To not be happy about paying this much tax

[Lovingthehamsterwheel]

Name changed to enable objectivity.
I just saw this new tax calculator that shows you how much tax you are paying in total, including all hidden taxes, council tax etc

For a Person on 75k a year, 44 percent of earnings go on tax.

10k of that is spent on welfare.

Am i being unreasonable to think this is absolutely a terrible time to be alive in terms of taxes in the UK. And it is no wonder higher earners are leaving the country.

tax.corgi.global/

NI is a tax on employees but it does not come out of what you are paid, it comes out of the employer's income before profit. Doesn't count as a tax of your remittance though it could count as part of your income * (whatever NI is currently used for the intent is that employers should pay something towards the state's provision of e.g. health care, education, pensions of their employees since otherwise the employers are getting these benefits for free - in some countries employers would be contributing to private funding of such benefits, of course). Some of the taxes you list e.g. stamp duty, are one-offs. I haven't bought a property that included stamp duty for over twenty years, and most people are not going to pay it very often and to count it against your income you need to spread it over the number of years you have been in a property, I think.
*because it is paying for things that in some countries employers fund e.g. healthcare provision.

@Ph3 I’m sorry but it’s not disingenuous. I can honestly say that the last time I used the NHS - was over 15 years ago! And longer for my DH. It’s not disingenuous at all! (And yes I know how lucky we are that we have not had an emergency!)

If you are blessed enough to not have needed any serious medical care for the past 15 years, then you're not really in a position to complain.

and with all due respect it’s not your place to tell people what they can complain about.

It is my place, and I will continue to do so.

Can you post a link.give me the thread title so I can read these for myself? many thanks

@MerlinsBeard1 Not to mention the new no fault evictions rule which has and will cause landlords to sell up. This is also putting property developers off renting houses out (my DH included)

Oh no! Landlords are having to sell properties which means they can no longer be used as a money making scheme, and instead can be purchased by people to be used as homes. Whatever shall we do?

@shuggles
yes I know I’m lucky - you sound bitter and resentful. Just because I’m healthy doesn’t mean that I have no problems. It’s my belief that all life is hard for everyone for one reason or do other. Do not judge others as you don’t know their struggles.

and no it’s NOT your place - because it isn’t just about you! But I have no doubt you will continue to do so! 🤣

You used 'gotten', which is either 17th century English or someone from the States, so I wondered. Thanks.

Never heard of corgi before, I take it is some sort of doge bs.
Honestly what do people want?

That was an error - and couldn’t edit it 🥴 as I only noticed it too late! But English is not my first language!

Done it below!

Your calculator is produced by a political influence group, so the results are highly suspect. It's from that Brewdog guy, who is aiming to ape Musks's DOGE, and we've all seen how well that's going. Basically a millionaire exploiting the anxieties of normal earners to reduce his own tax obligations.

I don't know any disingenuous people who claim benefits illegally. But then again I'm too disabled to leave the house. So I wouldn't know.
I just know that whatever taxes I pay I'm happy for them to go to the most vulnerable and unwell in society. It's not for me to judge on who is more deserving of benefits or not.
I just know it's meant to be there for everyone who may need it. That could be you, your kids, your friends, your parents. The benefit system is there for that and it should be in any decent societies.

Completely agree that it should be there to support people. I know of several people who rely on benefits due to various unfortunate reasons and we are lucky that it is there for that population of society. But there is benefit fraud, and there are generations of people who could work but don’t want to. I’m a higher rate tax payer, I came to UK as a refugee child. I experienced extreme poverty in my childhood and coming to the UK has blessed me with opportunities. When we came here my parents didn’t claim anything, we lived with my aunt, they got jobs and rented a place of their own. They had dignity, they were looking for safety - not for a safety net. Many countries won’t prop up the ‘lazy’ but the UK does and people flock to this country because of it. If there was less fraudulent claimants then there would be more funds to go to people who genuinely need it, people like yourself and those who have fallen on hard times.

How do you know how many fraudulent claimants there are?
And yes of course if they are frauds then they should be cut off.
But the wider rhetoric of branding the disabled workshy liars is what's going on and the penalisation of the most vulnerable is a disgrace to humanity.

So many people thinking tax is just tax on income. It's not. And when people say 'taxpayers' pay for this or that it means everybody. That includes the cost of welfare. Every single adult in UK pays tax and the vast majority of non adults too. Give a child birthday money and they pay tax on the sweets they buy. Give a family welfare and nearly all of it comes back in tax on goods and services they purchase or tax on profits of companies providing the service to them or tax on income earned by people employed to provide the service. There's no tax payer and non taxpayer division in any Country.

Or are returning home because they aren’t British.

Or are moving abroad for a few years to take advantage of low tax areas before returning.

@Ph3 yes I know I’m lucky - you sound bitter and resentful.

I'm not bitter or resentful. I am a realist who puts clowns back in their place when they claim to have difficulties with a whopping £75k salary.

Just because I’m healthy doesn’t mean that I have no problems. It’s my belief that all life is hard for everyone for one reason or do other.

All people have issues, but some people blow their issues completely out of proportion. I don't know if that's the case for you, but please note that medical problems are among the absolute worst issue that anyone can experience, and they are much greater than most financial or relationship issues.

Once again, completely agree that the recent changes to PIP are not right and certainly will have a negative impact on those who rely on those benefits. But we have a system that is easy to cheat and the government needs to crack down. Not saying that PIP is the right place to start. The current benefits system is not fit for purpose and cannot be sustained.

The cost of benefit fraud is dwarfed by tax fraud.

I don’t know, have fewer people on welfare that really need it. And get the rest back to work. What a novel idea.

Whether something is dwarfed by another, doesn’t mean that it shouldn’t be looked at. Otherwise we would be one a roundabout of ignoring everything.

If you don’t earn, you don’t pay tax. Having other people give you money and then spend it on things that have tax included in the price is not akin to paying tax. It’s the people who gave you money in the first place that are paying all the tax.

Maybe address the issue that’s costing the most first? The amount of unclaimed benefits also dwarfs those claimed fraudulently.

Do you know what 'anecdote' means?

Honestly @shuggles - there really is no need to be rude. Calling people you don’t know clowns and generalising. 75k might be whopping for you but you don’t know peoples responsibilities at all. You have no idea if they are caring for elderly parents and propping them up. You just don’t know. Don’t judge or assume.

yes health issues are the worse - I might have been lucky bur my parents haven’t been as lucky. But there are other things that are equally difficult, SA springs to mind - again don’t judge others, don’t assume you know - have an opinion by all means but attempt to engage in a considerate and compassionate manner.

I completely agree that health issues are the worse, and I agree that my life is a privileged one, but my experiences, opinions and feelings are not less or more than yours - and I would like to think that all people think the same.

On that note - I do apologise for calling you resentful and bitter - it can be difficult to understand other people’s opinions - and that was not my finest moment, but really to engage in a debate in a confrontational manner is not necessary. I wish you well.

Agreed