I feel like I had so many opportunities in life that I took for granted. I always looked up to my father and would go to him for career advice, and he always encouraged me to follow my passions rather than money. This was fine in my 20s as I was selfish, didn’t yet have a family, only had myself to think of and didn’t have many longterm financial goals as this wasn’t on my radar back then.
In hindsight I’ve realised my dad may have been saying this with the view that my eventual husband should really be supporting the family financially. I also think he is blissfully out of touch with how different things are today than when he was first starting his career as far as cost of living, childcare, affordable housing etc.
Fast forward two decades and I have terrible self esteem and low self worth because I’m not financially independent on my own two feet. I’ve had a few friends and acquaintances die unexpectedly and quite young in the last few years and it has me terrified that I won’t be able to provide for myself and my 2 DC if anything happened to my husband.
I know ‘comparison is the thief of joy’ but I feel like every time I go on LinkedIn everyone I went to school with is making 4-5x what I do. My earning potential has hit the ceiling and all these people will just keep earning exponentially more and more, be able to retire earlier and comfortably etc. and I’m already practically obsolete in my job due to AI and being aged out by younger talent who will work for even less than I do.
I feel like it’s too late for me to ever be on a higher earning track, and even if I could, it wouldn’t be practical right now as I have 2 young DC and can’t be in a job where I’d have to give 110%, work late, travel etc - I need to do school runs, have understanding managers if DC are sick, manage half terms…. Whereas all my school friends did the grind in their 20s while I was off chasing self indulgent passions. Just feeling low and full of regret.
Am I wrong to feel low self esteem for not being able to provide for my family on my own? Am I wrong to feel naive and slightly resentful of my dad’s advice?