I think I just worked out my last employer underpaid me for an entire year- what can I do ?

[giddyg]

I thought it was a tax issue, but when I put my gross salary in the HMRC online tax calculator and compared it to what I was actually paid- I was underpaid by a substantial amount in the ' gross ' section of my pay on my pay slips as reported to HMRC by the company.

What can I do about this ?

On the HMRC account, it tells me it can't show me my tax code for 2 of the technically 3 employers I had that year.

@ForOpenLeader what is your fucking problem ? Back off.

But what do you expect me to say ? Why are you taunting me. ' you're not going to check your payslips are you' just go away.

No, I mean once your pension contribution has been taken off the gross amount?

Through PAYE like they did previously.

It doesn't matter what the tax code used during the year were as long as the last one is correct (and you do a tax return to claim back any difference if not done via paye.

I don't need to do a tax return now but do anyway as I need to check interest under £1000 and other income also under. And how would I know if I have under or overpaid unless I do the sums! (But I am an accountant!)

No it won’t, if you are doing any kind of salary sacrifice the gross amount on your payslip will be after the sacrifice deduction, as this is the value used for the tax and NI deduction, which will now be less than it ordinarily would be, as this is the point of salary sacrifice.

You need your payslips and until you have them it’s impossible to say what has happened.

@Jennyathemall it is most likely that then! I'll be sure to get hold of my payslips and also give my accountant a call on Monday to help me.

@LittleBearPad can paye deal with the personal allowance withdrawal? It never used to be able to do so. Fine when over£125k salary as no personal allowance but didn't work in the band, particularly if you got say a March bonus pushing you into the band.

Likely you will have to rely in the employer's good will if they've paud you wrongly. Can't submit an ACAS claim more than 3 months minus one day after the event (check with ACAS).
You should have had a P45.

Yes, if you estimate your income in gov gateway then it’ll update your tax code & your tax will be (should be) about right. Assuming all things remain equal.

@ByQuaintAzureWasp I do have a P45! Well, they have me two, as I explained they changed the entity that was paying me for the last three months of employment

OP just to reassure you, the poster who's as hassling you was a troll who was reported on a number of other threads too so please don't let them get to you

Hope you get this resolved but it does sound like a salary sacrifice issue

I found my payslips from June until December 2023. The app doesn't contain the payslips from January until March 2024, that's when I was paid by the different company.

So the gross pay is as HMRC calculator says it should be. So I must have been contributing to my pension!

All of the details aside, this isn’t on you to figure out and respond to HMRC - this is why you pay an accountant to act on your behalf in this manner. He should handle the entire affair. The only question is whether you continue with the current accountant or get another. And if indeed he determines that you have got questions for your employer - that for eg you might have been underpayed - he’ll let you know and advise on the right question to ask your employer.

Really? Mine always shows my actual gross pay then the deductions at source (pension) and the net pay. And mine is salary sacrifice too. Why would the pension deductions not be referenced on the payslip?

OP if the gross amount is less than what your salary was meant to be (eg your pay was 48k per annum but the gross is less than 4k per month) then they have underpaid you and owe you the difference and you can sue them for breach of contract.

Earnings £9,180.00
Take-home: £5,240.68
HMRC £3,755.87
Pensions £183.45

Ah sorry, ignore my post! Glad you got it sorted out.

Glad you sorted it

Doesn't it show a gross pay or taxable gross pay line too? It must do. I assume you just overlooked it?

Pay slips can be slightly different but I would be surprised if this is true. That sounds like a standard pension setup. What number is your tax calculated on? The “actual” gross or the number after pension deductions?