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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To report my ex for benefit fraud

58 replies

cadburyegg · 01/04/2025 18:31

I’ll give some background.

Exh and I broke up 4 years ago. Divorced for 1 year now. Originally he paid £250 a month maintenance. 18 months ago it was time to remortgage so I bought him out of the house. £100k was transferred to him. My solicitor said at the time, that £100k was very generous. But he is living in a small rented flat, and whilst it’s obviously not up to me how he spends the money, I wanted him to be able to buy a reasonable sized property for the benefit of our children who go to stay with him EOW (and a bit more in the holidays).

Anyway a month later he went self employed and stopped paying regular maintenance. I went to the CMS and they said he didn’t have to pay due to the benefits he was receiving. A few months ago they did their annual review and the situation is the same. I asked them to look into the £100k he had - a “variation” of income or something, again, they said due to the type of benefits he’s receiving, and the fact he has the children EOW, he doesn’t need to pay. Full disclosure, I do sometimes get something from him. For example in February this year he sent me £90. I didn’t get anything in March.

The things he says to me (I don’t ask) and his lifestyle suggests he isn’t struggling for cash. Last year he bought a new car and he went away 2-3 times for weekends away (this is what he tells me, I don’t ask). A few weeks ago he sent me a message by accident, clearly meant for someone else as he deleted it shortly after, saying that he’d been commissioned to do an expensive piece of work for a major company. He complains about buying ANYTHING for the children on his time. Last week I gave him a set of swimming things so he can take our dc1 to his swimming lesson on his time and he’s lost the goggles already. He text me moaning about having to buy more.

Several people on here have suggested I report him for benefit fraud. I haven’t because I don’t see how that would help. I wouldn’t get any extra money, I’d probably get even less than I do now. I can afford not to get the maintenance, well I don’t have much of a choice do I, but I’m not living on the breadline. He has the children about 30% of the time, on average across the year.

Last night I asked him to look at the summer holidays and let me know when he would like to look after the children. He works term time only, but I have to book annual leave/holiday clubs. He responded saying he’d look into it but at some point he is going on holiday, to another country, which is one of the ones that the foreign office advises against travelling to.

I’m fucking fuming. I feel like something has snapped in me. How dare he go to another country that’s at risk, when he has young children. How dare he spend hundreds going on holiday to another country when he can’t even provide the bare minimum for his own children. So I am very tempted to report him now, but I’m worried it will come back to bite me.

talk me down please!

OP posts:
pleasepackitin · 01/04/2025 19:49

Can’t you appeal it and go to a tribunal? Collect all your evidence of his lifestyle

RandomMess · 01/04/2025 20:00

If he’s claiming disability benefits then he would pay £0.

if he’s working cash in hand the report him to HMRC.

Gingerkittykat · 01/04/2025 21:53

Somanyoption · 01/04/2025 19:14

And you still pay CMS when in receipt of state benefits

CMS is 14th (I think) down the priority list when it comes to deducting money from benefits.

If he owes any money to the DWP (he could take out budgeting loans or an advance), fuel bills, council tax, fines etc then they deduct these first and the CMS doesn't get paid.

LillylollyAndy · 01/04/2025 21:59

How do you know he hasn’t spent the £100,000

Bigblubird · 01/04/2025 22:21

Gingerkittykat · 01/04/2025 21:53

CMS is 14th (I think) down the priority list when it comes to deducting money from benefits.

If he owes any money to the DWP (he could take out budgeting loans or an advance), fuel bills, council tax, fines etc then they deduct these first and the CMS doesn't get paid.

That is appalling! Should of course be the first thing that's paid.

CombatBarbie · 01/04/2025 22:24

cadburyegg · 01/04/2025 18:50

The CMS have told me he’s claiming benefits. I’m assuming it’s universal credit or income support. A high amount of savings is disregarded for a year but £100,000 is above that and it’s been more than a year. You aren’t entitled to those benefits if you have savings of £16,000 or over.

So show them and then he has to prove where the money has been spent. Reasonable is deposit on a new house, unreasonable is holidays/new cars. They will investigate and make him repay.

cadburyegg · 01/04/2025 22:29

This is the latest CMS letter.

To report my ex for benefit fraud
OP posts:
ToKittyornottoKitty · 01/04/2025 23:04

Doesn’t that say he is either in receipt of benefits or has income of less than £100 a week? So he doesn’t say he’s 100% claiming benefits?

Somanyoption · 02/04/2025 06:54

ToKittyornottoKitty · 01/04/2025 23:04

Doesn’t that say he is either in receipt of benefits or has income of less than £100 a week? So he doesn’t say he’s 100% claiming benefits?

