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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Online banking inequality

28 replies

Airspice · 23/03/2025 18:03

I have a friend who ‘doesn’t do online banking’. Whenever I buy something for the two of us (concert tickets etc) I have to wait until I see her again for her to give me her half in cash, however when she buys whatever it is I get a ‘could you transfer your half to my bank asap please’!! AIBU to find this slightly irritating?!

OP posts:
faerietales · 23/03/2025 18:05

I would just stop buying things for her.

fluffi · 23/03/2025 18:07

Why doesn't she use telephone banking to transfer to you if she doesn't have / believe in online banking? I'd be asking for the cash up front or not paying online until you see her in person and treat her the same as she treats you.

blackcatsarethebestcats · 23/03/2025 18:08

Stop buying things unless she gives you the cash first.

SweetPotatoWedges · 23/03/2025 18:08

Next time you arrange something, just tell her it’s easier for her to pay for things and you transfer your half to her, to save her going to the trouble of withdrawing cash to give to you.

Radish81 · 23/03/2025 18:25

Very odd that you’ve never pointed out this contradiction in her approach

and presumably you’re very close if always buying things for each other

Radish81 · 23/03/2025 18:27

Is this the friend you were whinging about splitting taxi costs with on holiday the other day?

Airspice · 23/03/2025 18:40

Radish81 · 23/03/2025 18:27

Is this the friend you were whinging about splitting taxi costs with on holiday the other day?

Ha no different friend!

OP posts:
Stripeyanddotty · 23/03/2025 18:41

Just pay for your own share of everything.

Airspice · 23/03/2025 18:42

Radish81 · 23/03/2025 18:25

Very odd that you’ve never pointed out this contradiction in her approach

and presumably you’re very close if always buying things for each other

Edited

ive not mentioned it as I didn’t know if I was being petty

OP posts:
EmeraldRoulette · 23/03/2025 18:42

fluffi · 23/03/2025 18:07

Why doesn't she use telephone banking to transfer to you if she doesn't have / believe in online banking? I'd be asking for the cash up front or not paying online until you see her in person and treat her the same as she treats you.

This

GrandHighPoohbah · 23/03/2025 18:43

Just say "sorry I don't really use cash any more so you'll need to do a phone transfer"

PinkyFlamingo · 23/03/2025 18:43

You're a grown adult, surely it's not difficult to stop paying for things? Or tell her to set it up?

Airspice · 23/03/2025 18:43

Stripeyanddotty · 23/03/2025 18:41

Just pay for your own share of everything.

Not easy when you book tickets for things as you’ll end up seated far apart 😄

OP posts:
Radish81 · 23/03/2025 18:46

Airspice · 23/03/2025 18:43

Not easy when you book tickets for things as you’ll end up seated far apart 😄

So very close friends (is this the friend you went on holiday with?)

but don’t feel comfortable about this?

and seriously… how often is this actually happening?

BeholdOurButterStinketh · 23/03/2025 18:46

One easy solution to this would be... for her to set up telephone banking.

Does she have a good reason for not doing so? Is she very elderly?

Radish81 · 23/03/2025 18:46

Airspice · 23/03/2025 18:40

Ha no different friend!

Oh your kidding

you and your friends and money issues op!

SueSheeMee · 23/03/2025 18:47

Tell her to carry a cheque book with her (yes, they still exist) and she can write you the cheque on the spot and you can pay it in your bank account online. That's what I do with my mum. Ok, it's not instant but it's a couple of working days max

Radish81 · 23/03/2025 18:49

SueSheeMee · 23/03/2025 18:47

Tell her to carry a cheque book with her (yes, they still exist) and she can write you the cheque on the spot and you can pay it in your bank account online. That's what I do with my mum. Ok, it's not instant but it's a couple of working days max

Pain in the ass for the op

Redglitter · 23/03/2025 18:51

Does she really not do online banking or is it just an excuse. I dont know anyone that doesn't use it. Seems very odd in this day & age

RelishingGrpSupport · 23/03/2025 18:54

Hi OP. Sorry but YABU putting up with this.

SueSheeMee · 23/03/2025 18:56

Radish81 · 23/03/2025 18:49

Pain in the ass for the op

If she's not going to online bank it's the next quickest option. Literally takes 30 seconds to pay in a cheque on the app

Wolfpa · 23/03/2025 19:10

Convince her to do online banking, or get her to pay for everything on her card and you can pay her back

ClaredeBear · 23/03/2025 19:13

People who “don’t do” whatever, often as a matter of principle, can be really annoying when they don’t then make the sacrifice that comes accompanies their decision.

Cucy · 23/03/2025 19:14

I assume it’s things that you really want to do which makes it trickier.

I personally would try and not do it unless you are with her.
Say it’s not working or something if you are not with her and then next time you see her, say you’ll book it then and then get the money at the same time.

Or tell her that you’ve deleted your online banking account.

Does she not even have PayPal?

Airspice · 23/03/2025 19:44

Radish81 · 23/03/2025 18:46

So very close friends (is this the friend you went on holiday with?)

but don’t feel comfortable about this?

and seriously… how often is this actually happening?

No different friend, we go to a lot of shows/concerts together as we have similar tastes in those kind of things

OP posts: