Friend owes money

[Patsy7299]

So my friend lost her job last year. She needed a small loan (£200) to tide her over. She has since returned to work and has a bar job part time. I asked her to pay it back by end of February which she agreed to.

She didn't and then took unwell, losing her part time job but still employed full time as this was office based. She hasn't mentioned paying me since. However, I have just seen several posts on FB of weekends away, nails and hair all being done in salon. I am raging and know I need to remind her of the money she owes me but just don't know how to word it.

Have a lot going on in my life supporting elderly parent with dementia and know £200 isn't a lot of money but it is really grinding me.

Have you got proof of the loan and terms of payment in writing? You'll need that if it does end up in small claims court.
But tell her straight you've waited for long enough now and you need at least to come up with a plan, £50 on each payday? Something like that. If she blanks you tell her you will have to take it further as you can't afford to lose the money. She can't be a very good friend tbh.

Just text her, make something up if you're uncomfortable - your car needs a part or you owe a credit card or something. You shouldn't have to but it might offer an easier way to open the issue.

Hi Claire, here’s my bank details so you can transfer over the £200 you owe me. Thanks

I voted YABU, as you are being unreasonable to wait this long for repayment. Remind her she owes you, and keep reminding her until she pays up.