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Share your dilemmas and get honest opinions from other Mumsnetters.

Finance took out a loan

8 replies

Usernamemustcontainspecialcharacters · 07/03/2025 09:24

Just wanted some opinions on this matter
my fiance and I have been engaged for over 3 years now we have a two year old together. He is in so much debt like credit cards etc (apparently his ex kept taking them out) I know this is bullshit but I cba arguing over it he told me that when I first met him. Anyways he has twins with his ex who he pays maintenance to they are 18 he pays over 700 to them. He took a credit card out not long ago for 500 quid and didn’t mention it to me as we pay all the bills together I’ve had to pick up our gas and electric bill which they want 500 quid a month for I’m a Stay at home mum on benefits I do t get much as they look at his wage and work out what I’m due. I pay council tax, water bill and pay everything when it comes to our two year old including food clothes etc she is on a two year waiting list for SEN too so it’s hard I must add. Anyways yesterday he’s gone and taken out another 5000 loan yesterday not even mentioned anything to me my daughter was watching YouTube on his phone and the email came through at the top and she was trying to swipe it but clicked onto it so I had a read not going to lie. What do I do? I don’t want to argue as every time I say something to him he takes it the wrong way and it ends in a argument. Feel like walking away before we do end up married in the future

OP posts:
Arthurnewyorkcity · 07/03/2025 09:28

Do not marry him. If someone shows you who they are, believe them. He will drag you down

TheSandgroper · 07/03/2025 09:37

Get you and your daughter out of there. Or get him out and, if you live somewhere useful, get in a boarder.

He is a financial car crash that you can’t afford.

Get him out today. No, he is not a good partner, he is not a good father. Do not bend over backwards to facilitate a relationship between your daughter and him. Do what you have to and no more.

“Always back Self Interest. At least you know that it’s trying to win “. He is Self Interest.

Velmy · 07/03/2025 09:39

Don't marry him. He's a liar and financially irresponsible.

BMW6 · 07/03/2025 09:40

Well you scraped the bottom of the barrell when you picked him to have another child by didn't you!

MrsMoastyToasty · 07/03/2025 09:42

Don't argue with Stupid.

Get yourself out of this relationship as soon as possible.
Get your wages/benefits paid in to a sole account.
Check your credit score in case he's borrowing fraudulently in your name.
Make a claim for maintenance.

toomuchfaff · 07/03/2025 10:23

Financially extrapolate yourself from this man. Do it now.

Don't tie yourself to a financial mess, he's a liar with a raft of baggage.

Or don't... and end up paying for his mess for the rest of your life.

Your choice.

Pottedpalm · 07/03/2025 10:33

Your 2 year old was watching YouTube on a phone? And you allow this?

toomuchfaff · 07/03/2025 10:51

I don’t want to argue as every time I say something to him he takes it the wrong way and it ends in a argument.

So he sounds like an absolute charmer. If it's your house, chuck him out, if its his, make plans to leave. Check your credit score immediately to see if any loans have been taken in your name. That one is critical. If they have - REPORT HIM TO THE POLICE. Do not accept any BS "it'll be OK, I'll pay it off" shit from this waster.

Get on equifax today and check your credit history and handle any fallout.

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