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Help please. Insurance - think I've messed up

51 replies

NoOneKnowsWhoYouAre · 31/01/2025 09:25

Posting for traffic. Getting my DC car insurance quotes and it asked when the car was bought. We are giving him our car so I put the date we bought it. I have the receipt for that. We have been the registered keepers since then and just this week transferred the car to him as the registered keeper.

Today DC (17) has had an email saying they are auditing and he needs to send off his v5 (which we don't have yet).

My question is, will they think he (we) lied on the application? We didn't intentionally, it's when the car was bought, but is that what they were asking? The policy just says "date bought:" with the date we bought it (he hasn't bought it ever), it didnt ask when he became the registered keeper. I'm feeling really stressed about it, I tried to do this properly, and I'm worried I've massively fucked up.

I will ring them with him tomorrow and can send proof of the date we bought etc, but will he have his insurance cancelled?

OP posts:
NoOneKnowsWhoYouAre · 03/02/2025 21:25

OrangeFluff · 03/02/2025 19:57

I work in motor insurance. There’s usually two questions- who is the owner and who is the keeper- as these can often be different. Your husband can be the owner and your son the keeper.

Interestingly this wasn't asked. I wish it had been!!

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