Page 2 | To want to buy myself this?

WayneEyre · 02/05/2025 07:56

Treat yourself if you'd like a nice piece of jewellery but I would go secondhand. Jewellery generally doesn't keep its value well. I'd probably budget for what I'd spend new then search for something of similar value secondhand and spend the difference on something on a holiday or save it. Not because you don't deserve a treat, but because as I say, it's just much better value that way.

IncessantNameChanger · 02/05/2025 08:00

I got some lovely victorian rings second hand for a few hundred that are selling for over £1500 in posher shops from Ebay. I just take them to the jeweller to get them valued to make sure they are legit. I think they buy them off cash for gold places for next to scrape gold prices. 3/4 princess cut diamond for £300. Victorian eternity ring for £150

Dinosweetpea · 02/05/2025 08:02

If you can afford it absolutely do it, wear it on whichever finger you like! My engagement/wedding rings cost just under 5k so it's not a ridiculous amount. I've been married 15 years and so far on the insurance valuations the ring has kept its value. You might never want to sell it anyway, it would be something you can pass onto your DD in time.

Bubblesgun · 02/05/2025 08:02

Neess · 02/05/2025 07:38

I always wanted to get married, have a strong relationship… it wasn’t meant to be for me.

I am a single parent to a five year old. Ex pays his way and I have a good job. I’ve managed to save a bit. Would it be crazy to spend 5-10k on a ring for me? Would it lose value over time?

I’ll never have someone buying me a nice ring as life is so busy and my focus is dd but I’d love one…is it weird to buy one for myself?!

Go for it. I love when women buy their own jewellry. I know you would have likes to be proposed to, but for me there is something quite overpowering to be your own person, with your own independance and decision power and to mark that and all you have achieved a ring or any piece you can keep and then pass in to your daughter is fabulous. Quite remarkable really.

enjoy

ErrolTheDragon · 02/05/2025 08:03

You’re certainly not BU in theory, depending on how much you mean by ‘a bit’ saved.
The ring will certainly lose value, it’s not an investment. And rings can get damaged or lost. Will you really get more pleasure and real value from an expensive ring than whatever else you might do with that money?

unless the ‘bit’ saved is actually quite a lot (at least 6 figures) then like others I’d be looking for something lovely that didn’t cost quite that much.

B1indEye · 02/05/2025 08:05

justkeepswimingswiming · 02/05/2025 07:42

long as you don’t wear it on your wedding finger. It will loose value though so don’t spend your much.

Whichever finger you wear it on, make sure it's not loose 😂

Sorry, couldn't resist

Bubblesgun · 02/05/2025 08:06

ErrolTheDragon · 02/05/2025 08:03

You’re certainly not BU in theory, depending on how much you mean by ‘a bit’ saved.
The ring will certainly lose value, it’s not an investment. And rings can get damaged or lost. Will you really get more pleasure and real value from an expensive ring than whatever else you might do with that money?

unless the ‘bit’ saved is actually quite a lot (at least 6 figures) then like others I’d be looking for something lovely that didn’t cost quite that much.

Disagree. All my rings have gone their value up. Gold and pther precious metals have gone up, let alone semi or precious stones.

my rings and watch are named on my content insurance so we get them valued wvery couple of years

faerietales · 02/05/2025 08:07

I mean, it’s your money but I can think of far better ways to spend 10k.

RhaenysRocks · 02/05/2025 08:09

Neess · 02/05/2025 07:49

Ok I definitely won’t be spending a lot if they lose value!

You get v v little for jewellery secondhand so as others have said, go vintage. Wear it wherever you like as a symbol of your independence and autonomy!

DustyLee123 · 02/05/2025 08:13

ArminTamzerian · 02/05/2025 07:51

I don't understand this answer. YOU wouldn't spend it so OP is being unreasonable? Why? Is she spending your money?

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I’m fairly sure, if you read the op, you’ll see it ended with asking for opinions.

Gininvolved · 02/05/2025 08:13

I have an engagement ring that >£10k which I do wear daily and a second hand sparkly diamond chip ring I bought myself second hand for £499 at a jewellers in birmingham. They also offered part exchange so I gathered up a load of broken bits of bracelets and things I never wear and got a bit extra off too.

Go for it - I love both mine despite the price difference

ItsOoooon · 02/05/2025 08:20

I wouldn’t allocate that amount of money to it personally. You can get truly stunning massive lab diamond rings for less than 3k.

GroovyChick87 · 02/05/2025 08:22

I think it's weird but it's just down to the amount you're spending on it. But if you're rich and don't have anything more important to spend it on then that's your business.

