To ask how much you keep in your emergency fund?

104 replies

ByCheekyDreamer · 08/04/2025 19:01

Some say 3-6 months’ expenses, others aim for a year or more. What’s actually realistic?

OP posts:

Whoonearthareyou · 09/04/2025 16:25

What's realistic is about what you can save after paying for essentials. There's no point striving to put away six months savings 'just in case' if your kids are walking round in shoes that are too tight.

MurdoMunro · 09/04/2025 16:30

DinoLil · 09/04/2025 08:33

I have an emergency cash stash of £30. I'm going to spend it today on having my hair cut for the first time in 18m. If I pull it straight, it's bum floss. So, my emergency fund will be zero, this time tomorrow. I have no savings.

I know what you are saying is utter crap and I’m sorry to hear it. But the bum floss has to go so I hope you feel lovely and swishy tomorrow.

gianfrancogorgonzola · 09/04/2025 16:42

We have about £15k immediately accessible, the rest in ISA /LISA / pension investments

Growlybear83 · 09/04/2025 19:42

I have a credit card. 😆

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