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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this budget will finish us off

1000 replies

BurnoutGP · 30/10/2024 22:12

I am a GP Partner of over 20 years. I am now senior partner for the last few years. We have seen year on year below inflation funding increase. With an explosion in demand and massive shift of work from secondary care. We have issues wirh recruitment.
Our partner income is shrinking year on year. We are now always overdrawn and this gets worse every month.
We just cannot soak up the MLW and NI without adequate resource uplift.
I think we will be done. I'm so very tired of the constant battle and the demand and anger while working "part time" 60hr weeks.
We will have to hand back our contract. And we wont be the only one. That will leave one surviving practice in my area.
I'm done.

OP posts:
Thread gallery
10
OldTinHat · 31/10/2024 08:27

OP, I live in a county town. When I moved here 6yrs ago, there were three GP surgeries. Now, there are none.

The nearest is six miles away, which equates to a £35 round trip taxi fare for my neighbour's sister (95), twice a week, because she's unable to physically get on a bus.

Savingthehedgehogs · 31/10/2024 08:27

I am most definitely not a fan of Labour but I am relieved.

Yes the money needs to come from somewhere and working people are under too much pressure as it is. So I feel Labour have made some good choices with one or two exceptions.

That is rare praise from me. It was never going to be great for everyone!

Fireworknight · 31/10/2024 08:27

There’ll be a lot of worried employers this morning, and a lot if jobs, Christmas bonuses, annual pay rises won’t happen this year.

Killingoffmyflowersonebyone · 31/10/2024 08:28

Inthedeep · 31/10/2024 08:11

@Killingoffmyflowersonebyone surely if you increased your prices from the 1st of December (giving clients a month’s notice of price increases) that would give you 4 months to build up some reserves by April. NI and wage increases won’t take effect until then and nor will business rates (all of which I assume you pay monthly).

Prices will also go up for routine things though (our cleaners who are contracted, for example we haven’t factored in yet). The firms we buy equipment for will also charge more as their costs will also go up. The £130K is just our NI, NMW and Business rate tax. It doesn’t include the above or increase in our insurance premiums as a practice, the costs of heating/electricity etc.

If it was simply that, we’d only need to charge £10 more and have 13,000 appointments and it would be (possibly) doable as between the two practices we manage just under 800 appointments a week so that would be about 18 weeks (factoring in Christmas closures etc). It’s the whack of everything becoming more expensive and at rates we can’t predict - the most responsible thing to ensure we’re not in a position in five months of needing to make redundancies (and being frank my DP is very soft and would want to give as good a package as possible) is to sell. We might ask some of our older vets or receptionists about retirement - but loath to lose their experience and it’s unfair to ask.

I’ll stop posting now as I’ve totally railroaded OPs thread! But I think the main point its not just the NMW increase people seem to think it is - and the assumption we’re all awful employers - it’s everything. And these are issues every other business will face as well.

rainingsnoring · 31/10/2024 08:29

delightfuldaisy19 · 31/10/2024 08:22

........and commented that he had to 'stuff their mouths with gold' just to overcome their opposition and get the NHS up and running.

I don't see nationalisation of GP helping. If GPs are all simply paid to work sessions, they will see pretty quickly how much extra work the GPs have been doing in addition to these 'sessions'. Who will do all that work now? The service will be far more expensive to run if you don't have GP partners who are invested in the business and salaried GPs who feel some loyalty to said partners. They will also have to pay for managers to manage each practice, something that GP partners do a huge amount of as part of running their business.
This is exactly what happened with the out of hours provision the last time we had a Labour government. They thought that they were paying GPs far too much to provide this and decided to run it separately. It ended up being considerably more expensive.

JT69 · 31/10/2024 08:29

TubeScreamer · 30/10/2024 22:31

history will not look kindly on this government

On the Government who trashed everything before they left office and pickpocketed the public purse?

I don’t agree with everything Labour are doing and OP has highlighted an issue that most of us probably hadn’t thought about. But you can ‘t pin this on a government of only 4 months.

