky I'm not a lot younger (I'm 62 in October) because the way things are going,today's 30 year olds are probably not going to able to draw their pension until they're 80. Or older! That's if there even IS a state pension still by then.

I’m 14 months too young for it to stay at 67. I just wish if they are going to increase it for the April 1970 to April 1978 group they would do it soon so I have more time to update my plans. I wonder how much notice they would think is reasonable to give us? Would less than 10 years be unreasonable? In which case they have less than 2 years for 1970 births to be updated.

Im just lucky I have an occupational pension which is affected by the McCloud remedy so can use nap of 60 for that.

@CryptoFascist Mine is still 67 years. But I got the message below also:
“This may increase by up to a year following review of the State Pension age.”