Our old batshit neighbour set one up after she set her house on fire (by mistake!)
Its a council House so no building insurance needed but it would have been about £3/4 a week for contents
Within hours,she'd set one up as she was a single parent (bollocks-she lived with her boyfriend), 3 kids (all over 18 and one moved out and refuses to speak to her) and she could afford to run that crappy ring doorbell,takeaways every single night,taxis everywhere if he wasn't around to take her anywhere in their expensive car, and expensive parcels delivered (i started to take them in as she refused to answer the door but stopped when she turned on us),but couldn't afford the pennies a week to pay to cover her arse
The gofundme was for 2k (they got £500) with big daily mail sad face and a sob story which pulled in donations of clothes (which they sold),tech (ditto) food (which she binned) and god knows what else
There are a row of about 5 houses not far from my work and at least once a year,they seem to have a fire in one of them and up goes the gofundme-they never seem to have insurance
I pay my bloody insurance every year-i insist we take it out when dp moans about the cost (every year) as I'd rather die than beg for money