I migrated from tax credits to Universal credits last year. As Im a carer I dont have work commitments or an AET, I am self employed but again, as a carer I just report the earnings and expenses each month - but as they say Im not Gainfully Employed (due to being a carer) I dont have a minimum income floor or a start up period.
During the month I migrated I was awarded a grant around the work I do - this was to cover expenses related to a project, and to pay me for about 60 days of work over the following 10 months. I made sure, because I was aware of how they work on a monthly cash basis, that all the expenses were pre-bought during that first month, and because I was aware of how Carers allowance have a maximim earning per week, I spoke to them and sent them all the details - and they were happy that the conditions of the grant would keep me under their limit for the period of the project.
That first month I obviously had a high 'earning' even though it was all my wages upfront for the next 10 months, once the expenses had been taken out. I think I ended up with about £20 UC for the month, so had to cover my full rent and council tax from this amount.
The following month I had a loss - obviously, because Id had all the pay, and there was a bit of travel I needed to do. The next couple of months I made a small profit.
Month 4 they removed my transitional protection. This is a top up they give, as they say nobody will be worse off on UC than they were on tax credits. It remains static, until UC ncreases to that level, or you have a change in circumstances. For me it was £300 a month. They said Id failed to reach the earnings in my work commitment, and yet I had no earning limit, or hour requirement. Then they said its because they take the first months earnings as your base, and if you fail to reach that same level for following 3 months, you lose your TP. Then they said that it was because I made a loss.
I did explain that it wasnt 'earnings' that I was a carer and had no commitments. They acknowledged that I want told this in the migration letter. The really galling part is that the grant arrived 4 days before the end of the 1st month, and if I had been aware I could have held back requesting it for a week, and it would have gone into month 2 and I would still have kept the transitional protection. Fortunately I am due a change in circumstances this year as my son will be going to Uni in sept, so was always going to lose that protection payment anyway, but basically I will lose £3000 from my household income due to information I wasnt given, and wasnt aware of. It sometimes feels like they are trying to trip you up.