AIBU to be annoyed at my neighbour

[Sworkmum]

Ok, so I’ll own up I know I’m not being unreasonable but it’s more of a what would you scenario.

Next door neighbour 1 reversed off her drive and bumped into our car, this has dinted and scratched the car. There is clear paint on the car in the colour of their car.

Next door neighbour 2 witnessed this and came round to tell us, otherwise we would not necessarily have known, though could have had a guess given the paint colour it is the only car on the street with that colour! apparently they witnessed her get out of the car and say ‘it’s ok’ and drive off.

it’s not ok, it’s clearly dinted and quite scratched, it’s going to require a panel replacement and possibly bumper replacement, we will need a courtesy car whilst this happens.

the thing is, next door neighbour 1 has not told us, at all. No mention of it. She was out earlier but home now and has my phone number and has previously messaged to ask me to collect parcels etc so no excuse.

I have waited until now to give her the chance to come over, she hasn’t. The question is, do I send a text, or do I just report to my insurance with her details and say nothing. I’m really miffed.

I wouldn’t text or go straight to insurance, I’d just go speak to them?

If it was a neighbour who I knew and liked/had no reason to think they were a dick, I’d give them the benefit of the doubt and pop round and say I think you bumped my car earlier and this is the damage.

If they double down and say they didn’t do it or that the damage isn’t that bad then I’d be miffed.

Go and speak to them and tell them you’re calling your insurance company. Being miffed will do nothing.

Go and speak to her. Say you're just letting her know you're telling the insurers about her hitting your car so to look out for an email. Don't say who told you. Make out it's obvious due to the colour or was your ring doorbell, if you have one. Just don't throw the kind neighbour under the bus.

I have said it’s on the ring door cam, I won’t throw the other neighbour under the bus, we will however buy him something for letting us know! He is only a young lad who lives with his parent so really didn’t have to say anything.

I am a bit indifferent to the neighbour in question I don’t dislike her and am happy to be neighbourly and will happily take in parcels etc. but they can be a pain. They often have big parties where the family come and park all across the front of our house often blocking us in. And have had parties in the middle of the week going on until early hours loudly. They also have teenagers visit who often smoke weed in the garden. I always address things and am polite about it. It’s a very very quiet street that is relatively close knit and this neighbour is one of the newer people.

I would never want any issues with neighbours so I say hello and chat and try not to be arsey about things. But I am annoyed she didn’t come and tell me. She said she checked and couldn’t see any damage but there was clearly damage it’s pretty obvious so I think she was just trying her luck we wouldn’t know.