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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Inheritance Money has Disappeared

32 replies

GoldPeer · 02/03/2025 20:14

Mum who's 85yo has put a lot of her money in an account with her beneficiaries as account holders alongside her. We can all see it but only she can instruct doing anything with it.

I have an on/off relationship with my mum because her behaviours are judgemental and aggressive.

I'm cooling off at the minute after her behaviour towards me a few weeks ago.

Anyways I changed my phone 5 weeks ago and have been steadily accessing accounts. I added the account today to find it's been emptied.

I messaged the administrator and asked when they planned to let me know. They've seen the message and not replied.

Obvs its my mum who has instructed this - she did tell me she would cut me off, but she's threatened this multiple times to other beneficiaries and never done anything - they have done terrible things to her too, like shouting at her etc

There is a will btw but obvs that can be changed.

The question is, do I breath a sigh of relief that I dont need to put up with her sh1t anymore and move on or do I go find out wtf has happened.

In terms of £ my inheritance when she dies would be about £50 or £60k so not a life changing amount but still nice to have.

WWYD?

OP posts:
Booboobagins · 03/03/2025 23:21

Longhotsummers · 02/03/2025 22:00

The money in the account will be split amongst those who are on the account ie if they are put on it as a joint account holder. This will be separate to anything else in the will.
My SIL made her mum make her a joint account holder on an account that MIL had transferred a significant amount of money into. On her death SIL got the lot as it was dealt with separately to what was in the will. There was no recourse for the other siblings and SIL still got her share of the house sale proceeds as well.

That is a sly move. But karma is real.

Booboobagins · 03/03/2025 23:23

goingdownfighting · 02/03/2025 20:24

How sad that you would only consider having a relationship with your mum for her money, and how awful that she's held it over you and promoted those values.

No idea what you mean. Your comment's so judgedmental. Ready my latest post for more info pls dont try to join the dots yourself.

Booboobagins · 03/03/2025 23:25

Broccoli456 · 02/03/2025 20:25

Who are the other beneficiaries? I would be concerned where the money has gone. I'd forget about the inheritance I think that's a terrible reason to stay in touch.

It's gone into an account I can't see or am not an account holder. It will not have been drained, well not yet. My siblings children are both back from overseas now though, so it'll be getting drained soon enough...!

But its not my problem. That is for my mum to decide on. She can do what she wants. My siblings behaviour is abhorrent....

Booboobagins · 03/03/2025 23:28

I never said that. I wasn't going to speak to her but my sibling, the administrator. Where and how did you read that in what I said?

I repeat Im annoyed I wasn't told what was happening as I said its not a large amount of money!

Crazy....

BMW6 · 03/03/2025 23:50

You've changed your username??

MissDoubleU · 04/03/2025 00:06

You seem to think you are more deserving of the inheritance than your siblings, and come across resentful that any of it might be spent now they are back from overseas.

Toxic mother or not, calling her money your inheritance before the woman has passed is in very poor taste. If she wanted to gamble the lot in a poker game tomorrow she can, it’s hers to do as she pleases. Wrong to be counting any of it as yours in any way, when she’s alive and well.

Otherwise if she’s so terrible just walk away. No long term hope of a pay off is worth forcing yourself to be around these people.

pikkumyy77 · 04/03/2025 00:09

RedVelvetIcing · 02/03/2025 20:18

You can’t have no contact and her money.

Of course you can.

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