Would you be put off someone with 2k of debt?

[Medusa0987]

If they had no CCJs, IVAs etc. And were paying it off. Also if they were employed and genuinely had a plan to fully pay it off.

OP, if I was that guy I would dump you for being so judgemental and nosy about my finances and seemingly looking for a meal ticket...

Ooh snap😆

I’d be put off someone poking around in my finances and judging me for 2k debt. Hope he finds out and ends it before it’s too late!

Of course not. What a weird question. Depending on salary 2K could easily be cleared in 1-6 months.

😂😂 same!

2k is nothing really

£2k debt wouldn't put me off a person if they were working and paying it off.

People are so weird about debt, what’s the problem? He’s hardly going to end up bankrupt over £2k if he’s got a job and owns a home!

Sounds like it conflicts your financial sensibility… therefore I would not continue

It seems like a small amount with a valid reason, what is the issue?

No of course not. In 2025, £2000 is not a lot to owe. And if it's being paid off as it should be/on time, and they're not behind on payments, having red letters, threats of bailiffs etc, I see no problem

No, wouldn't put me off, But I'd be alert.

Alert to their spending patterns: does what they say match up to what they do?
Alert to how they speak about this debt in the future: 'Only one more payment and I'm debt free' versus 'This debt is crippling, I can't afford xyz, can you pay for this. just for this month?'
Alert to how they approach shred bills for a meal out: Do you agree beforehand how it will be managed? Does he order an expensive item and expect you to pay half of the total? Do you agree to pay for what you eat have and he has a tiny cheap portion and a glass of tap water?

No 2k is not a lot of debt

£2k is barely anything. Completely acceptable credit level for the majority.

It depends how they got into debt and how recent. If it was from when they were a late teen, early 20’s when they were young and dumb I would not think anything of it as long as they’re still not in that mentality. If they are in debt because they went through hardship or used the money to buy a car - I wouldn’t think much of it either and would understand the circumstances.

But if it was because they were irresponsible, gambling, drugs, wanted to live above their means etc - I wouldn’t want to be with that person. Not because they’re in debt but because my believes don’t aline with theirs

I can spend £2k on my credit card in a heavy month OP, so no. Not that that matters as it is all relative to earnings/attitude to debt.

My husband had loads of debt when we met (30k for quite understandable reasons but I was horrified) but he’s also pretty clever with a serious work ethic. He cleared it in 2 years. Theres a difference between having lots of debt, being generally useless and not dealing with it and someone who is getting on with getting themselves sorted. He sounds like the later to me. 2k is really not that much imo.

2k is not much debt for someone who just purchased a house...is this someone you have just started dating

I wouldn’t think it was even worth mentioning tbh! For someone who works FT that’s nothing.

£2k is nothing!

2k is not an insurmountable amount of money to pay off if in gainful employment and it was for legitimate reasons and not run up on gambling etc.

If you’re judging someone based on this, he’s not rich enough for you. Leave him alone and find another victim someone else.

2k? I have twice that on my credit card most months. And pay it off in full each month. That is the point. Is the debt manageable or is it increasing? Is this someone who has control of their spending and is using credit to do so. Or pissing it up a wall?

No, not as long as their general financial behaviour is sound. Not all debt is bad, if it’s been taken on for a good reason.

Do you own your own home and have no kids?