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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
Arraminta · 08/05/2025 00:15

JenniferBooth · 08/05/2025 00:07

Were home owners forced to take out that hefty mortgage What was used A gun to their head. Their arms twisted behind their backs. Im intrigued as to how this was achieived if it wasnt a CHOICE

NOW we are getting to the truth. People who are pissed that they have overstretched themselves with a massive mortgage so cant afford any extras so want someone else to blame for THEIR choice. So they look at SH tenants with a half decent car and resent them for being able to afford it when they cant because of their OWN decision!!

What about the millions of home owners who took out very modest mortgages, which they could comfortably afford (at the time) and yet now can't make ends meet, thanks to the cost of living crisis?

JenniferBooth · 08/05/2025 00:16

Arraminta · 08/05/2025 00:01

Well presumably you don't get to choose because it's not your house?

One bedroom flat Thats all you get when you dont have kids. Might start a similar thread about subsidised childcare.
And yes thats the point i was making SH tenants have no choice. Thats what got 72 people in Grenfell Tower killed. Having no choice and no rights The cladding wasnt their choice

JenniferBooth · 08/05/2025 00:17

Arraminta · 08/05/2025 00:15

What about the millions of home owners who took out very modest mortgages, which they could comfortably afford (at the time) and yet now can't make ends meet, thanks to the cost of living crisis?

How is that the fault of SH tenants. Would they like to come and live in my one bedroom flat

Arraminta · 08/05/2025 00:18

JenniferBooth · 08/05/2025 00:00

Because companies want to make money

Yes, it's called living in a capitalist society. The same capitalism theory that allows stuff like car finance etc.

HamptonPlace · 08/05/2025 00:47

TheFastTraybake · 07/05/2025 22:41

Not subsidised.

Well ,. Not market rate

HamptonPlace · 08/05/2025 01:21

TheFastTraybake · 07/05/2025 22:41

Not subsidised.

Not market rate is subsided no ? Ciincil could make more for public services nu charging what people can afford, or provide the cheap rents to needy families?

SquashedSquid · 08/05/2025 01:59

User46576 · 07/05/2025 23:46

Possibly. And not everyone has to go through some sort of trauma to get social housing. Nor does everyone who does get social housing

Well they can have my bastard house then, if they want my csa, PTSD, disabilities, wheelchair, trauma after domestic abuse, incredibly poor credit history, etc. Fuck's sake. I'd live in a cardboard box for the rest of my existence if it meant a trauma-free, healthy life in a body that can move.

As that can't happen though, you can froth away that I live in a brand new adapted bungalow built for my needs, in a quiet village, with my brand new car, a professional career and a husband with a good income. I deserve my house, and as I've said on the other thread, my rent is three times what my mortgage was. Lifetime tenancy for my entire family too, so I'll be passing it to my DC when I'm gone, and they'll be able to pass it on too. Froth, and bite me.

Someonelookedatmypostinghistorysoichanged · 08/05/2025 06:32

Council houses don’t own brand new cars 😂

Superhansrantowindsor · 08/05/2025 06:35

People prioritising other things. I would rather own my own home and drive a rubbish car rather than the opposite. It’s just different choices.

Coconutter24 · 08/05/2025 06:35

HamptonPlace · 07/05/2025 20:05

My apologies, mis-typed, entirely contrary to what I was trying to say. Why should most needy NOT get the most help? Apologies again.

If the most needy want the help then it is out there for them. Whether they try access the help is on them.

Hufflemuff · 08/05/2025 06:38

TheCluelessMum · 06/05/2025 20:56

oh!!!!!! I didn’t know this, so just like renting except council is your landlord.

case closed!!!!!! Thanks for responding

Jim Carrey Alrighty Then GIF by Ace Ventura

If you're that uneducated about social housing then why post this, surely you realised you were going to be made to look like an ignorant idiot within the first 3 posts. Ffs.

EmeraldShamrock000 · 08/05/2025 06:48

Don't worry, it will balance out.

I grew up on a private estate close to a council estate, as a child we didn't have huge Christmas presents or holidays as my parents were paying a mortgage. I was jealous of their bigger Christmas haul.

20 years later, the council rent has increased, if the children now adults live at home, they're charge rent as an adult, my parents were mortgage free, when my parents died, we could leave their personal stuff until we were ready, a year, council tenants personal items are cleared within days of the tenant dying, also there is no inheritance from a council home.

It isn't worth being jealous of.

Freeasa · 08/05/2025 07:11

EmeraldShamrock000 · 08/05/2025 06:48

Don't worry, it will balance out.

I grew up on a private estate close to a council estate, as a child we didn't have huge Christmas presents or holidays as my parents were paying a mortgage. I was jealous of their bigger Christmas haul.

20 years later, the council rent has increased, if the children now adults live at home, they're charge rent as an adult, my parents were mortgage free, when my parents died, we could leave their personal stuff until we were ready, a year, council tenants personal items are cleared within days of the tenant dying, also there is no inheritance from a council home.

It isn't worth being jealous of.

It’s not jealousy is it though? I would never be poor enough to qualify for one so it doesn’t affect me personally but I am deeply frustrated that in a time where every council is in a housing crisis, they aren’t making efficient use of the resources they have.

