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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how I can make £200 last 3.5 weeks…

24 replies

purplebutpink · 06/06/2025 08:57

hi,

really embarrassing having to write this and ask for advice, but I really don’t know what to do. I’m so beyond stressed.

unfortunately a month ago, I had my handbag stolen containing my iPhone, a substantial amount of cash, and several bank cards as well as my home key and other personal items.

due to having literally everything taken from me in a split second, I had absolutely nothing left for the rest of last month, everything I had was with me in that bag - so my company kindly provided a salary advance to enable me to get through the month. I also had the added expense of purchasing a replacement phone, and changing the house locks.

Fast forward to this month, I was paid the middle of last week (minus the advance I was provided) I have paid all of my bills etc and I’m now left with just £190 to last me the next 3.5 weeks until I am paid again.

I feel physically sick. I don’t know how I am going to get by on this amount this month. I’ve not got any food shopping in the house at all so I will need to do a shop and hope it lasts me I guess.

I live in a super expensive city (I’m British but living elsewhere) so this really doesn’t help Sad

Im sorry to sound so hopeless but hoping someone may have some budget friendly ideas on how I can make this stretch?

Thank you in advance.

OP posts:
SolidarityCone · 06/06/2025 08:59

Have you just got to fend for yourself?, and is it just food you need to buy or do you also have transport considerations?

TheNightSurgeon · 06/06/2025 09:01

What bills need to come out of that, and how many people do you need to feed?

JudithOnHolidayAgain · 06/06/2025 09:01

What does this money need to cover?

Do you have or could you apply for a credit card to use in the short term (and clear asap).

Sunshineandgrapefruit · 06/06/2025 09:02

Dona stocktake on what you have in the cupboards. Plan what to buy. Try and get as much frozen/ tins as possible. Before you buy do a menu plan for every day plus a few spares. Buy what you need remembering milk ( you may have to survive on uht for a while) bread- and make sure you have a pkt of freezer bags to portion things up eg bread- buy a loaf and split into 3 or 4 and put in separate freezer bags so you can just take out what you need for the day and nothing goes off. It is possible. It just won't be very nice.

purplebutpink · 06/06/2025 09:02

SolidarityCone · 06/06/2025 08:59

Have you just got to fend for yourself?, and is it just food you need to buy or do you also have transport considerations?

It’s me and my partner. We live in another country and his salary is shockingly low compared to mine. He doesn’t ever have anything left at all once bills are paid, so usually we live on my salary.

Thank goodness we can walk to and from work. I am just praying no unexpected costs or bills creep in between now and the end of the month.

OP posts:
Frequency · 06/06/2025 09:03

Use everything in your fridge and freezer. There are apps to help meal plan with what you have in or ChatGPT.

Once you've done that, head to your local supermarket after 10 pm if you can. That's when they start putting the offers on things that are going out of date. Once you've stocked up, use ChatGPT again to meal plan with what you bought.

The other obvious answer is to sell things. I'd sell on Marketplace rather than Vinted or eBay as the payout will be quicker. Any old rubbish sells. A few weeks ago, I saw someone selling an old computer mouse for £1. It actually sold pretty quickly. I watched it with interest as I have an entire room full of old mice and wires.

Loub1987 · 06/06/2025 09:06

Sorry that happened to you OP!

Loads of cheap recipe ideas on Mumsnet. Vegetarian is your friend, loads of beans etc.

Agree with pp, try to sell some old stuff on Vinted.

I think it is doable in the short term, if you are careful. I’ve certainly eaten on less.

uncomfortablydumb60 · 06/06/2025 09:07

Is it just for yourself? I've lived on benefits for years as I'm disabled and am excellent at making every penny stretch.
Transport costs?
List any meal ingredients you have and posters can give ideas for cheaper food
Dietary restrictions?
Do you have enough Toiletries and basic cleaning stuff?
Please don't panic. I understand it's a big shock when your faced with sudden unexpected experiences but you'll be fine honestly

purplebutpink · 06/06/2025 09:12

Thank you all.
I have never been fortunate enough to make enough money to have plenty left over anyway, so it isn’t a huge change for me - but this is definitely the least amount of money I’ve ever had to support two adults on for 3.5 weeks 😣

Ive got toiletries thankfully, and enough cleaning products to keep me going.