SoupDragon · 31/10/2024 08:29

Savingthehedgehogs · 31/10/2024 08:27

I am most definitely not a fan of Labour but I am relieved.

Yes the money needs to come from somewhere and working people are under too much pressure as it is. So I feel Labour have made some good choices with one or two exceptions.

That is rare praise from me. It was never going to be great for everyone!

Is it still great for workers if businesses have to reduce staff levels or close entirely?

DrBlackbird · 31/10/2024 08:29

Rummly · 30/10/2024 22:38

I’ve followed the budget reasonably closely but I confess I’d missed the wider implications of the employers’ NI increase. Does it apply to all businesses in all areas, without amelioration for public v private sector - so schools, universities, the NHS, GPs’ practices, TfL, etc will all be hit, along with Starbucks, Barclays and Tescos?

This is the problem I think. This govt tends to think of business as Starbucks, Tesco etc whereas that’s far far from the truth.

Beekeepingmum · 31/10/2024 08:29

MangoRose · 31/10/2024 08:25

But it's not 1.8% is it, it was 10% last year on NMW, it is the doubling of utilities, in hospitality it is the cost of supplies as other companies have their increased overheads to cover, it is also the fact that since lockdown people do not spend as much or go out as much. If it was 1.8% just this year then yes I would agree with you.

It is not just NMW that increases, what about those on £12.21 an hour already, all those need to go up otherwise they are on the same as entry level people, they won't get 6% as no one can afford that but they need something as who wants more responsibility for nothing, and so on.

It absolutely baffles me how people cannot see past the surface. Hospitality is absolutely horrific right now. We are facing the potential that my husband and son could lose their jobs at any time, we are at a stage in our lives where we should be looking forward to enjoying the fact our kids are now at college age whereas we are having to plan around redundancy for the 3rd time so will be skint. Not to mention how ill it has made DH. We are both professional workers, doing 60+ hrs a week, we will never complain about what we earn (above average but not that high for living in the south).

Honestly these threads are so upsetting.

But the NMW increases etc are just inflation. Any business should plan for inflation its not new it happens every year.

MangoRose · 31/10/2024 08:30

justasking111 · 31/10/2024 08:21

Our pharmacy is in the practice. They're on their knees too. A lot of chemists have closed down, especially the Boots ones in our area.

I am not surprised, running a pharmacy is so tough now, lots of unavailable medication so companies who can provide this are charging extortionate amounts, these are really important meds too such as anti-psychotics, there is the ability to reclaim some costs but not all. It is Brexit that has caused that though and now with all the increased overheads, Pharmacy staff are working their arses off to get their hands on life saving meds that are no longer readily available.

Entry level pharmacy assistants are on around £12 an hour, so there will increases there plus those above them which will cause more pressure.

EasternStandard · 31/10/2024 08:30

Savingthehedgehogs · 31/10/2024 08:27

I am most definitely not a fan of Labour but I am relieved.

Yes the money needs to come from somewhere and working people are under too much pressure as it is. So I feel Labour have made some good choices with one or two exceptions.

That is rare praise from me. It was never going to be great for everyone!

People who run small businesses are working aren’t they?

And the OBR have already stated high majority of extra cost will be passed to employees - they are working people I assume

rainingsnoring · 31/10/2024 08:31

Fireworknight · 31/10/2024 08:27

There’ll be a lot of worried employers this morning, and a lot if jobs, Christmas bonuses, annual pay rises won’t happen this year.

Exactly. Some people seem to be focusing on the fact that GPs earn more than them and just showing their unpleasant jealousy instead of seeing the big picture.
There is a much bigger picture here to the regular NMW rises and NI increases. Lots of people are going to be made redundant just in time for Christmas and ongoing. This will simply escalate already rising unemployment further.

