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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Uc overpayment help

2 replies

SadGiirl · 07/02/2025 14:05

UC lwcra w pip went back to uni during psychosis

Hello,

I'll try to keep this short.

I have severe depression and ptsd which I'm on medication for.

For the last 10months I've been in active psychosis and have not been taking my medication.

I usually have my sister to help me with day to day things but my mental health began to affect her so I've been dealing with things on my own.

I dropped out of uni in my final year because my little brother and aunt were killed in a double shooting a few years back as the final academic year started which is why I went on universal credit.

Anyway September I wanted to unalive myself but I didn't want to have nothing to show for my time on this floating rock so I had the bright idea to get a hold of my life and go back to uni and just finish at least that one thing because I thought if I did that then everything will fix itself or can end it all and I Atleast had that.

However now I'm here 2025 voices louder, shadow people more frequent and just hearing things that have not happened and feeling like more of a failure than ever because all I've done is exacerbated what I was already dealing with at home and brought it to where people can actually see me and to top it all off I've been fainting a lot.

In the midst of all of this I've failed to report that I'd gone back to uni 6months ago because I was under the impression that it would be done automatically and when I initially spoke to student services they told me it did not count as income and honestly Ive been overwhelmed with everything I've put on my plate thinking I was making everything better.

I would like to report this change but I don't know how to go about this as I can't write most of this in my journal because I don't want to be sectioned given what I’ve already said.

I don't have a problem paying the money back as if I'm correct then there is an over payment I just don't want it to seem like I'm being fraudulent because that is far from the case.

I realise that I need help but getting a hold of a gp without doing the appointment olympics at 8am is really hard and then when you finally do your bounced around from person to person and never really get a result which is why I disengaged.

Furthermore my student status is currently being discussed as they don't feel that I should have enrolled given my mental state to begin with (shocker).

Anyway I don't really know what to do or what to expect anymore, I miss my old life, I miss working and the less control of my mental I have the further away that feels and it's just awful.

Do I close my claim and contact the repayments department ?

Thank you guys in advance I really appreciate it 🩷🩷

OP posts:
Nonametonight · 07/02/2025 14:12

There's no need to close your claim - as you're getting LCWRA and pip you can get UC while studying
There will probably be a small overpayment that you will need to pay back but it won't be a big deal at all.

There's no need to explain the psychosis or anything if you don't want to.

Just write on your journal that you're studying and that you didn't initially realise you needed to report it to UC. They will probably ask for some details of your student income

If you can, get some advice on whether the amount of overpayment they calculate is correct - they often make mistakes on student income

I hope you can get some help for your mental health.

It's great that you've gone back to uni and you're trying to accomplish something. That can't have been easy when you were so unwell. Good for you!

Monster6 · 07/02/2025 14:14

Given everything you have just written, I honestly think having UC overpayment should not be first on your list. You are unwell, I think you are very unwell actually and you need to seek some support and assistance very promptly. Can you contact your MH team? Can uni advise? Can your sibling support you just to get you to the right place? Good luck op. Please seek help x

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