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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
TheFastTraybake · 08/05/2025 15:38

Arraminta · 08/05/2025 15:36

Well gosh, I don't really know for sure. Not absolutely, absolutely, definitely for certain, of course. But crickey, I'm somehow inclined to believe that sometimes, very occasionally, the tenant is cheerfully funding the snazzy car on their drive because they're perhaps, possibly paying a much reduced rent?

That could possibly, only possibly, explain the previously HA tenants, yes driving snazzy cars, who could suddenly, magically afford to rent our private rental. This was when our rental suddenly became hugely desirable when the catchment area for the local school changed. Miraculously, paying an extra £400-£500 month in rent was suddenly affordable for them?

But I'm, no doubt, completely wrong. And there would have been some other, perfectly plausible and terribly virtuous reason. Most certainly, I'm sure.

It's fine that you can't back your point up. No shame in admitting you didn't quite understand Occam's Razor. Or anything else. I don't believe you post in good faith anyway.

HamptonPlace · 08/05/2025 15:42

TheFastTraybake · 08/05/2025 15:34

Ah I see that you still don't understand.

Beneficial for society. Not just the individual. Beneficial for the tenant, for their neighbours, for local schools and businesses.
I mean this thread is reaching the end and thankfully nobody will have to repeat, ad nauseum, that no social tenant with a valid tenancy has a moral obligation to vacate their property for an unfavourable option. Just like you have no obligation to give up your school place or your doctor's surgery place or even your job because somebody else doesn't have those things.

But I fear I'm wasting my time because you genuinely cannot comprehend this and constantly loop back to the start. Tiresome.

Edited

it's not the individual involved - of course it's natural to protect your own interests - it is the system that should be structured in a just way.

Arraminta · 08/05/2025 15:47

TheFastTraybake · 08/05/2025 15:38

It's fine that you can't back your point up. No shame in admitting you didn't quite understand Occam's Razor. Or anything else. I don't believe you post in good faith anyway.

Oh Sweetie, I understand lots. And of course, the sickening thing for you is that I'm the private landlord (now ex) who can speak from a hugely privileged position. For all your righteous posturing, nothing you say here will change a single thing.

TheFastTraybake · 08/05/2025 15:49

Arraminta · 08/05/2025 15:47

Oh Sweetie, I understand lots. And of course, the sickening thing for you is that I'm the private landlord (now ex) who can speak from a hugely privileged position. For all your righteous posturing, nothing you say here will change a single thing.

Good for you I guess?

HamptonPlace · 08/05/2025 15:49

TheFastTraybake · 08/05/2025 15:38

It's fine that you can't back your point up. No shame in admitting you didn't quite understand Occam's Razor. Or anything else. I don't believe you post in good faith anyway.

It seems to me completely clear that @Arraminta does understand and has applied occam's razor. Council house dwellers whom can luxury cars don't merit privilege over the really needy families...

Arraminta · 08/05/2025 15:50

TheFastTraybake · 08/05/2025 15:49

Good for you I guess?

Yes, I feel my work here is done x

TheFastTraybake · 08/05/2025 15:50

HamptonPlace · 08/05/2025 15:42

it's not the individual involved - of course it's natural to protect your own interests - it is the system that should be structured in a just way.

Yes? Nobody disagrees. My viewpoint is that fairness would involve affordable housing for all.

Arraminta · 08/05/2025 15:51

TheFastTraybake · 08/05/2025 15:50

Yes? Nobody disagrees. My viewpoint is that fairness would involve affordable housing for all.

The world isn't fair. Not remotely. Never has been and never will be. It's utterly futile to believe it ever will be.

TheFastTraybake · 08/05/2025 15:54

HamptonPlace · 08/05/2025 15:49

It seems to me completely clear that @Arraminta does understand and has applied occam's razor. Council house dwellers whom can luxury cars don't merit privilege over the really needy families...

Oh maybe you can explain how that particular philosophical theory can be applied to (a)the assumption that people with certain cars can afford privately rented housing, (b) that using the PRS is innately morally superior to renting socially and that (c) transient populations are preferable to stable ones?

The pp didn't have a lot of success elaborating what she meant.

BoldAmberDuck · 08/05/2025 15:54

Could be Motability

TheFastTraybake · 08/05/2025 15:55

Arraminta · 08/05/2025 15:51

The world isn't fair. Not remotely. Never has been and never will be. It's utterly futile to believe it ever will be.

No point arguing that it's fair for people to surrender legal tenancies then.

BIossomtoes · 08/05/2025 15:59

HamptonPlace · 08/05/2025 15:34

the 2 just aren't comparable. "If you had to shoot your child or someone else's what would you do". In this instance, someone can afford a luxury car new iphones for their kids etc, they can afford to give up their subsidised accommodation to some family in need.. there is an essentially unlimited supply of education..

It’s. Not. Subsidised.

TheFastTraybake · 08/05/2025 16:03

BIossomtoes · 08/05/2025 15:59

It’s. Not. Subsidised.

At this point I think people are looking for attention. The evidence has been posted and they're still pretending they can't understand.