There is nothing in the fridge at all now, but got some chicken nuggets and half a bag of french fries in the freezer and a few tins of baked beans and some tuna in the cupboard Blush

OP posts:
ncforschoolhelp · 06/06/2025 09:26

Chat GPT has written this. I've made it £150 to last 4 weeks to give you a buffer:

Absolutely! Making £150 last for 4 weeks for two people is very doable with careful planning, basic ingredients, and easy meals. That’s about £37.50 per week or £1.34 per person per day. Below is a full plan with cheap and tasty recipes, shopping list ideas, and tips.

🛒 Budget Shopping List (~£37.50/week)

(Prices based on UK supermarket averages as of mid-2025)

Pantry Basics (buy first week and reuse):

•	Rice (2kg) – £2.50
•	Pasta (3kg) – £2.70
•	Plain flour (1.5kg) – £0.80
•	Oats (1kg) – £1.00
•	Tinned tomatoes (4) – £1.40
•	Baked beans (4) – £1.40
•	Stock cubes – £0.70
•	Cooking oil (1L) – £2.00
•	Salt, pepper, basic spices (paprika, curry powder, garlic granules) – £3.00

Weekly Top-ups (~£30/week):

•	Fresh/frozen veg: carrots, onions, potatoes, cabbage, spinach – ~£6
•	Eggs (15) – £2.10
•	Bread (2 loaves) – £1.80
•	Milk (2L) – £1.70
•	Cheese (400g) – £2.50
•	Mince or chicken thighs (500g) – £2.50
•	Tinned tuna/chickpeas/lentils – £2
•	Yogurt (1L tub or 6-pack) – £1.80
•	Seasonal fruit (bananas/apples) – £2.00
•	Butter or margarine – £1.50
•	Frozen mixed veg/peas – £1.50

🍳 Sample Weekly Meal Plan

🥣 Breakfasts:

&bull;	<strong>Porridge</strong> with fruit or jam
&bull;	<strong>Toast</strong> with butter/peanut butter or scrambled eggs
&bull;	<strong>Overnight oats</strong> with a bit of yogurt and fruit

🥪 Lunches:

&bull;	<strong>Soup</strong>: Carrot &amp; lentil, leek &amp; potato, or tomato (batch cook)
&bull;	<strong>Egg mayo or cheese sandwiches</strong>
&bull;	<strong>Leftovers from dinner</strong>

🍽️ Dinners (7-day example):

Day Dinner
Mon Lentil & veg curry with rice
Tue Spaghetti with tomato & garlic sauce + grated cheese
Wed Tuna & sweetcorn pasta bake
Thu Veggie stir fry with rice
Fri Jacket potatoes with beans & cheese
Sat Chicken & veg stew with mash
Sun Homemade pizza (flour + water base) with toppings

🍲 Easy Recipe Examples

1. Lentil & Veg Curry

Ingredients: Red lentils, carrots, onion, curry powder, stock cube, tinned tomatoes
Method: Sauté onions, add spices, veg, lentils, and tomatoes. Simmer 30 mins.

2. Spaghetti Garlic & Tomato

Ingredients: Pasta, tinned tomatoes, garlic granules, oil
Method: Cook pasta. Simmer tomatoes with garlic & oil. Combine.

3. Tuna Pasta Bake

Ingredients: Pasta, tuna, peas, white sauce (milk, flour, butter), cheese
Method: Mix cooked pasta, tuna, peas, and sauce. Bake 20 mins with cheese on top.

4. Homemade Pizza

Ingredients: 250g flour, 150ml water, 1 tsp oil + tomato + cheese
Method: Mix into dough, roll, top, and bake.

🧠 Tips to Stretch Your Budget

1.	<strong>Batch Cook</strong>: Make soups, stews, curries in bulk and freeze portions.
2.	<strong>Meat-light meals</strong>: Use mince sparingly or try half-lentil/half-meat mixes.
3.	<strong>Buy frozen veg</strong>: Cheaper, last longer, no waste.
4.	<strong>Use leftovers</strong>: Turn stew into soup or curry into wraps.
5.	<strong>Plan ahead</strong>: Stick to your shopping list and avoid impulse buys.
6.	<strong>Supermarket reductions</strong>: Shop in the evenings for yellow-sticker bargains.

Would you like a printable weekly plan and shopping list PDF to go with this? I can generate that too.

Rosybud88 · 06/06/2025 09:27

Aw I’m so sorry this has happened to you. That’s awful and it’s horrible that you now have a hard month ahead.

