I signed up for the gym before finding out I was pregnant. As I have high risk pregnancy, am experiencing bleeding and have low blood pressure it’s not advisable for me to exercise or be in hot environments (such as the pool area) as I’ve been feeling very dizzy etc. I notified my personal trainer who I paid for a package with and who has been unavailable for sessions to fulfil the package and he took a week to respond saying I couldn’t have a refund as he has spoken to the manager and that was managements decision. I called the gym today to speak to a manager and told them I would be exercising my right to cancel under a medical reason and that I would like a refund for my unused personal training sessions. They said I had to give 30 days notice so I said well I’ve already given one week via the personal trainer and since a monthly debit has just come out and I won’t be using the gym this covers the 30 days before my next payment is due. They refused stating I will be in arrears and need to pay for the whole of next month too. I said well if the 30 days take me past the next debit date I will pay for the pro rata amount for that day/those couple of days. I said I will also be raising a card so price in reference to the service I’ve not been provided with. They left me in tears and said another manager would call me. Who is being unreasonable? I was never provided with a copy of the terms and conditions she refers to and since I’ve never been in debt before in my life, have a baby on the way and my mortgage due for renewal next year I’m terrified they will give me bad credit or something?