Been together about ten years, I have DS, divorced from their father when they were toddlers, so I've no blinkers on the fact that marriage is a legal contract not just a big day out in a white dress. DC have known him since they were little. Get on beautifully, he's very respectful of them, knows they are priority and always have been, and is a great addition and influence in their lives, he feels v lucky to be a part of theirs, he's no DC of his own. We kept our own houses, spend time at both, but live seperately.
Planning to move into his in the summer of '25, it's larger and better position and we would all like to spend more time together. DC on board and looking forward to it. No mortgage on mine, about £250k on his. His worth about £100k more than mine.
I have my own business, he earns about £70k, me a bit less, both have similar amount of savings, no debt other than mortgage, he has solid career with good pensions, I have no pension.
Should we get married? If we don't get married, what would be a reasonable set up financially when we move in together? And what else do I need to put in place regarding Wills and whatnot? Or Prenup if we do? How much should we both be contributing and to what to keep things fair for both parties, I'll have the rent coming in from my house which would be around £1k a month.
I'm answering my own questions and feeling like I need to seek professional advice, but if anyone else can chip in with experience please do!