Genuinely I’d be looking at bulk foods which are fairly cheap. Pasta, jacket potatoes etc and just accept that your meals are going to be a bit boring but if you can get through on a piece of fruit and cereal everyday for breakfast. Something on toast for lunch. And pasta or a JP for dinner, I haven’t priced that with any bits you’d need but you would have a fighting chance. I’d aim for £50pw on food and then hold the extra £40 if you can - just in case.

You can do this, it’s going to be ok xxx

purplebutpink · 06/06/2025 09:29

Thank you all so much 🙏🏻 I will take a trip to the supermarket this afternoon and see what I can find within around a £50 per week budget.

It is tricky not being in the UK. I’m in UAE and the prices of things here are SO high 😔

OP posts:
PinkTonic · 06/06/2025 09:36

Didn’t you have anything in the bank when your cards were stolen? Presumably after a month that’s sorted and anything spent on your stolen cards will have been refunded?

CountryQueen · 06/06/2025 09:38

Get on the thread about pensioners living on 10k a year. There’s a poster on there adamant that £50 a week after bills would be just dandy!

purplebutpink · 06/06/2025 09:40

PinkTonic · 06/06/2025 09:36

Didn’t you have anything in the bank when your cards were stolen? Presumably after a month that’s sorted and anything spent on your stolen cards will have been refunded?

unfortunately not. I’ve been getting paid in cash from my company whilst awaiting my identification certificate to enable me to open a bank account here.

OP posts:
cheffymcchef2 · 06/06/2025 09:40

Just buy essential food, no treats. Cheap toiletries. I am paying off debt and on disability and regularly do this every month. You say you’ve paid all your bills so that’s good. Cancel your subscriptions like Netflix Amazon prime etc. Try to not rely on petrol too much.

ncforschoolhelp · 06/06/2025 09:43

Thanks! Let’s tailor this budget food plan for two people living in the UAE, where food prices, availability, and preferences can be different from the UK. We’ll still aim for AED 700 (approx. £150) to cover 4 weeks – that’s AED 175 per week or about AED 12.50 per day per person.

🇦🇪 UAE Budget Grocery Plan (Approx. AED 175/week)

Prices based on UAE hypermarkets (like Carrefour, Lulu, and Union Coop) &ndash; actual totals may vary slightly by emirate and brand.

🌾 Pantry Staples (Buy in Week 1, Use Throughout)

Item Price (AED) Notes
Basmati rice (5kg) 25 Often on promo
Pasta (3 x 500g) 10 AED 3–4 per pack
Plain flour (2kg) 6 For breads/pizza
Red lentils (1kg) 8 Cheap protein
Canned tomatoes (4) 6 AED 1.50–2 per can
Chickpeas/lentils (4 cans) 8 Versatile
Tomato paste (135g x 4) 5 Enhances flavour
Spices (cumin, curry, paprika, garlic, salt, pepper) 15 Look for loose spice refills
Vegetable oil (1.5L) 10 Often on sale
Bouillon/stock cubes 4 Adds depth to soups/stews

➡️ Subtotal: ~AED 97 (first week only)

🥬 Weekly Fresh Items (~AED 175 – pantry included week 1)

Item Price (AED) Notes
Eggs (30) 14 Get large value packs
Milk (2L) 12 Full-fat or low-fat
Yogurt (2kg tub) 10 Use for breakfast or cooking
Bread (2 loaves) 7 Lebanese flatbread or white bread
Fresh veg (onion, tomato, carrot, potatoes, spinach, cabbage, cucumber) 30 Mix of bulk and value packs
Frozen mixed veg or peas 8 Handy backup
Chicken thighs or drumsticks (1kg) 14 Better value than breast
Mince (beef or chicken, 500g) 12 Stretch with lentils or oats
Cheese (slices or block) 10 AED 20/kg at budget brands
Bananas/apples/oranges 15 AED 5–6/kg common
Butter or margarine 7 For toast, cooking

➡️ Weekly total after pantry items: ~AED 170/week

🍳 Simple Weekly Meal Plan – UAE Edition

🥣 Breakfasts

&bull;	<strong>Yogurt + fruit</strong> or oats
&bull;	<strong>Boiled/scrambled eggs + flatbread</strong>
&bull;	<strong>Arabic-style ful medames</strong> (canned fava beans with lemon &amp; oil)
&bull;	<strong>Paratha + cheese or egg</strong> (use flour to make basic flatbread if needed)

