I hadn't realised that we had moved onto Thread 5 before Thread 4 was full. I posted this on Thread 4 but in case it got missed I will repost it.
There is an element of Sally/Raynor's latest statement that I found odd & I don't think anyone else has picked up on yet.
In 2008, we asked for the money back. He said he didn’t have it but offered us a loan through his company. We agreed. Because the loan was coming from his company, he said it had to follow the company’s standard loan terms: 18% interest, which he would cover, and a charge on our home in his name. He assured us this was standard practice and only temporary as he would soon repay the loan to his company, and the charge would be removed. We were uneasy, but after so many years, it seemed like a way to finally resolve the issue. We trusted that Cooper would honour his word and repay the money to his company, as repayment of our original investment.
But he didn’t return the money to us or his company and the charge against our home wasn’t removed. Instead, he used the charge on our home to pay off his business creditors. In 2010, his company went into liquidation.
'Cooper' tells them that the loan is from the company with 18% interest, which he would cover, plus a charge against the house. The implication is that 'Cooper' would be paying the extortionate interest not the Walkers.
https://www.raynorwinn.co.uk/