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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to have doubts about husband's career choice?

35 replies

KStar1404 · 10/07/2025 15:49

DH used to have a very well-paid corporate job which, had he continued, would have resulted in a very good salary. He didn't hate the work so much but I think hated London/city/office life and so after Covid decided to retrain as something completely different (I don't want to go into specifics but he's a tradesperson/artisan/building things).

Anyway the last few years while he's been retraining money has been very tight - he is now working for himself and trying to set up his own business, but this has also coincided with us having a baby, and whilst I have been on maternity leave we have been chipping away at savings more than I would have liked.

He works hard, is good at what he does, and seems to really enjoy it. But it's a tough industry (especially in this economy) and there's lots of talk about things he could spend money on (workshop, tools, exhibitions) and not a lot of talk about money coming in. I'm going back to work in August, and going part-time, and so losing some of my salary - in many ways this doesn't make sense but he is never going to get momentum behind his business if he also does most of the childcare.

I want to be supportive of his dream, especially as he's not been doing this long and a few big commissions could really make a difference. But since having a baby my priorities have shifted and I can't help but wish he was doing something more stable: it's making me really anxious that we have been late on our mortgage a couple of times now and are depleting savings.

I find it really difficult to talk about it with him as I don't want to stress him out, but I also don't want to become resentful. Do we just put a time limit on it and then re-evaluate? e.g. he has a year to make it work and if not...? Help!

OP posts:
Jennps · 13/07/2025 11:50

Wowwee1234 · 10/07/2025 20:28

Are you deginitely claiming everything you are entitled to? Business grants, countil tax support, childcare vouchers? Just to help you over the bumps.

Yeah, that’s the answer to everything. Ask for a handout. The taker mentality in full swing

OVienna · 13/07/2025 15:22

hyggetyggedotorg · 10/07/2025 20:35

While I think job satisfaction is very important, I would worry that being late on mortgage payments could have a knock on effect down the line. For example, when your mortgage deal runs out will it stop you getting a good remortgage? Will it cost you a higher rate & make things harder in the long run?

I would think whichever one of you can earn the most realistically at the moment should work full time & the other work around childcare. How that looks is up to you.

This

OVienna · 13/07/2025 15:29

BlueberryFlapjack · 10/07/2025 22:04

My husband did something similar, and always refused to get a part time job alongside the badly paid work. This was around the time we had kids too. Nothing I said could make him earn more. I wanted to be around for the kids so I was also part time while they were little. It was really tough financially and I’ve never really forgiven him for it. On the flip side, he has supported me through career blips, though they’ve never been anything like as bad as his periods of low earnings. It’s more stable now, but still not very lucrative, but I can see that he wouldn’t cope in a “normal” job.

I’m in that boat of feeling glad we made it through with our family intact, but if I’d known more about financial abuse I would’ve left him back then. He put us in a really precarious position when I was at my most vulnerable, and would get angry whenever I raised it, painting me as the bad guy. I was too young, and trained by my mum that you do as you’re told, so I just put up with it and didn’t tell anyone. At some points I couldn’t even visit my parents as we had no money for petrol. It can get really bad very quickly.

I think you probably have to give your DH some kind of ultimatum. He can’t p*ss about with this. Is he really pulling out all the stops to win clients and make his business work, or is he just hoping things will get better? If it’s the latter, he needs to get a second job. It’s not fair to put all this stress on you.

Im so sorry you went through this.

NeverDropYourMooncup · 13/07/2025 15:44

Tekknonan · 10/07/2025 20:14

He does have a proper job. Since when is plumbing, electirical work or whatever OPs DH is doing not 'work?' Setting up a business is tough, but plenty of people do make a living at it. A one-person business is always tricky as you can only take on so much work - OTOH, working in the corporate world may bring in more money, but it keeps you away from home and puts you under the kind of pressure that some people can't take.

My Son-in-Law is self-employed in this way and he and DSD have had a tough time financially, though things are a lot better now. He used to have a drinking problem when he worked in corporate world. He doesn't now. As a family, they are a lot happier, but financially, it is a bit precarious from time to time.

Plumbing or electrical are proper trade jobs because they're always needed, rather than waiting for commissions.

They need to pay the bills. He needs to do something fulltime and reliable.

stichguru · 13/07/2025 16:10

The bottom line is if you have been late on your mortgage you are struggling financially. How are you working together to earn enough to support your lifestyle? If you aren't then your lifestyle has to change. If his business isn't that finically successful at the moment, could he work less to cover some childcare to allow you to work more?

SleepingisanArt · 13/07/2025 16:43

On average it takes 3 years for a new business to make money. Did he start the business with a years salary in savings (standard advice)? He's taken out a 2 year lease on a premise despite not having the income to service the lease? There are some big red flags here OP. If you want him to 'follow his dream' then you need to stay in full time employment and he needs to get part time evening or weekend work to keep the family afloat during the start up phase....

Wowwee1234 · 13/07/2025 21:43

Jennps · 13/07/2025 11:50

Yeah, that’s the answer to everything. Ask for a handout. The taker mentality in full swing

We all pay in and we all 'take out'. Just some are more obvious than others. Even those who are paid benefits pay in via 'hidden taxes' such as VAT, fuel duty, vexicle excise duty etc.

And if you use state funded schools, state funded roads, state funded police, state funded NHS, state funded defence etc etc you are 'taking'.

More is not claimed in benefits than is paid out fraudulently. And there are huge gaps in missing taxes from those who can afford to pay properly but won't.

Helping out people who need it saves money in the long-run on more expensive provision. Gave you ever considered how much does ut cost to house a homeless family.

wizzywig · 13/07/2025 21:45

@Tekknonan wishing them all the best and that things pick up for them

PurpleThistle7 · 13/07/2025 21:47

I think you need to work more or he needs to work more - no idea which makes more sense but you can’t both prioritise your happiness, mental health, etc if you can’t pay your mortgage. It almost certainly won’t make sense to downsize but perhaps there are other savings to be made.

appreciate childcare is expensive so can one of you get a job at night or weekends while this is a problem? Does he make anything at all from this or is it really just costing you money?

Hoppinggreen · 13/07/2025 21:48

Does he have a Business Plan? When is his business forecast to start making money?
if its not making money now or won't soon then its a hobby.
Also, does he have the skills he needs that aren't related to the craft?
I used to be a small Business Advisor and I have seen so many talented people fail becasue they thought that being good at 1 thing was enough, its really not

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