Chocdown · 02/05/2025 08:26

Bubblesgun · 02/05/2025 08:06

Disagree. All my rings have gone their value up. Gold and pther precious metals have gone up, let alone semi or precious stones.

my rings and watch are named on my content insurance so we get them valued wvery couple of years

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I thought the insurance valuation was for how much it would cost to replace if they were damaged/stolen, not how much your rings are worth if you wanted to sell them.

Love51 · 02/05/2025 08:28

I can't wear expensive jewellery, I only wear what I can afford to lose because I frequently do, I repel earrings and necklaces. Even my engagement ring is an eternity ring so the stones don't protrude! I'm amazed I still have that and my wedding ring. So I'm envious of you OP! I'd get so stressed having to look after it!
It isn't unreasonable to spend your money on whatever makes you happy. It seems like you are clear that jewelry isn't really an investment in that it won't appreciate in value but if you buy it to enjoy, that's not an issue.

KeenDuck · 02/05/2025 08:29

Don’t do it when I went to sell my engagement ring that cost about £8000 in 2001. I was offered less than 800 quid for it.
The only time you would ever get the money back if you were fortunate enough to lose it under insurable circumstances then you’d get the cash back but
They are a terrible investment

KeenDuck · 02/05/2025 08:30

Chocdown · 02/05/2025 08:26

I thought the insurance valuation was for how much it would cost to replace if they were damaged/stolen, not how much your rings are worth if you wanted to sell them.

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Precisely that

Mirandawrongs · 02/05/2025 08:32

Your money, your choice.
wear it on whichever finger you choose.
I wear a silver band on my ring finger because I can.
I’m not married or even in a serious relationship.
I wear it on that finger because I like it.

all these comments of “such a waste of money” or “go on holiday”, they probably have hand bags and shoes that cost just as much.

you do you.

Spendthrifting · 02/05/2025 08:34

Neess · 02/05/2025 07:38

I always wanted to get married, have a strong relationship… it wasn’t meant to be for me.

I am a single parent to a five year old. Ex pays his way and I have a good job. I’ve managed to save a bit. Would it be crazy to spend 5-10k on a ring for me? Would it lose value over time?

I’ll never have someone buying me a nice ring as life is so busy and my focus is dd but I’d love one…is it weird to buy one for myself?!

It’s going to lose value as soon as you have the receipt in your hand.
Do your research first if you are concerned about value.

IpsyUpsyDaisyDoos · 02/05/2025 08:34

You can buy whatever you want for yourself with your own money.

But, my "nice ring" from DH didn't cost much at all. I wear it daily and I love it because of what it symbolises, not because he bought me something expensive or flashy.

I would just think about why you want it, and make sure it's cos you actually want that ring, not because you want to look like you've been given one by someone.

And then buy whatever you like.

Greatbritish · 02/05/2025 08:34

I decided post divorce I was going to buy myself a fuck off expensive piece of beautiful jewellery I would love forever.

£2k max.

I can afford it. But 5 years post divorce, I still haven't done it, as I just can't bring myself to choose, and part with that much cash for a bit of decoration.

So I understand your motivation. I say do it...if you can bring yourself to!

GaspingGekko · 02/05/2025 08:34

If you want to spend that much because you can easily afford to and you've seen a ring that you absolutely love, then go for it.

But it sounds as though you want it for a while, but to remain an assest. Jewellery is a bit like brand new cars, they lose value the minute you buy them.

If you are looking for something beautiful to wear that won't necessarily lose money you could consider a watch. Yes, I realise it's not the same as a ring, but you can buy beautiful ones and if you choose well at your budget you can find one that will hold - or possibly increase - value.

I guess what I'm saying is, it depends what you're really looking for.

IpsyUpsyDaisyDoos · 02/05/2025 08:35

Mirandawrongs · 02/05/2025 08:32

Your money, your choice.
wear it on whichever finger you choose.
I wear a silver band on my ring finger because I can.
I’m not married or even in a serious relationship.
I wear it on that finger because I like it.

all these comments of “such a waste of money” or “go on holiday”, they probably have hand bags and shoes that cost just as much.

you do you.

I'd rather go on holiday or save it. I absolutely don't have handbags or shoes that cost that much.

My handbag cost £18 and I love it.

theunbreakablecleopatrajones · 02/05/2025 08:36

If you can afford it, spend what you want on what you want.

A new piece will lose value so buy second hand, and do some research into what will hold / gain value.

DressOrSkirt · 02/05/2025 08:37

It's not unreasonable for you to buy anything you want as long as you can afford it.

But if the idea that all the married women around you have £10k rings is feeding into your want for one, trust me they don't!
Mine was about £1000 which seems pretty standard in my friend group.

I've just googled the average price of an engagement ring in the UK and it's apparently £2,158.

If you have any you have your eye on @Neess I would love to see them as I am obsessed with jewellery!