BurnoutGP · 31/10/2024 08:31

I'm just going to answer a few things and then I'm not going to post anymore.
An quite surprised by how little doctor bashing just the few usual comments.
I don't earn a salary. My profit share varies hugely from year to year. Our accountant tells us repeatedly out income is reducing in real terms and the practice is not really sustainable.
Not every GP is earning loads just cos your mates friends are doesn't mean we all are.
I have some years made a decent income. I believe I deserve it. I'm not justifying that.
If course we have a manager. Honestly I wonder how people think sometimes. He runs the practice. However he is an employee too. He also cant magic money out of his arse. Ultimately it's my responsibility to provide the service and pay my staff. My name is on the contract.
How GP practicee run and how they came about and are funded is a wbole other thread and just too complicated for here IMO. But we have a monopoly contract we can't pass costs on or easily increase income. And the GP contract has had minimal uplifts for many years.
I can and do other things to reduce burnout. I now only work 2 days in the practice. I work in my special interest field employed by the trust. I also work GP OOHs. Both of those jobs are fare more enjoyable, far less stressful and better paid.
I like many many GPs have a ridiculous sense of loyalty to my practice, my partners, my staff and my patients. I could of course just walk away. The thought makes me sick and sad. My young/new partners aren't quite ready. If I resigned they would probably decide to hand the contract back. Our area would really struggle as one practice has already closed in the last few years.
For those of you who think this is down to us just being rubbish, there are many practices in this boat. The days if fat cat partners are long gone. If you truly believe managed practices or private ones will be better , you're in for the surprise of your life.

OP posts:
justasking111 · 31/10/2024 08:31

OldTinHat · 31/10/2024 08:27

OP, I live in a county town. When I moved here 6yrs ago, there were three GP surgeries. Now, there are none.

The nearest is six miles away, which equates to a £35 round trip taxi fare for my neighbour's sister (95), twice a week, because she's unable to physically get on a bus.

This happened under a conservative government though.

You have to ask what the BMA are actually doing, what the health secretary has achieved.

We're under labour in Wales, believe me it's no better here. But the Spire have built two new hospitals in three years in my area. They're dealing with NHS overspill as well as private patients.

RosesAndHellebores · 31/10/2024 08:31

EasternStandard · 31/10/2024 08:25

This isn’t a fair assessment as you’re missing the constraints specific to a GP practice

And GP's are missing the fact that working people can't be available at their convenience. Take a simple phone appointment. I have to be available from 1pm to 6pm. I work full-time in a professional job too and have a diary like jenga. The GP expects to speak to me at their convenience. There is no hope of me seeing them at my convenience. The telephone appointment practice means I cannot access the NHS care for which I have been paid.

What stops a Dr from ring fencing time for telephone appointments as they seem to prefer them? Nothing except the fact they have zero respect for the time of the patient.

Beekeepingmum · 31/10/2024 08:32

SoupDragon · 31/10/2024 08:29

Is it still great for workers if businesses have to reduce staff levels or close entirely?

After a bit of blustering for their Tory owners most of the these business will be fine.

justasking111 · 31/10/2024 08:33

RosesAndHellebores · 31/10/2024 08:31

And GP's are missing the fact that working people can't be available at their convenience. Take a simple phone appointment. I have to be available from 1pm to 6pm. I work full-time in a professional job too and have a diary like jenga. The GP expects to speak to me at their convenience. There is no hope of me seeing them at my convenience. The telephone appointment practice means I cannot access the NHS care for which I have been paid.

What stops a Dr from ring fencing time for telephone appointments as they seem to prefer them? Nothing except the fact they have zero respect for the time of the patient.

I'd go private in this instance

pantsalot · 31/10/2024 08:33

TubeScreamer · 30/10/2024 22:31

history will not look kindly on this government

Oh come on! I'm not even a Labour supporter and that is just a ridiculous comment.

Whatafustercluck · 31/10/2024 08:34

RosesAndHellebores · 31/10/2024 07:58

Precisely, yet as usual the doctors are whining very loudly from a very privileged position. They are providing poor services and expect significant rewards for doing so. Successful businesses provide excellent services. GP's wanted to be self employed. They are not providing high standards of service. It's rather sad.