Arran2024 · 08/05/2025 16:06

JudgeJ · 08/05/2025 10:02

The original ides was that council housing was for those who could not afford to buy, not just as another stream of rented homes.

But back in those days, most people could not buy. The criteria for getting a mortgage were incredibly strict. It was more akin to the vision of the NHS - good provision for everyone.

HamptonPlace · 08/05/2025 16:06

TheFastTraybake · 08/05/2025 15:50

Yes? Nobody disagrees. My viewpoint is that fairness would involve affordable housing for all.

on this point we both agree!

HamptonPlace · 08/05/2025 16:08

TheFastTraybake · 08/05/2025 15:54

Oh maybe you can explain how that particular philosophical theory can be applied to (a)the assumption that people with certain cars can afford privately rented housing, (b) that using the PRS is innately morally superior to renting socially and that (c) transient populations are preferable to stable ones?

The pp didn't have a lot of success elaborating what she meant.

well i found it quite simple to infer from her posts that those who can spend £500/month on a luxury car are not the most in need?

Arraminta · 08/05/2025 16:10

TheFastTraybake · 08/05/2025 15:55

No point arguing that it's fair for people to surrender legal tenancies then.

I never did argue that? It's endearing that you are so passionately idealistic and I salute you for it. It won't change a single thing though.

HamptonPlace · 08/05/2025 16:10

BIossomtoes · 08/05/2025 15:59

It’s. Not. Subsidised.

well. it is. the difference between what it would make on the open market vs what is charged is plain and simple a subsidy. Not that subsidies are in and of themselves a bad thing, as such. But pretend it's not a subsidy is laughable.

TheFastTraybake · 08/05/2025 16:12

HamptonPlace · 08/05/2025 16:08

well i found it quite simple to infer from her posts that those who can spend £500/month on a luxury car are not the most in need?

Uh huh. Do we know the circumstances behind the car? The cost of the car? Do we think that people should be evicted from their homes because their circumstances improve? What could be the pitfalls there?

HamptonPlace · 08/05/2025 16:16

TheFastTraybake · 08/05/2025 16:12

Uh huh. Do we know the circumstances behind the car? The cost of the car? Do we think that people should be evicted from their homes because their circumstances improve? What could be the pitfalls there?

it's cars though. 12/12 per OP. We know the cost is high, be it bought outright or rented. I think we agree the ideal scenario is for more social housing but, in the real world (and i think i'm repeating myself, because I am!) there is a scare public resource that should be equitably distributed...

BIossomtoes · 08/05/2025 16:20

@HamptonPlace You don’t understand what a subsidy is, do you? I advised you before to RTFT but as you clearly haven’t, once again this is from a council website.

^If the tenant pays their own rent in full, as a tenant of a local
authority, they are paying the full rent charged by the local authority
for the occupation of the dwelling. Social housing rents are well below
market rents, but are not subsidised rents
. The Housing Revenue Account
(HRA), which is where all of the properties are accounted for if they are
owned by a local authority, is what is known as 'ring fenced', which means
all of the costs of providing the social housing need to be met from the
rental income received from them. The housing fund cannot be subsidised
from other areas of Council activity i.e.; Council Tax, planning fees,
parking income etc. Under the same rules, the HRA cannot use its funds to
subsidise the rest of the Council's services.^

XenoBitch · 08/05/2025 16:20

HamptonPlace · 08/05/2025 16:16

it's cars though. 12/12 per OP. We know the cost is high, be it bought outright or rented. I think we agree the ideal scenario is for more social housing but, in the real world (and i think i'm repeating myself, because I am!) there is a scare public resource that should be equitably distributed...

Meanwhile, in the real world, people in social housing are allowed cars. And being able to buy one outright or lease one, or swap their PIP for one, does not mean they should be evicted out into the private sector. That is not how it works, no matter how many people on here are stamping their feet insisting it should be that way.

I mean, even private rental are not easy to come by nowadays with upwards of 30 interested parties per property. Should someone who can easily afford private rent, and have a nice car, be forced out and made to get a mortgage?

TheFastTraybake · 08/05/2025 16:32

HamptonPlace · 08/05/2025 16:16

it's cars though. 12/12 per OP. We know the cost is high, be it bought outright or rented. I think we agree the ideal scenario is for more social housing but, in the real world (and i think i'm repeating myself, because I am!) there is a scare public resource that should be equitably distributed...

Ok say people are evicted because of their car. What next? What other things are people in social housing not allowed to have because others think they're a lower class of being and wrap that up in a coat of faux concern?

XenoBitch · 08/05/2025 16:34

TheFastTraybake · 08/05/2025 16:32

Ok say people are evicted because of their car. What next? What other things are people in social housing not allowed to have because others think they're a lower class of being and wrap that up in a coat of faux concern?

Expensive Sky TV packages and Peloton will be next.

JohnTheRevelator · 08/05/2025 16:45

There seems to be a long standing myth that you have to be claiming benefits in order to be eligible for a council property. There seems to be so much council tenant bashing on Mumsnet.

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