🥪 Lunches

&bull;	<strong>Lentil soup + toast</strong>
&bull;	<strong>Egg or tuna sandwiches</strong>
&bull;	<strong>Cabbage &amp; carrot salad with tahini dressing</strong>
&bull;	<strong>Leftovers from dinner</strong>

🍽️ Dinners (Sample Week)

Day Dish Notes
Mon Red lentil daal + rice Indian-style or Arabic
Tue Pasta with tomato + garlic sauce Add veg or tuna if available
Wed Vegetable stew with potatoes & carrots With flatbread
Thu Minced meat + chickpeas in tomato sauce + rice Middle Eastern style
Fri Chicken drumsticks baked with veg Use spices & olive oil
Sat Homemade flatbread pizzas Tomato paste + cheese
Sun Veg stir-fry with egg fried rice Soy sauce & frozen veg

🍲 UAE-Friendly Easy Recipes

1. Lentil Daal

&bull;	<strong>Ingredients</strong>: Red lentils, garlic, onion, cumin, turmeric, tomato
&bull;	<strong>Method</strong>: Saut&eacute; onions &amp; garlic, add spices, then lentils &amp; water. Simmer 20&ndash;30 mins.

2. Minced Meat & Chickpea Stew

&bull;	<strong>Ingredients</strong>: Mince, canned chickpeas, tomato paste, spices
&bull;	<strong>Method</strong>: Cook mince, add tomato paste, chickpeas, garlic, and water. Simmer.

3. Baked Chicken Drumsticks

&bull;	<strong>Ingredients</strong>: Chicken, olive oil, paprika, garlic powder
&bull;	<strong>Method</strong>: Marinate &amp; bake at 200&deg;C for 40 mins with potatoes or carrots.

4. Homemade Paratha

&bull;	<strong>Ingredients</strong>: Flour, salt, oil, water
&bull;	<strong>Method</strong>: Mix dough, roll, and fry. Serve with eggs, cheese, or stew.

🧠 Smart Tips for UAE Shopping

1.	<strong>Shop at night</strong> &ndash; discounts on fresh produce &amp; bakery items
2.	<strong>Buy from bulk stores</strong> &ndash; Indian/Pakistani stores often sell cheaper staples
3.	<strong>Use Carrefour promotions</strong> &ndash; &ldquo;Buy 1 Get 1&rdquo; and loyalty points
4.	<strong>Cook with leftovers</strong> &ndash; turn chicken bones into stock, rice into fried rice, etc.
5.	<strong>Drink tap-filtered water</strong> &ndash; cuts drink costs significantly

Would you like a printable 4-week meal plan + shopping checklist PDF tailored to UAE brands and stores (Carrefour/Lulu)? I can prepare that next.

BatshitIsTheOnlyExplanation · 06/06/2025 09:43

I know this wasn't your question, but really does it make sense to live somewhere so expensive that even with two salaries you can only just cover living and eating costs?

CarrieMoonbeams · 06/06/2025 09:44

@ncforschoolhelp Wow, that was really kind of you to take the time to do that for the OP 🌹

onwardsup4 · 06/06/2025 09:44

PinkTonic · 06/06/2025 09:36

Didn’t you have anything in the bank when your cards were stolen? Presumably after a month that’s sorted and anything spent on your stolen cards will have been refunded?

Pretty pointless post and op has explained what she has left and wanted advice on how to live on that amount.

purplebutpink · 06/06/2025 09:44

ncforschoolhelp · 06/06/2025 09:26

Chat GPT has written this. I've made it £150 to last 4 weeks to give you a buffer:

Absolutely! Making £150 last for 4 weeks for two people is very doable with careful planning, basic ingredients, and easy meals. That’s about £37.50 per week or £1.34 per person per day. Below is a full plan with cheap and tasty recipes, shopping list ideas, and tips.

