Pay day today

[Janeerr]

£2761.92 has hit my account today, which had the staggering sum of £30 odd quid in it. After I take out £300 from my current account to put into my isa, I’ll have nothing left in a month’s time.

Yeah!!!!! What a nice feeling, working 40 hours a week, dealing with office politics, so you can put away £300 a month for a rainy day.

I honestly expected more from life…. I know there are people in worse situations but it’s depressing just having to get by on what is a decent salary.

You are aware that some people have around this to actually live on after all essentials are accounted for yes? Moaning about 'only' having 300 to save is a little....shortsighted...maybe?

I agree OP, it’s crap.
I work FT as a teacher and have been forced to take a take home pay cut because my school has opted out of the Teacher Pension and I wanted to stay in it.
DH works in a better paid (by hour) job than me but works part time so he can do the wrap around care for our DC.
We save £40 a month each for emergencies and pay £800 a month rent. We rarely have any money left at the end of the month after bills, fuel, buying family & close friends presents for their birthdays food and DC clubs.
We certainly can’t go on holiday or decorate or anything. We can’t keep in touch with friends and family easily because of the cost of visiting even for the weekend once fuel and outings are paid for.
Ive resolved to just turning to nature, doing art, reading and a few extra hours at work doing holiday clubs to keep up.
I need dental treatment which isnt on the NHS so everything I’ve saved will go on this (£3500).

But you do have something left - an extra £300 in savings

This debate always attracts the same commenters that think everyone can cut their costs. I pay £19,200 a year just in rent alone to live in the south east. I’m living in a tiny 3 bed house as a single parent with two children. I’ll get the usual relocate to somewhere cheap but it’s all relative. This is where my support network family/friends are. The kids schools and our whole lives.

I get it OP. I put away £200 a month and to be honest it takes one thing to break and wipe out those savings. It’s depressing.

Im more surprised that you got paid on a bank holiday.

@Janeerr I get it, you feel like you should have made it but it still feels like you have to keep running to stay where you are.

To everyone else saying she’s lucky and suck it up: home ownership, savings, job security, retirement, pay rises, etc used to be for everyone not just those in professional £40k jobs. The country has been mismanaged for decades and now we’re seeing the results