BIossomtoes · 08/05/2025 07:59

HamptonPlace · 08/05/2025 01:21

Not market rate is subsided no ? Ciincil could make more for public services nu charging what people can afford, or provide the cheap rents to needy families?

RTFT. This has been explained ad nauseum.

TheFastTraybake · 08/05/2025 08:23

HamptonPlace · 08/05/2025 01:21

Not market rate is subsided no ? Ciincil could make more for public services nu charging what people can afford, or provide the cheap rents to needy families?

Already addressed.

x2boys · 08/05/2025 08:27

Balloonhearts · 07/05/2025 20:51

No, housing associations are independent companies whose entire business is properties to let. They're typically a little more expensive than council rent but cheaper than private. Some housing associations work with local councils and you can bid on those properties from the Council list if you can afford them.

Council rent is quite cheap so probably why tenants have more disposal income if they work full time.

The only requirement to go on the council list is links to the local area, must have lived there for at least five years and you can't make yourself homeless by giving up a private rent, you basically have to be evicted or living with someone else and need to move out. Even then, the wait is years long, decades in some areas. I waited 15 years.

Some councils don't have any housing stock anymore ,my council sold all.it's stock to a large housing association about 20 years ago.or more there are other smaller, housing association's,and these properties tend to.be newer,and nicer ,but typically more expensive.

SquashedSquid · 08/05/2025 09:22

Freeasa · 08/05/2025 07:11

It’s not jealousy is it though? I would never be poor enough to qualify for one so it doesn’t affect me personally but I am deeply frustrated that in a time where every council is in a housing crisis, they aren’t making efficient use of the resources they have.

You don't have to be "poor" to get social housing 🙄

gamerchick · 08/05/2025 09:30

SquashedSquid · 08/05/2025 09:22

You don't have to be "poor" to get social housing 🙄

Thats the thing isn't it. People WANT them to be 'free'. Councils won't be getting any money for them. Councils need people to be paying full rent. But oddly people are too thick to understand that

Then you get those who think 'market rates' are the aim when it's a scandal how much private rents are inflated. Paying off someone mortgage so they have a nest egg at the end of it. It's ridiculous. You can't compare for profit with none profit. The 2 don't match up.

It's all well and good for the privileged to sit on their perches and want those they seem lesser than them to be chess pieces but what you'll get is a miserable society with no roots.

Social housing being a step up from private rents are not the fault of the tenants in them. Turn the spotlight onto the private market and force secure tenancies or acquire a lot more social housing and make the private market suffocate

TheFastTraybake · 08/05/2025 09:31

SquashedSquid · 08/05/2025 09:22

You don't have to be "poor" to get social housing 🙄

Yes. In fact some social housing is offered to working people as a priority. People do have some daft ideas.

Outwiththenorm · 08/05/2025 09:34

YourElatedLimeShark · 06/05/2025 20:58

I live in a council house. And I work so hard on my own business. My kids have brand new iPhones. I have a gorgeous 67 plate fancy car and have another vehicle too. We eat amazing food. Eat out often. Have nice clothes. Designer sunglasses. I vape. I don’t drink. I go the gym and have a PT. My kids go to multiple clubs almost every day of the week. I have a 65 inch TV on my wall. I have well cared for pets.

May be these guys are the same? Not everyone in a council house is poor etc. many work. And work bloody hard.

Genuinely interested - don’t you feel any guilt that a struggling family may be on the waiting list for a council house while you could presumably rent privately?

gamerchick · 08/05/2025 09:36

How many times on here do you read of someone splitting up and have a house there with tenants. It's always ALWAYS give the tenants notice. No fucks given for the poor buggers being evicted for no reason

Who would in their right mind, would willingly put themselves in that position? Because I wouldn't.

TheFastTraybake · 08/05/2025 09:40

Outwiththenorm · 08/05/2025 09:34

Genuinely interested - don’t you feel any guilt that a struggling family may be on the waiting list for a council house while you could presumably rent privately?

No reason why she should - unless by chance she happens to be a housing minister, past or present.

Do you feel guilty about living in the UK when children in other countries pick scraps off rubbish tips to survive? Why not swap with them?

x2boys · 08/05/2025 09:41

Outwiththenorm · 08/05/2025 09:34

Genuinely interested - don’t you feel any guilt that a struggling family may be on the waiting list for a council house while you could presumably rent privately?

What is your housing situation🤔

BIossomtoes · 08/05/2025 09:41

Outwiththenorm · 08/05/2025 09:34

Genuinely interested - don’t you feel any guilt that a struggling family may be on the waiting list for a council house while you could presumably rent privately?

Why should they? The main benefit of a social housing tenancy is the security that no private tenancy could provide.

TheFastTraybake · 08/05/2025 09:42

gamerchick · 08/05/2025 09:36

How many times on here do you read of someone splitting up and have a house there with tenants. It's always ALWAYS give the tenants notice. No fucks given for the poor buggers being evicted for no reason

Who would in their right mind, would willingly put themselves in that position? Because I wouldn't.

Ever feel like someone's done a number on us, to make so many people believe that paying off the mortgage of someone more privileged and wealthy than you, essentially working for your landlord, is the moral choice? A better option than living in housing that's owned by us all and benefits us all? Decades of right wing propaganda has brought people to their knees, tugging at their forelocks.