🛒 Budget Shopping List (~£37.50/week)

(Prices based on UK supermarket averages as of mid-2025)

Pantry Basics (buy first week and reuse):

&bull;	Rice (2kg) &ndash; &pound;2.50
&bull;	Pasta (3kg) &ndash; &pound;2.70
&bull;	Plain flour (1.5kg) &ndash; &pound;0.80
&bull;	Oats (1kg) &ndash; &pound;1.00
&bull;	Tinned tomatoes (4) &ndash; &pound;1.40
&bull;	Baked beans (4) &ndash; &pound;1.40
&bull;	Stock cubes &ndash; &pound;0.70
&bull;	Cooking oil (1L) &ndash; &pound;2.00
&bull;	Salt, pepper, basic spices (paprika, curry powder, garlic granules) &ndash; &pound;3.00

Weekly Top-ups (~£30/week):

&bull;	Fresh/frozen veg: carrots, onions, potatoes, cabbage, spinach &ndash; ~&pound;6
&bull;	Eggs (15) &ndash; &pound;2.10
&bull;	Bread (2 loaves) &ndash; &pound;1.80
&bull;	Milk (2L) &ndash; &pound;1.70
&bull;	Cheese (400g) &ndash; &pound;2.50
&bull;	Mince or chicken thighs (500g) &ndash; &pound;2.50
&bull;	Tinned tuna/chickpeas/lentils &ndash; &pound;2
&bull;	Yogurt (1L tub or 6-pack) &ndash; &pound;1.80
&bull;	Seasonal fruit (bananas/apples) &ndash; &pound;2.00
&bull;	Butter or margarine &ndash; &pound;1.50
&bull;	Frozen mixed veg/peas &ndash; &pound;1.50

🍳 Sample Weekly Meal Plan

🥣 Breakfasts:

&bull;	<strong>Porridge</strong> with fruit or jam
&bull;	<strong>Toast</strong> with butter/peanut butter or scrambled eggs
&bull;	<strong>Overnight oats</strong> with a bit of yogurt and fruit

🥪 Lunches:

&bull;	<strong>Soup</strong>: Carrot &amp; lentil, leek &amp; potato, or tomato (batch cook)
&bull;	<strong>Egg mayo or cheese sandwiches</strong>
&bull;	<strong>Leftovers from dinner</strong>

🍽️ Dinners (7-day example):

Day Dinner
Mon Lentil & veg curry with rice
Tue Spaghetti with tomato & garlic sauce + grated cheese
Wed Tuna & sweetcorn pasta bake
Thu Veggie stir fry with rice
Fri Jacket potatoes with beans & cheese
Sat Chicken & veg stew with mash
Sun Homemade pizza (flour + water base) with toppings

🍲 Easy Recipe Examples

1. Lentil & Veg Curry

Ingredients: Red lentils, carrots, onion, curry powder, stock cube, tinned tomatoes
Method: Sauté onions, add spices, veg, lentils, and tomatoes. Simmer 30 mins.

2. Spaghetti Garlic & Tomato

Ingredients: Pasta, tinned tomatoes, garlic granules, oil
Method: Cook pasta. Simmer tomatoes with garlic & oil. Combine.

3. Tuna Pasta Bake

Ingredients: Pasta, tuna, peas, white sauce (milk, flour, butter), cheese
Method: Mix cooked pasta, tuna, peas, and sauce. Bake 20 mins with cheese on top.

4. Homemade Pizza

Ingredients: 250g flour, 150ml water, 1 tsp oil + tomato + cheese
Method: Mix into dough, roll, top, and bake.

🧠 Tips to Stretch Your Budget

1.	<strong>Batch Cook</strong>: Make soups, stews, curries in bulk and freeze portions.
2.	<strong>Meat-light meals</strong>: Use mince sparingly or try half-lentil/half-meat mixes.
3.	<strong>Buy frozen veg</strong>: Cheaper, last longer, no waste.
4.	<strong>Use leftovers</strong>: Turn stew into soup or curry into wraps.
5.	<strong>Plan ahead</strong>: Stick to your shopping list and avoid impulse buys.
6.	<strong>Supermarket reductions</strong>: Shop in the evenings for yellow-sticker bargains.

Would you like a printable weekly plan and shopping list PDF to go with this? I can generate that too.

Thank you so much ☺️ this is really helpful!

OP posts:
purplebutpink · 06/06/2025 09:45

BatshitIsTheOnlyExplanation · 06/06/2025 09:43

I know this wasn't your question, but really does it make sense to live somewhere so expensive that even with two salaries you can only just cover living and eating costs?

No choice but to be here for the foreseeable.

OP posts:
ncforschoolhelp · 06/06/2025 09:48

@purplebutpink hopefully the updated UAE version is helpful. Best of luck to you

uncomfortablydumb60 · 06/06/2025 12:18

Just come back to say I'd asked chat GPT and they'd even done a shopping list but I see someone got there first
I'm really sorry about your handbag, I bet you were really shaken up
Good luck with your shopping.

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