To wonder how people will find jobs in their late 60s?

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i was just thinking about pension ages, prompted by the Waspi thread and also fact that I spend a lot of time worrying about my own retirement.

i know the pension age has to rise but at the same time I think it will create even more inequality. There will be people with private pensions who can retire at 55 and then those who can’t - and are likely to struggle to stay employed until they can get the state pension - which is likely to be 70 soon.

i my professional job there is an expectation that people retire at around 55. There are no people in their 60s. When I look at people employed in retail, etc I also only see people in their early 60s maximum.

how is someone aged 65 supposed to find a new job?

if anything, I feel like there is more ageism now than ever before. Particularly in relation to older women.

why does that affect those in their 60s?

Well the state pension is exactly that - a benefit.

come off it, people claim a state pension,
it is not counted as a benefit
but it still has not answered my question

Many of us will end up under employed and unable to make those last important years contributions to our work place pensions.
My workplace pension is a reasonable one and I’m lucky to have it however I am on a low salary so I predict it will tip me over some kind of threshold and people who haven’t saved for a pension will end up better off than me. I was also diagnosed with early onset arthritis in my thirties and will very likely need a double hip replacement. The wait for this is likely to damage my employment prospects too.

I work in the NHS I'm allowed to work until 75 if I am well enough and we are always short staffed. I'm a podiatrist and I plan to retire at 67 and do a couple of days on the bank a week.
There are loads of other jobs in admin and various other departments. All on the NHS website.

are you not allowed after 75?
i worked with a health care assistant in the nhs who was 80

Thanks to generous NHS sick pay I've had 9 months off in total for my hip replacements. Full pay and a couple of months half pay which is more like 3/4 pay once they add on stat sick pay too.

@Gettingbysomehow its not the time off for the ops themselves that worries me it’s the period on then waiting list where I will likely be dismissed from my job as it is an outdoors active role and I wouldn’t be able to carry it out.

I think the government half hoped people in the late 50's + would fill all the jobs - the low paid jobs. However they underestimated people, many would rather cut back and cope after all we are the generation who didn't have all this extra 'stuff' so can do frugle.

I also think that unless you are particularly skilled you end up only having min wage jobs as options with employers getting all the benefits of your experience and you getting very few benefits as imo working conditions are worse now than they've ever been. If you get state pension (imo not a benefit, I've paid in, A LOT) then you'll be taxed in your nmw job. Factor in the costs if travelling to and from work, the shitty way people treat many employees and it starts to look very unattractive.

It's interesting that someone down thread mentioned about over 50's being off on 'sick'. It's endemic in this country and too easy, those magic words 'mental health' and there's no need to work. I expect the 18-26 and 55+ are the biggest group in this category, after all they keep being told they must have 'mental health'.

Lastly we need to stop comparing the UK to the likes of NZ with its very low population <6m with very low/no immigrants. It's a completely different ball game.

@Ginmonkeyagain firefighters don't retire at 55. It's currently 60 but will most likely rise again before my DP gets to retire. His back and hips cause him trouble already so no chance of him being able to still lift people twice his weight at that age.

DP's mum is still working full time in her 70s in a school but is still fairly fit and healthy. I work in the CS and have witnessed multiple people over 60 being hounded out.

@1apenny2apenny totally agree with this. My dad always intended to get a part time job once he retired but decided against it as there isn't much benefit to doing so once you factor in tax and travel costs. His job begged him to go back part time but he said no.

My mum (long divorced from my dad) on the other hand is one of the others you mentioned - those that are claiming they are too ill to work. She's worked a handful of years in her life, claimed to be too ill to work (I doubt this) and is now claiming a full pension despite paying sod all in during her lifetime. She lived off her husband until he died a few years ago when she went onto benefits and PIP for a couple of years before 'retirement'.

I've taken my teaching pension after 30 years of service. That's also 30 years of paying a third of my salary into a scheme which is now paying back what I saved. I can reasonably expect to live off this for another 30 years. Consultancy, supply or other work don't make sense as tax hammers the pension income.
I'd literally need to go back to work full time to a senior position before I was better off.
Lots of people are in this position- and most of them have retired because teaching is such an incredibly toxic workplace for older women ( NOT because of the children!!)

@ismu is that because younger staff are eyeing up the more senior roles that are taken by the older staff?

@westisbest1982 I wouldn't worry too much.

In 1981 when I left school we were all told that automation. (the incoming Pc/IT revolution) would take all our jobs and we'd all have to cut back to three days a week. They actually did a major project on how to keep people busy 😂😂

I'm still working flat out 43 years later.

i dont type letters anymore, i dont often print and post, i process them
my banding could well be reduced to this automaton

It isn't advised. My manager said 75.

Here we can go private paid for by NHS and the waiting list is 4 weeks.

I can’t imagine this will be possible for people who are currently in their 30’s early 40’s. Without a massive cash injection most people will still be paying mortgages or aren’t well paid enough or have generous pensions schemes to be able to retire.

@User37482

I dunno, Millennials are expected to be the richest generation in history once the money starts trickling down from Baby Boomers. Of course some will get nothing, but I don't think that will be the majority by any means.

Yes but most university professors that I've known have remained fairly fit and healthy. I mostly work from home and make an effort to exercise and stay within the healthy weight range, but when I occasionally go into the office I am shocked at how many of my colleagues are hugely overweight, including fairly young people in their 30s.

They look worryingly unhealthy, especially for their age, so perhaps that's why they feel like their bodies will disintegrate!! Sounds awful, but it wouldn't surprise me if many of them don't make it much beyond 55.

@WillowTit no- more like most older staff have the knowledge and experience to challenge careerist managerial bullshit from 25 year old head teachers that doesn't help children.

The news that we are healthy to work until older age hasn’t reached employers recruiting for staff yet. It still seems almost impossible to get a good move after your late 50s.

I’d have thought it’s not the working after 50/60 - it’s the getting hired. The state pension age is now later so I guess we’ll need to adapt.

At my local supermarket, well one of them, there is a retired college lecturer working part time. His old students always call him Prof and he seems happy and very sociable. Maybe different stores have different policies or might vary with local recruiting so if you are in an area with high unemployment it might be harder.

It was gradual here, announced in 1995 and started in 2010 with the change spread over the next few years. It didn't go from 60 to 66 overnight.

Is it partly because older people are often more canny and employers would prefer younger people who are easier to mold and manipulate?