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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be thinking about paying over the asking price for a house

6 replies

Pandapouffe · 18/11/2024 20:59

Firstly wondering if anyone has done this before and if you were happy with your decision?

Secondly, looking for opinions on my situation and whether you think we'd be silly to even consider it.

There's a house in the area where I live that has come up and down for sale 4 times in the last 18 months. It's not currently for sale but I had seen it on rightmove and we were going to view it (DH and I had been toying with the idea of a move but wanted to view some houses before making any decisions) but it soon got taken off the market again.

I spoke to someone who knows the guys who live there who informed me that she's unsure as to why they have been putting it on and off the market, but when it was last up, they had received closed bids and the top offer was 15k over the asking price. For whatever reason it never progressed very far and it came back off the market.

The first time it went up for sale, it was listed as 540k. Second and third times were 530k and the most recent time was 490k but they received the offer of 505k.

I was walking the dogs last week, walked past the house and saw one of the men who lives there. I started a conversation and jokingly (although not joking!) said if ever they want to sell, to let me know because me and DH would love to come and see if it'd be the right house for our family. He told me that he's planning on moving back to America and his friend, who he bought the house with will be staying locally. He didn't say why the other attempts at marketing it had fallen through but said they were probably going to be relisting it in the next few months.

Now, obviously this may or may not happen and they may just stay there forever.... BUT if they do, they will be able to save on estate agent fees by going with us. I'm leaning towards thinking that the reason it's been on the market so many times is because they are holding onto the first price they had for the house and because the price keeps dropping (due to the market) they're reluctant to sell because they'd feel like they were making a loss if they sold now.

If we were to get to the point where we were able to make them an offer, would it be silly to go in with a higher offer in order to secure it (it would be our forever home so we wouldn't be selling it for many years) or should we offer just slightly over what we feel it would be worth now (probably the same as it was when it was last listed) given that they would be saving themselves around 5.5k in estate agents fees, as well as not having to faff around with listing it and having dozens of people in to view it.

Any help or advice would be greatly received!

OP posts:
OrwellianTimes · 18/11/2024 21:03

Wouldn’t personally, wouldn’t trust them not to pull out halfway through the sale because he’d changed his mind again.

OswaldCobblepot · 18/11/2024 21:09

Chances are there's either something wrong with the house or something wrong with the vendors (i.e. flaky). Proceed with caution.

batsandeggs · 18/11/2024 21:11

I think paying over the asking price for a house that has already been reduced in price several times and has been on and off the market a bunch of times would be an insane move. But ultimately, a house is worth what you’re willing to pay for it.

I like in central Scotland where offers over are the only way to have an offer accepted, but in this example I’d genuinely be offering under the asking price. It all just screams that they’re desperate to sell.

WhereIsMyLight · 18/11/2024 21:11

Up for sale 4 times in 18 months? There is a reason it keeps falling through and before you offer anything, let alone above asking price, you will need to understand why those 4 sales have fallen through. If I offered on the house, I would get a full survey as a minimum and not be prepared to saddle yourselves with a big project and big budget because it’s a “forever” home.

JawsCushion · 18/11/2024 21:13

OswaldCobblepot · 18/11/2024 21:09

Chances are there's either something wrong with the house or something wrong with the vendors (i.e. flaky). Proceed with caution.

This.

My neighbours have sold their house 2 or 3 times and then pulled out. It's ridiculous. I know why which makes it even worse.

DeliciousApples · 19/11/2024 08:54

Survey for sure if you wish to proceed. Sometimes in Scotland if you asked the company that did it for a copy of a survey you may be allowed it for cheaper. Not sure if that also happens in England though.

There is a reason people are pulling out. Find it.

The neighbours advice is heresay. You want the truth. Which I doubt you'll get.

They sound a bit flakey. Not sure I'd want to be in a chain with them tbh.

They won't save estate agents fees because they will just put the old advert back up. You pay for it until it's sold. So they can in theory put it on and off a few times. Again that's Scotland so not sure down south.

You will be well in negative equity if house prices drop further.

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