I really sympathise. Sadly a big proportion of the population live in poverty. Politicians of all shades bigged up a flexible ,low wage workforce in early 2000s.
Then price rises and fuel especially has doubled. Then food still increasing month by month . Wages have stagnated. I don't know who is getting the wage rises reported in the press by government. People doing my old job today are getting what I was paid 15 years ago. And freezing tax thresholds is a sneaky way to take more from most hard up.
Now council tax is a tax , taken from already taxed income. Even people on tax credits or unemployed have to pay at least some of this ,
I don't think it's helpful to day " you should ....' ' have you tried .....' I'm sure you and your husband are desperate to bring in more money. Bur after decades of political parties and civil servant not joining up the dots ,the odds are stacked against you.
I don't think tax payers should subsidise businesses who won't or can't pay a proper living wage . One that means an average person with an average home can afford all we cobsider normal including a weeks hokiday at tbecsea sidexand a car. If they can't do do I don't think they have a viable business . I am a business owner.
PS I'm sure you can save a few quid on mobile phone try giff gaff or lebarra pay ad you go monthly . Contracts are bottomless pits and TV contracts