This is not a problem & obviously it's down to personal preference, but I'm curious if I'm doing it wrong. We have just a duvet & a couple of pillows each. No top sheet under the duvet & no bedspread/throw. Should there be a top sheet? I see so many photos of luxury beds that have all thus stuff. Dh says no to all this extra stuff as it'll all just get kicked onto the floor, resulting in more stuff to tidy up.