How can we afford to do this?

52 replies

Flightsandfeelings · 17/06/2025 19:31

Posting for traffic and a hand hold.

Pregnant with first child.
DH on min wage job after being left redundant and once baby is here I will only get SMP. DH looking for other work but not getting anywhere.
Trying hard to get some savings together but I am so scared about how we'll afford to live once I've stopped working. Rent is so expensive, even in the crap town where we live. How does anyone afford to do this?

OP posts:

Boreded · 26/06/2025 02:28

usernamealreadytaken · 20/06/2025 22:12

Yup, I’m aware the calculator advises using today’s date for baby’s birth. It also means they cannot claim until after baby is born, so if they are struggling now that’s no help at all.

I’m also aware that very many people on this thread seem really keen to trap OP and her family in the benefits dependency and poverty cycle. How often do we hear people on here say they can’t afford to go back to work because they’ll lose benefits, they can’t afford for their husband to get a better job because they’ll lose benefits? The best way to alleviate their money problems is for DH to find a better job and support his family as he wants to, not trap them on welfare. OP and DH have savings (we don’t know how much, but potentially enough to affect entitlement given DH was made redundant) and they are already struggling, but yeah, let’s encourage them on to welfare dependency rather than a short mat leave which they have saved to cover, then a return to work 🙄

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Ah you’re American…makes sense now.

but no, all of what you’ve said is ridiculous. The solution is not ‘get a better job’ as though that could be done tomorrow. Moronic

Katemax82 · 26/06/2025 06:33

summerscomingsoon · 17/06/2025 22:09

you may be eligible for Universal credit now. If on minimum wage with rent you will almost certainly be eligible when baby born..

www.entitledto.co.uk

Yes definitely apply for universal credit

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