Correct

so it is more likely he’s declaring an income of less than £100 a week and therefore no issue with savings

cadburyegg · 02/04/2025 07:27

It says under step 1 “our records show XXX receives state benefits”

OP posts:
cadburyegg · 02/04/2025 07:28

Somanyoption · 01/04/2025 19:36

of our children who go to stay with him EOW (and a bit more in the holidays).

He must have a lot in holidays for this total 30%

do you use him for childcare a lot during your time?

Edited

“Use him for childcare”?

This kind of attitude is why so many men get away with it.

OP posts:
Somanyoption · 02/04/2025 07:33

cadburyegg · 02/04/2025 07:28

“Use him for childcare”?

This kind of attitude is why so many men get away with it.

But on other threads… you say you do use him for childcare. Literally that exact terminology. When the children are with you, he does childcare.

cadburyegg · 02/04/2025 07:39

Somanyoption · 02/04/2025 07:33

But on other threads… you say you do use him for childcare. Literally that exact terminology. When the children are with you, he does childcare.

I can’t believe you’ve gone through my other posts. Honestly, why are you so invested?

I have care of the children 70% of the time. He has them every other weekend from Saturdays at 9am until Tuesday at 9am. 3 nights. On my weekend, he has them overnight every Monday. He picks them up from after school club on Thursdays. He will have them a bit more in school holidays. Why am I having to spell this out for you?

OP posts:
ToKittyornottoKitty · 02/04/2025 07:40

cadburyegg · 02/04/2025 07:27

It says under step 1 “our records show XXX receives state benefits”

I see, it’s hard to tell because the photo is really blurry, but that might just be on my phone

Somanyoption · 02/04/2025 07:42

cadburyegg · 02/04/2025 07:39

I can’t believe you’ve gone through my other posts. Honestly, why are you so invested?

I have care of the children 70% of the time. He has them every other weekend from Saturdays at 9am until Tuesday at 9am. 3 nights. On my weekend, he has them overnight every Monday. He picks them up from after school club on Thursdays. He will have them a bit more in school holidays. Why am I having to spell this out for you?

I didn’t “go through your threads”

you are all over mumsnet talking about your ex op and your name is memorable because it’s my fav choc!

bullywee · 02/04/2025 07:43

I report everyone, including family and friends, who commit benefit fraud.

Somanyoption · 02/04/2025 07:43

So report him op

but he got £100k 18 months ago and seems to have been living the high life since then, I don’t think he’ll have much more than £16k now!

ToKittyornottoKitty · 02/04/2025 07:43

So why do you think he’s not entitled to the state benefits? How do you know he’s still over the savings threshold after living on the money for 18months with an extravagant lifestyle?

Somanyoption · 02/04/2025 07:46

bullywee · 02/04/2025 07:43

I report everyone, including family and friends, who commit benefit fraud.

Goodness, how many of your friends and family are benefiting from fraudsters?!!

cadburyegg · 02/04/2025 07:46

The way I’ve had to defend myself and prove things so much on this thread says a lot. Like I said, no wonder so many men get away with paying fuck all. How disappointing.

OP posts:
Somanyoption · 02/04/2025 07:47

cadburyegg · 02/04/2025 07:46

The way I’ve had to defend myself and prove things so much on this thread says a lot. Like I said, no wonder so many men get away with paying fuck all. How disappointing.

Defend yourself?

This is odd. Not one single post attacking you. Can you quote one?

bullywee · 02/04/2025 07:48

Somanyoption · 02/04/2025 07:46

Goodness, how many of your friends and family are benefiting from fraudsters?!!

Half my family are scum and I have happily reported them for benefit fraud.

Frankly, it's your civic duty to do so irrespective of who it is.

Somanyoption · 02/04/2025 08:03

bullywee · 02/04/2025 07:48

Half my family are scum and I have happily reported them for benefit fraud.

Frankly, it's your civic duty to do so irrespective of who it is.

And friends committing fraud?
and other people in your life in your life committing fraud that you know well enough to know they’re claiming benefits?

you need to get new friends!

lyricalwindmills · 02/04/2025 08:14

I see the contrary Marys are out in force today 🙄 it’s so boring when a thread descends into people playing Poirot and honing in on every perceived inconsistency.

Anyway, yes. In your shoes I wouldn’t hesitate to report him. And you can take comfort in the knowledge that by the time your kids are adults they will know the truth about their dad’s finances and his unwillingness to pay for them.

GrouachMacbeth · 02/04/2025 08:25

I'm so surprised that on Mumsnet that the general tone is "Cor Blimey don't be a grass " or in good old cockney " dhaaaant be a gwasss"

Oh its a man and a ex - open season. Let the hounds out!

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