Morning ladies
I have a fairly checkered financial past and have had huge debts, which are now almost entirely paid off through a combination of my graft, help from my parents and a whacking payment from DH. My last shred of debt is just under a thousand pounds on a credit card, which will be paid off before I go on maternity leave in July - which might sound bad, but since it was around £3000-4000 from three cards combined, I think I've done fairly well to reduce it.
I want to hang on to the credit card once it's paid off and once I go on leave, even though I have no intention of using it (I have no desire to get into debt again!). I think it's a useful thing to have for emergencies and that some places (particularly in the States) only take credit cards.
DH thinks I am being unreasonable and should either cut it up or give it to him to look after. He says that if I need money then I can just ask him and makes the reasonable point that he has more cash in his savings account than I have available on the credit card anyway. He is challenging me to come up with an emergency where I might need the card - to which I say that if I could anticipate it then I probably wouldn't need the card anyway! I just feel safer having it.
Partly I resent the suggestions that I can't be trusted with it or that I'm still racking up debt, neither of which I think are true. I think we're also both adjusting to the fact that I will be financially dependent on him once I go on maternity leave (and I know he is worried about how we're going to cope with the loss of my salary).
RW x