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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Take back my stolen car

27 replies

SparklyDeer · 12/07/2025 15:08

My house was broken a week ago into and my car stolen. Lovely 10yr old mini countryman...bit of a banger but my banger. It has turned up. It has obviously been parked up for a while then a play thing for a couple days. No damage. More damage from the police fingerprinting.
Insurance firm says its a write off. I saw it today and seems fine. Do I take the insurance money (no idea how much yet) or go and get it back, get it checked over, locks changed etc.
Looked at second hand cars today and they are all so expensive. I am tempted to get my mini back but I dont know if that is the most sensible thing to do.

AiBU - to take the mini back.
AiNBU - take the insurance money

Any advice if I do take it back? Thanks

OP posts:
SparklyDeer · 12/07/2025 19:29

Thanks all. I am torn as I love that car. It really depends how much the insurers offer me. I should find out in a couple days...

OP posts:
SunSeaSky · 12/07/2025 19:35

I would be concerned about what it had been used for before it was recovered.
You might find you are setting yourself up for endless hassle explaining parking fines, fixed penalties, or even that the plate has been cloned or it's been involved in incident unknown to you.
If insurer pays out, you will no be the registered keeper...potentially much less hassle

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