Living alone is tough financially

[Addictedtofizzydrinks34]

If you have a mortgage or rent a home alone..maybe different if you're mortgage-free or perhaps only renting a room or something.
You have to make sure you can afford everything each month. If anything breaks/needs repairing, you foot 100% of the bill. All renovations are paid for solely by you.
You have to make sure you have money aside for various things.
Living alone has many advantages, but financially it's tough and I'm not sure I can do it for much longer. It's stressful unless you have a lot of savings I think.

I live alone with my DD but I’m financially miles better off than when my ex lived here. Quick shower for both of us v long shower for my ex. Low meat meals for me& my DD v meat at every meal when ex was here. He also only paid half towards bills because I outright own but with the added expense, I’m way richer now.

Agreed too. Single people with no kids are living well compared to you.

Tharr the a not true. It’s hard yes but there’s a safety net.
There isn’t one when no children at hone. I’ve done both I know the difference.

Has anyone noticed the OP has not returned, updated or reacted?
Instead, the thread has been taken over by someone with a huge chip on their shoulder, to say the least. Oh, woe is me, life is grim . . . . . .

Right, so you'll not be wanting to keep a home available in case one or both of your children need to return? Or wanting to keep anything you've spent hard earned money on? You'll just be dumping it all and saving a few hundred a month in a flat share. And then doing what when that ends?... Oh, presumably replacing it all and starting again? I wish I had money to burn like that! 🎻

The OP has more sense than the rest of us! 😂 Goodnight all - I hope you all have the lives you deserve!

Many people have had hard childhoods- I know a millionaire who as a child had to share a double bed with four siblings - head to tail.
He left school at 14 and no one gave him anything... he worked his way out of the morass of poverty as many do.

One wage supporting one person with no impediments to climbing the career ladder shouldn't need benefits.

If you're a low earner, then you're going to find life tough.

But single doesn't need to equal low earner. Indeed, with no other responsibilities, singles without dependents are the best placed to climb the career ladder. And they have the luxury of only themselves to provide for.

If you have disabilities, you can claim benefits, regardless of relationship status.

You don't get to claim benefits for bringing up kids you don't have, obviously.

I've never claimed a benefit in my life (although I hope state pension is still around once I get there!). Never whinged about them either.

Basically you say "only I am providing for me, its not fair!". The counter argument is "I wish I had the luxury of only providing for me, but we have four people to provide for on that one same salary".

I wouldn’t be asking for government help to do that, no.

Well this thread has escalated 😳

But on the actual point, yes I think it's bloody tough. My mortgage is high cos I'm old(ish) could only afford a one bed flat cos where I live is expensive (can't move elsewhere as that would mean another country) so no spare room to rent out. Food is a pain and I've actually gone mostly vegetarian cos it's just easier to buy veg in single size portions, and tend to batch cook a lot.

I'm not a high earner, I'm in my 40s so I'm not house sharing, my siblings are very much older and very much married so no buying with them. My only option was to stay with my elderly widowed mother (who incidentally also finds it harder to live alone, I'll suggest she gets a lodger)

I've made a choice and I'm not crying about it, I don't need any tiny violins 🙄, but living alone is tough financially! End of

Basically you say "only I am providing for me, its not fair!". The counter argument is "I wish I had the luxury of only providing for me, but we have four people to provide for on that one same salary"

Funny how when I say it, I get vilified and called a bitch and a cunt, and told to fuck off and shut up. Got to love how warm and welcoming my adopted country is, it just makes 25 years of paying taxes and getting British citizenship all worth it.

The counter argument is "I wish I had the luxury of only providing for me, but we have four people to provide for on that one same salary"

But then the counter-counter argument is that “You chose to have children and your partner to stay at home, otherwise you could have had the “luxury” of only providing for yourself”

And then we go round in circles.

Everyone’s life is hard at times. Can’t everyone have a bit of a moan about things?

Of course it's harder on your own, I lived alone and supported myself from the age of 18 - 25, bought a house with ex then lived alone from 28 -30. In my early 20s I was working 60hrs overtime a month just to pay for everything. It was hard. This isn't a new thing, it's always been hard..

They didn't call you the b word. To bitch is another way of saying to whine, to complain to moan etc. That poster was saying instead of being grateful you whine/moan.

Neither am I? I'm just tootling along paying my taxes the same as the next person.

Quoted wrong poster. That was meant for the bitchy cunt.

Agree it is tough. I am now 62, but could not afford to live alone before I married. Always house shared. It is just so expensive and there is no safety net like you have in a couple.

One wage supporting one person with no impediments to climbing the career ladder shouldn't need benefits.

You know it takes time to climb the career ladder though, right?

I'm working 2 jobs, sometimes 55 hours over 6 days a week at age 49. I work in the public sector and although I have 16 years relevant experience and various relevant qualifications, I can't get onto the career path I want to pursue without a degree...which is going to take me 6 years and cost approx £21,000.

By that time, I'll be nearly 55, so chuck workplace ageism and the fact I'll be paying my student loans back and trying to top up the pension that I can't afford to pay into at the moment...how much better off do you think I'll be?

Not all of us have siblings and how many people have friends who would want to buy a property with them? Some posters write such trite!

Seriously, not all families claim benefits. We certainly didn't.

Are single people really bitter that they can't get childcare hours for children they don't have, FSMs for children they don't have, CB for children they don't have?

And I'm fairly sure relationship status isn't a qualifying factor for PIP, DLA, JSA, UC, Housing Benefit (or whatever it is now) etc.

Basically, benefits are based on need. If you don't have kids, you don't need the benefits to support the kids you don't have, such as free (it's not really free btw) childcare or free school meals!

They didn't call you the b word. Try reading it properly.

You bitch = you complain about.

I agree with pp though, your posts have been unpleasant to read.

Oh ffs. You were not called a bitch. Multiple posters have explained to you how you misunderstood that comment.

And unless your children were fully privately educated and none of the 4 of you have ever received any nhs care, then you will have received more than you have paid in taxes. You really haven't done badly out of being here. Maybe I should get my tiny violin out...

@Addictedtofizzydrinks34 my friend and I were talking about this last week. I'm a widow and she's single - never wanted to marry any of her exs.

Anyways, I completely agree. Being single/living on your own is financially hard and decision-making hard (noone to offer counter options/help balance decisions). There are other benefits in being a couple too like companionship (sounds like old people but massively important in happiness ratings).

Financial benefits, though, are the last reason I'd be with someone cos you have to think about that person throughout your relationship and I'd need to be vested in them as a person not just vested in their money.