We won't get anywhere by bashing those who, on the whole, are trying to do a good job in exceptionally difficult circumstances. The fact is that the current model is the same one that was established at the very beginning of the NHS. It has not evolved to flex and meet the challenges of an ageing population. There's a whole raft of policy decisions required to address the issues that GPs, and their patients, face. Yes, a major one is whether NHS Trusts take over the management of GP practices, as has happened already in some cases. Another is the training, recruitment and retention of GPs. Another is how we utilise modern technology to improve patient experience, outcome and satisfaction.

All yesterday's NI and NMW increase has done is highlight that there are businesses that exist that straddle private and public sectors that are in desperate need of reform. I am sure the Government knows this, and given that it has a vested interest in protecting and investing in the NHS, I think reform will happen.

Op, yesterday's news might feel like the final nail in the coffin, but the reality is that you've been treading water for years and change is needed to address it, not a government shying away from NI and NMW increases that may ultimately lead to much better investment in broken public services. In your situation, I would be contacting your MP to highlight how many years of inadequate and ineffective policy has left your surgery at danger of collapse.

MangoRose · 31/10/2024 08:35

Beekeepingmum · 31/10/2024 08:29

But the NMW increases etc are just inflation. Any business should plan for inflation its not new it happens every year.

You seriously have absolutely no idea do you. I have literally just listed all those costs over the last 4/5 years that have increased way above inflation. I am talking small to medium businesses here, not bloody Amazon. It is impossible and anyone arguing any differently have absolutely no idea of the issues many businesses are facing since lockdown.

OK yeah they can close but then all those people are out of work, plus the huge knock on effect to suppliers etc. They are working their arses off to keep things going. Laying people off is awful.

RosesAndHellebores · 31/10/2024 08:37

rainingsnoring · 31/10/2024 08:21

Again, your post is dripping with resentment while at the same time demonstrating no understanding of the situation that GPs have been trying to deal with for many years.
GPs want to provide a high standard of care and do their best to do so but with decades of poor funding, despite providing > 95% of NHS consultations in primary care, secondary care transferring more and more work their way, an ageing population with very complicated needs, a rise in guidelines to digest and follow, a much more demanding public who have been taught to hate GPs through repeated negative media coverage over years, a rise in complaints and litigation, a rise in hoops to jump through, it has become harder and harder. It's simply not the same as being an accountant or a lawyer. It's a real shame that you don't even try to understand the differences.

It certainly isn't the same as being an accountant or solicitor. They have to treat their clients with respect else not get paid. If their staff were rude they would be dismissed. They are also far more accountable to their clients when things go wrong.

To be fair I moved about 18 months ago from a shockingly awful GP practice and the new one seems to operate to much higher standards both clinically and in the context of respect for the patient. Services are pretty inaccessible though.

Mlanket · 31/10/2024 08:37

We need improved productivity & better wages. We’ve had no investment for years, taxes were going to have to rise & they are never going down.

thegirlwithemousyhair · 31/10/2024 08:37

Savingthehedgehogs · 31/10/2024 08:27

I am most definitely not a fan of Labour but I am relieved.

Yes the money needs to come from somewhere and working people are under too much pressure as it is. So I feel Labour have made some good choices with one or two exceptions.

That is rare praise from me. It was never going to be great for everyone!

Perhaps you could elaborate on the 'good choices' theyve made ?

GoingForALongWalk · 31/10/2024 08:38

Aiteal · 30/10/2024 22:26

Thanks OP. Yes of course. I was curious that’s all. I am sorry you’re facing this. I clearly know nothing about running a Gp business, but I think it’s a shame to say the least that you have to operate like a business at all. GPs are special and critical to all our health, and deserve not to be facing what you are. I’m sorry if my question was insensitive.

Your question was perfectly reasonable. The sneering tone of OP's response was not.

EasternStandard · 31/10/2024 08:39

Beekeepingmum · 31/10/2024 08:32

After a bit of blustering for their Tory owners most of the these business will be fine.

You might not be employed by a business but you must know people who are

OBR have already majority of costs will be passed on to employees

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